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Seacoast National Bank is Florida's community bank with over 90 years of banking history, headquartered in Stuart, FL. The bank operates as a wholly owned subsidiary of Seacoast Banking Corporation of Florida, one of the largest community banks in the state with approximately $15.7 billion in assets.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of December 31, 2025
Median
$1.0M
Average
$1.3M
Sweet Spot
$1M-$2M
Industries with highest loan volume
Limited-Service Restaurants
8
loans
$889K
avg. amount
Limited-Service Restaurants
Loans
8
Avg. Amount
$889K
General Automotive Repair
3
loans
$1.4M
avg. amount
General Automotive Repair
Loans
3
Avg. Amount
$1.4M
Full-Service Restaurants
3
loans
$1.0M
avg. amount
Full-Service Restaurants
Loans
3
Avg. Amount
$1.0M
Child Care Services
2
loans
$3.1M
avg. amount
Child Care Services
Loans
2
Avg. Amount
$3.1M
Offices of Other Holding Companies
1
loans
$1.5M
avg. amount
Offices of Other Holding Companies
Loans
1
Avg. Amount
$1.5M
Veterinary Services
1
loans
$991K
avg. amount
Veterinary Services
Loans
1
Avg. Amount
$991K
All Other Miscellaneous Retailers
1
loans
$1.9M
avg. amount
All Other Miscellaneous Retailers
Loans
1
Avg. Amount
$1.9M
Insurance Agencies and Brokerages
1
loans
$1.3M
avg. amount
Insurance Agencies and Brokerages
Loans
1
Avg. Amount
$1.3M
Bed-and-Breakfast Inns
1
loans
$1.5M
avg. amount
Bed-and-Breakfast Inns
Loans
1
Avg. Amount
$1.5M
Janitorial Services
1
loans
$3.5M
avg. amount
Janitorial Services
Loans
1
Avg. Amount
$3.5M
10-Year Default Rate
2.4%
Percentile Ranking
91th
91th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.45% |
| $500K-$1M | Prime + 2.19% |
| $1M-$2M | Prime + 2.00% |
| $2M-$3M | Prime + 1.50% |
| $3M-$4M | Prime + 2.50% |
| $4M-$5M | Prime + 0.75% |
Spread over Prime at time of loan origination
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)