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National bank focused on expanding financial access through Banking-as-a-Service and commercial finance solutions. Operates segments in banking as service, commercial finance, and tax services for clients underserved by traditional financial systems.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
contracting
As Of December 31, 2025
Median
$1.5M
Average
$2.1M
Sweet Spot
$500K-$1M
Industries with highest loan volume
Insurance Agencies and Brokerages
8
loans
$1.6M
avg. amount
Insurance Agencies and Brokerages
Loans
8
Avg. Amount
$1.6M
Plumbing, Heating, and Air-Conditioning Contractors
5
loans
$1.4M
avg. amount
Plumbing, Heating, and Air-Conditioning Contractors
Loans
5
Avg. Amount
$1.4M
Fitness and Recreational Sports Centers
4
loans
$2.1M
avg. amount
Fitness and Recreational Sports Centers
Loans
4
Avg. Amount
$2.1M
Home Health Care Services
3
loans
$996K
avg. amount
Home Health Care Services
Loans
3
Avg. Amount
$996K
Full-Service Restaurants
3
loans
$1.8M
avg. amount
Full-Service Restaurants
Loans
3
Avg. Amount
$1.8M
All Other Specialty Food Retailers
3
loans
$1.7M
avg. amount
All Other Specialty Food Retailers
Loans
3
Avg. Amount
$1.7M
Roofing Contractors
3
loans
$3.3M
avg. amount
Roofing Contractors
Loans
3
Avg. Amount
$3.3M
Sporting Goods Retailers
3
loans
$3.1M
avg. amount
Sporting Goods Retailers
Loans
3
Avg. Amount
$3.1M
Other Services to Buildings and Dwellings
2
loans
$820K
avg. amount
Other Services to Buildings and Dwellings
Loans
2
Avg. Amount
$820K
Commercial and Institutional Building Construction
2
loans
$3.8M
avg. amount
Commercial and Institutional Building Construction
Loans
2
Avg. Amount
$3.8M
10-Year Default Rate
4.8%
Percentile Ranking
95th
95th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.38% |
| $500K-$1M | Prime + 2.42% |
| $1M-$2M | Prime + 2.38% |
| $2M-$3M | Prime + 2.25% |
| $3M-$4M | Prime + 2.50% |
| $4M-$5M | Prime + 2.28% |
Spread over Prime at time of loan origination
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)