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Heritage Bank is a Kentucky-based community bank founded in 1990 by local businessmen to preserve local banking, offering personal and business banking services across 19 locations in Greater Cincinnati area.
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SBA 7(a) Acquisition Loan Data As Of June 30, 2025
Last 12 Months
Last 3 Years
YoY Growth
expanding
As Of June 30, 2025
Median
$689K
Average
$1.0M
All rates shown as spread over Prime Rate
This Lender
Market Average
As Of June 30, 2025 - 10-year default rate indicates underwriting quality
10-Year Default Rate
0.0%
Bottom 10% of Lenders (Highest Default Rate)
Performance Ranking
100th
Lower is better among all lenders
As Of June 30, 2025 - States by loan volume (darker blue = higher volume)
