SBA Program Updates

Official procedural notices and regulatory changes

Latest Major Update

SBA Doubles Combined 7(a) and 504 Loan Limit to $10 Million

The SBA doubled the combined 7(a) and 504 loan limit from $5M to $10M, effective July 4, 2026. Programs are now decoupled. What acquisition buyers need to know about deal structuring.

Programs:

7(a)

504

Effective: Jul 4, 2026Published: May 19, 2026

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All Updates

July 2026

●Jul 4MAJOR7(a), 504-SBA Doubles Combined 7(a) and 504 Loan Limit to $10 Million

June 2026

○Jun 1Info7(a), 504-SBA Eases Prior Loss Rule for Non-Controlling Investors

April 2026

●Apr 9MAJOR7(a), 504, SBIC-The SBA FY 2027 Budget: What Business Acquirers Actually Need to Know

March 2026

○Mar 1Info7(a)-SBA Retires SBSS Score for 7(a) Small Loans ○Mar 1Info7(a)-The SBA Just Expanded Rate Options for 7(a) Loans. Here's What It Means for Your Acquisition.○Mar 1Minor7(a)-SBA Discontinues SBSS Score Requirement for 7(a) Small Loans ●Mar 1MAJOR7(a), 504-SBA Eliminates Green Card Holder Eligibility for 7(a) and 504 Loans

January 2026

●Jan 1MAJOR7(a), 504-SBA Updates Citizenship and Residency Requirements with 5% Ownership ExceptionSuperseded

September 2025

○Sep 30Minor7(a), 504-SBA Revises SOP 50 10 8 with Technical Updates for 7(a) and 504 Programs ○Sep 17Minor504-SBA Updates Environmental Review Procedures and Makes ALP Express Permanent

July 2025

○Jul 22Minor-Surety Bond Guarantee Program Gets Streamlined Eligibility Review

May 2025

○May 5Minor-SBA Updates Veteran Verification and Preferred Surety Bond Claims Procedures

April 2025

●Apr 15MAJOR7(a)-Major Changes to 7(a) Loan Servicing and Liquidation Procedures

March 2025

○Mar 27Minor7(a), 504-SBA Now Requires Date of Birth for Business Owners in E-Tran ○Mar 21Minor7(a), 504-SBA Modifies Environmental Policies for 7(a) and 504 Loans ○Mar 14Info7(a), Community Advantage-SBA Rescinds Community Advantage SBLC Loan Ceiling Expansion

December 2024

●Dec 6MAJOR7(a), 504-SBA Extends Multiple Notices and Updates 7(a)/504 Procedures