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Top SBA Acquisition Lenders in Louisiana

32 active SBA 7(a) lenders in Louisiana, ranked by loan volume.

Lenders

32

in Louisiana

Total Volume

$120.4M

Median Rate

Prime + 2.25%

Median Loan Size

$1.0M

Top Lenders in Louisiana

1Hancock Whitney Bank

Loans

13

Rate

P+2.50%

1.0%

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2American Bank

Loans

8

Rate

P+3.00%

0.0%

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3The Huntington National Bank

Loans

5

Rate

P+2.25%

1.8%

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Top 25 Lenders in Louisiana

#LenderLoansVolumeRate
1Hancock Whitney Bank13$15.3MP+2.50%1.0%
2American Bank8$5.4MP+3.00%0.0%
3The Huntington National Bank5$8.2MP+2.25%1.8%
4Live Oak Bank5$7.3MP+1.50%0.8%
5Third Coast Bank4$20.0MP+1.50%0.0%
6Cadence Bank3$6.3MP+2.50%2.8%
7Gulf Coast Bank and Trust Company3$5.8MP+2.50%0.6%
8Gulf Coast Bank3$2.8MP+3.50%0.0%
9Community Bank of Louisiana3$2.8MP+0.75%0.0%
10Celtic Bank Corporation2$7.7MP+2.50%1.7%
11First Horizon Bank2$6.3MP+1.50%0.0%
12First Internet Bank of Indiana2$3.8MP+2.75%1.9%
13Centerstone SBA Lending, Inc.2$2.8MP+2.00%1.3%
14US Metro Bank2$2.5MP+1.25%0.0%
15The Citizens National Bank of Meridian2$1.2MP+2.75%0.0%
16Gibsland Bank & Trust Company2$1.0MP+2.25%20.0%
17Bonvenu Bank NA2$612KP+2.00%0.0%
18Northwest Bank1$5.0MP+2.13%0.0%
19Brookline Bank1$4.6MP+2.25%0.8%
20Byline Bank1$1.7MP+2.75%1.8%
21Home Bank, National Association1$1.7MP+2.13%0.0%
22Rayne State Bank & Trust Company1$1.6MP+1.75%16.7%
23Bank Five Nine1$1.1MP+1.88%0.0%
24Stearns Bank National Association1$927KP+2.75%6.6%
25Citizens Bank1$824KP+2.63%2.3%

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SBA 7(a) Lending in Louisiana

Louisiana has 32 active SBA 7(a) acquisition lenders that have originated a combined 78 loans totaling $120.4M in volume. The median acquisition loan size in Louisiana is $1037K, with a median interest rate of Prime + 2.25% (Prime + spread).

When evaluating SBA lenders in Louisiana, consider loan volume (a proxy for experience), interest rates, and historical default rates. Lenders designated as PLP (Preferred Lender Program) have delegated authority from the SBA to approve loans, which typically results in faster processing times.

Frequently Asked Questions

How many SBA 7(a) lenders are active in Louisiana?

There are currently 32 active SBA 7(a) lenders in Louisiana based on FOIA lending data. These lenders have originated 78 acquisition loans.

What is the typical SBA loan rate in Louisiana?

The median SBA 7(a) acquisition loan rate in Louisiana is Prime + 2.25% (current Prime rate: 6.75%). Rates are typically expressed as Prime plus a spread, with the SBA capping the spread at 3.0% for loans over $250,000.

What is a PLP lender?

A PLP (Preferred Lender Program) lender has been granted delegated authority by the SBA to make credit decisions without prior SBA review. This typically means faster loan processing and approval timelines.

Data source: SBA 7(a) FOIA lending data. Rankings are based on loan count within the selected dimension. Rates shown are median interest rates expressed as Prime + spread. Default rates represent 10-year cumulative default rates. Data is refreshed periodically and may not reflect the most recent lending activity.

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