Byline Bank
Chicago-based bank with over 100 years of service offering personalized banking, business solutions, and commercial lending throughout the metropolitan area.
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Data source: SBA 7(a) FOIA loan-level data, covering activity through June 30, 2026 across the trailing 3 years (310 loan records for this lender). Refreshed quarterly from public loan-level records; figures are not supplied or reviewed by the lender.
Byline Bank ranks #4 of 564 SBA 7(a) lenders nationally by acquisition-loan volume.
Most of Byline Bank’s 7(a) acquisition lending falls in the $500K-$1M range: 96 loans, 31.0% of the portfolio.
| Loan size | Share of loans | Loans | % of portfolio |
|---|---|---|---|
| $0-$500K | 52 | 16.8% | |
| $500K-$1M | 96 | 31.0% | |
| $1M-$2M | 95 | 30.6% | |
| $2M-$3M | 33 | 10.7% | |
| $3M-$4M | 16 | 5.2% | |
| $4M-$5M | 18 | 5.8% |
Industries with highest loan volume
Insurance Agencies and Brokerages
22
loans
$988K
avg. amount
Pharmacies and Drug Retailers
20
loans
$1.4M
avg. amount
Beer, Wine, and Liquor Retailers
20
loans
$1.5M
avg. amount
Full-Service Restaurants
13
loans
$848K
avg. amount
Limited-Service Restaurants
12
loans
$1.1M
avg. amount
Gasoline Stations with Convenience Stores
10
loans
$1.7M
avg. amount
Plumbing, Heating, and Air-Conditioning Contractors
8
loans
$1.5M
avg. amount
Home Health Care Services
7
loans
$1.8M
avg. amount
Residential Property Managers
6
loans
$1.2M
avg. amount
Portfolio Management and Investment Advice
6
loans
$536K
avg. amount
10-Year
1.8%
Percentile Ranking
88th
88th percentile
Byline Bank’s median variable rate is + 2.75%, against a market median of Prime + 1.88%, 88 above market.
It priced below the market median in 0 of the last 8 quarters. 1 of the 310 loans in its trailing three-year book carried a fixed rate; the rest were variable.
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.98% |
| $500K-$1M | Prime + 2.75% |
| $1M-$2M | Prime + 2.67% |
| $2M-$3M | Prime + 2.50% |
| $3M-$4M | Prime + 2.50% |
| $4M-$5M | Prime + 2.46% |
over at time of loan origination
| Quarter | This lender | Market median | Market range | Loans |
|---|---|---|---|---|
| Q3 '24 | Prime + 2.75% | Prime + 2.00% | Prime + 1.25% – Prime + 2.50% | 18 |
| Q4 '24 | Prime + 3.25% | Prime + 2.25% | Prime + 1.50% – Prime + 2.75% | 17 |
| Q1 '25 | Prime + 2.75% | Prime + 2.00% | Prime + 1.25% – Prime + 2.50% | 23 |
| Q2 '25 | Prime + 2.75% | Prime + 2.00% | Prime + 1.25% – Prime + 2.50% | 27 |
| Q3 '25 | Prime + 2.75% | Prime + 2.00% | Prime + 1.25% – Prime + 2.50% | 31 |
| Q4 '25 | Prime + 2.75% | Prime + 2.25% | Prime + 1.67% – Prime + 2.75% | 27 |
| Q1 '26 | Prime + 2.75% | Prime + 2.00% | Prime + 1.50% – Prime + 2.50% | 26 |
| Q2 '26 | Prime + 2.75% | Prime + 2.00% | Prime + 1.25% – Prime + 2.50% | 22 |
Byline Bank has originated 7(a) acquisition loans in 39 states, most actively in Illinois (58), California (31) and Texas (26). Darker states on the map carry more volume.
| State | Loans | % of Total |
|---|---|---|
| Illinois | 58 | 18.7% |
| California | 31 | 10.0% |
| Texas | 26 | 8.4% |
| Wisconsin | 22 | 7.1% |
| Florida | 19 | 6.1% |
| Colorado | 16 | 5.2% |
| New York | 13 | 4.2% |
| Georgia | 12 | 3.9% |
| Utah | 10 | 3.2% |
| Michigan | 9 | 2.9% |
| Virginia | 8 | 2.6% |
| Indiana | 8 | 2.6% |
| Pennsylvania | 7 | 2.3% |
| Arizona | 7 | 2.3% |
| Tennessee | 6 | 1.9% |
| Ohio | 5 | 1.6% |
| Massachusetts | 4 | 1.3% |
| New Hampshire | 4 | 1.3% |
| Oregon | 4 | 1.3% |
| Nevada | 3 | 1.0% |
| Minnesota | 3 | 1.0% |
| Louisiana | 3 | 1.0% |
| New Jersey | 3 | 1.0% |
| South Carolina | 3 | 1.0% |
| Missouri | 3 | 1.0% |
| Oklahoma | 3 | 1.0% |
| Mississippi | 3 | 1.0% |
| North Carolina | 3 | 1.0% |
| Maryland | 2 | 0.6% |
| Washington | 2 | 0.6% |
| Kentucky | 2 | 0.6% |
| Montana | 1 | 0.3% |
| Maine | 1 | 0.3% |
| Iowa | 1 | 0.3% |
| South Dakota | 1 | 0.3% |
| Alabama | 1 | 0.3% |
| Connecticut | 1 | 0.3% |
| West Virginia | 1 | 0.3% |
| Idaho | 1 | 0.3% |
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