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Seacoast National Bank is Florida's community bank with over 90 years of banking history, headquartered in Stuart, FL. The bank operates as a wholly owned subsidiary of Seacoast Banking Corporation of Florida, one of the largest community banks in the state with approximately $15.7 billion in assets.
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SBA 7(a) Acquisition Loan Data As Of March 31, 2026
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of March 31, 2026
Median
$1.1M
Average
$1.3M
Sweet Spot
$1M-$2M
Industries with highest loan volume
Limited-Service Restaurants
10
loans
$853K
avg. amount
Limited-Service Restaurants
Loans
10
Avg. Amount
$853K
General Automotive Repair
4
loans
$1.4M
avg. amount
General Automotive Repair
Loans
4
Avg. Amount
$1.4M
Full-Service Restaurants
4
loans
$1.0M
avg. amount
Full-Service Restaurants
Loans
4
Avg. Amount
$1.0M
Veterinary Services
2
loans
$1.7M
avg. amount
Veterinary Services
Loans
2
Avg. Amount
$1.7M
Child Care Services
2
loans
$3.1M
avg. amount
Child Care Services
Loans
2
Avg. Amount
$3.1M
Other Foundation, Structure, and Building Exterior Contractors
1
loans
$1.6M
avg. amount
Other Foundation, Structure, and Building Exterior Contractors
Loans
1
Avg. Amount
$1.6M
All Other Professional, Scientific, and Technical Services
1
loans
$545K
avg. amount
All Other Professional, Scientific, and Technical Services
Loans
1
Avg. Amount
$545K
Offices of Certified Public Accountants
1
loans
$385K
avg. amount
Offices of Certified Public Accountants
Loans
1
Avg. Amount
$385K
Offices of Other Holding Companies
1
loans
$1.5M
avg. amount
Offices of Other Holding Companies
Loans
1
Avg. Amount
$1.5M
Bed-and-Breakfast Inns
1
loans
$1.5M
avg. amount
Bed-and-Breakfast Inns
Loans
1
Avg. Amount
$1.5M
10-Year Default Rate
2.0%
Percentile Ranking
90th
90th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.50% |
| $500K-$1M | Prime + 2.17% |
| $1M-$2M | Prime + 2.13% |
| $2M-$3M | Prime + 1.58% |
| $3M-$4M | Prime + 2.50% |
| $4M-$5M | Prime + 0.75% |
Spread over Prime at time of loan origination
As Of March 31, 2026 - States by loan volume (darker blue = higher volume)
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