Market Data

Quarterly rate reports and lending market analysis

NewJun 4, 2026

SBA Interest Rates by Lender: What 20,000 Loans Reveal

We analyzed 20,000+ SBA acquisition loans from 2018-2026. The spread across lenders is 2+ points. Here's what drives the difference and how to use it.

By Daniel Giles10 min

SBA loan interest rate

SBA 7(a) rates

SBA lender comparison

Market Data

May 4, 2026

SBA 7(a) Interest Rates for Business Acquisitions — Q1 2026 Update

Median SBA 7(a) acquisition loan rate: 8.75% (2.00% over prime). Based on 704 loans in Q1 2026.

8 min

SBA loan interest rate

SBA 7(a) rates

business acquisition financing