Seacoast National Bank
Seacoast National Bank is Florida's community bank with over 90 years of banking history, headquartered in Stuart, FL. The bank operates as a wholly owned subsidiary of Seacoast Banking Corporation of Florida, one of the largest community banks in the state with approximately $15.7 billion in assets.
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Data source: SBA 7(a) FOIA loan-level data, covering activity through June 30, 2026 across the trailing 3 years (28 loan records for this lender). Refreshed quarterly from public loan-level records; figures are not supplied or reviewed by the lender.
Seacoast National Bank ranks #108 of 564 SBA 7(a) lenders nationally by acquisition-loan volume.
Most of Seacoast National Bank’s 7(a) acquisition lending falls in the $1M-$2M range: 11 loans, 39.3% of the portfolio.
| Loan size | Share of loans | Loans | % of portfolio |
|---|---|---|---|
| $0-$500K | 4 | 14.3% | |
| $500K-$1M | 8 | 28.6% | |
| $1M-$2M | 11 | 39.3% | |
| $2M-$3M | 3 | 10.7% | |
| $3M-$4M | 1 | 3.6% | |
| $4M-$5M | 1 | 3.6% |
Industries with highest loan volume
Limited-Service Restaurants
8
loans
$889K
avg. amount
General Automotive Repair
4
loans
$1.4M
avg. amount
Full-Service Restaurants
3
loans
$1.0M
avg. amount
Child Care Services
2
loans
$3.1M
avg. amount
Offices of Certified Public Accountants
2
loans
$769K
avg. amount
Veterinary Services
2
loans
$1.7M
avg. amount
Janitorial Services
1
loans
$3.5M
avg. amount
Beer, Wine, and Liquor Retailers
1
loans
$2.0M
avg. amount
All Other Miscellaneous Retailers
1
loans
$1.9M
avg. amount
Other Foundation, Structure, and Building Exterior Contractors
1
loans
$1.6M
avg. amount
10-Year
4.7%
Percentile Ranking
95th
95th percentile
Seacoast National Bank’s median variable rate is + 2.25%, against a market median of Prime + 1.88%, 38 above market.
It priced below the market median in 0 of the last 5 quarters. 3 of the 28 loans in its trailing three-year book carried a fixed rate; the rest were variable.
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.50% |
| $500K-$1M | Prime + 2.11% |
| $1M-$2M | Prime + 2.11% |
| $2M-$3M | Prime + 1.58% |
| $3M-$4M | Prime + 2.50% |
| $4M-$5M | Prime + 0.75% |
over at time of loan origination
| Quarter | This lender | Market median | Market range | Loans |
|---|---|---|---|---|
| Q2 '18 | Prime + 2.25% | Prime + 2.00% | Prime + 1.50% – Prime + 2.50% | 4 |
| Q4 '23 | Prime + 2.13% | Prime + 2.00% | Prime + 1.42% – Prime + 2.50% | 4 |
| Q2 '24 | Prime + 2.25% | Prime + 2.00% | Prime + 1.25% – Prime + 2.50% | 3 |
| Q3 '24 | Prime + 2.25% | Prime + 2.00% | Prime + 1.25% – Prime + 2.50% | 5 |
| Q3 '25 | Prime + 2.00% | Prime + 2.00% | Prime + 1.25% – Prime + 2.50% | 3 |
Seacoast National Bank has originated 7(a) acquisition loans in 13 states, most actively in Florida (14), New York (2) and Oklahoma (2). Darker states on the map carry more volume.
| State | Loans | % of Total |
|---|---|---|
| Florida | 14 | 50.0% |
| New York | 2 | 7.1% |
| Oklahoma | 2 | 7.1% |
| Louisiana | 1 | 3.6% |
| California | 1 | 3.6% |
| Texas | 1 | 3.6% |
| Oregon | 1 | 3.6% |
| Pennsylvania | 1 | 3.6% |
| Idaho | 1 | 3.6% |
| Arizona | 1 | 3.6% |
| South Carolina | 1 | 3.6% |
| Tennessee | 1 | 3.6% |
| New Jersey | 1 | 3.6% |
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