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National bank focused on expanding financial access through Banking-as-a-Service and commercial finance solutions. Operates segments in banking as service, commercial finance, and tax services for clients underserved by traditional financial systems.
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SBA 7(a) Acquisition Loan Data As Of March 31, 2026
Last 12 Months
Last 3 Years
YoY Growth
contracting
As Of March 31, 2026
Median
$1.5M
Average
$2.0M
Sweet Spot
$500K-$1M
Industries with highest loan volume
Insurance Agencies and Brokerages
9
loans
$1.6M
avg. amount
Insurance Agencies and Brokerages
Loans
9
Avg. Amount
$1.6M
Nursery, Garden Center, and Farm Supply Retailers
8
loans
$582K
avg. amount
Nursery, Garden Center, and Farm Supply Retailers
Loans
8
Avg. Amount
$582K
Plumbing, Heating, and Air-Conditioning Contractors
7
loans
$1.7M
avg. amount
Plumbing, Heating, and Air-Conditioning Contractors
Loans
7
Avg. Amount
$1.7M
Drywall and Insulation Contractors
6
loans
$2.1M
avg. amount
Drywall and Insulation Contractors
Loans
6
Avg. Amount
$2.1M
Graphic Design Services
4
loans
$750K
avg. amount
Graphic Design Services
Loans
4
Avg. Amount
$750K
Advertising Agencies
4
loans
$1.5M
avg. amount
Advertising Agencies
Loans
4
Avg. Amount
$1.5M
Fitness and Recreational Sports Centers
4
loans
$2.1M
avg. amount
Fitness and Recreational Sports Centers
Loans
4
Avg. Amount
$2.1M
Home Health Care Services
3
loans
$996K
avg. amount
Home Health Care Services
Loans
3
Avg. Amount
$996K
Computer Systems Design Services
3
loans
$4.3M
avg. amount
Computer Systems Design Services
Loans
3
Avg. Amount
$4.3M
Full-Service Restaurants
3
loans
$2.8M
avg. amount
Full-Service Restaurants
Loans
3
Avg. Amount
$2.8M
10-Year Default Rate
4.5%
Percentile Ranking
94th
94th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.57% |
| $500K-$1M | Prime + 2.42% |
| $1M-$2M | Prime + 2.34% |
| $2M-$3M | Prime + 2.31% |
| $3M-$4M | Prime + 2.44% |
| $4M-$5M | Prime + 2.26% |
Spread over Prime at time of loan origination
As Of March 31, 2026 - States by loan volume (darker blue = higher volume)
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