Loading...
Loading...
Capital Bank N.A. is a Maryland-chartered commercial bank headquartered in Rockville, Maryland, providing commercial and consumer banking services to clients in the Washington D.C. metropolitan area. The institution operates alongside Capital Bank Home Loans (mortgage services in all 50 states) and OpenSky (credit card services), and is recognized as one of the Nation's Top USDA Business Lenders.
Have you worked with Capital Bank, National Association? Share your experience to help others.
Loading reviews...
SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of December 31, 2025
Median
$475K
Average
$969K
Sweet Spot
$0-$500K
Industries with highest loan volume
Insurance Agencies and Brokerages
3
loans
$317K
avg. amount
Insurance Agencies and Brokerages
Loans
3
Avg. Amount
$317K
Offices of Certified Public Accountants
2
loans
$308K
avg. amount
Offices of Certified Public Accountants
Loans
2
Avg. Amount
$308K
Other Management Consulting Services
1
loans
$1.6M
avg. amount
Other Management Consulting Services
Loans
1
Avg. Amount
$1.6M
All Other Automotive Repair and Maintenance
1
loans
$990K
avg. amount
All Other Automotive Repair and Maintenance
Loans
1
Avg. Amount
$990K
Furniture Retailers
1
loans
$300K
avg. amount
Furniture Retailers
Loans
1
Avg. Amount
$300K
Full-Service Restaurants
1
loans
$3.0M
avg. amount
Full-Service Restaurants
Loans
1
Avg. Amount
$3.0M
Pharmacies and Drug Retailers
1
loans
$3.2M
avg. amount
Pharmacies and Drug Retailers
Loans
1
Avg. Amount
$3.2M
Advertising Agencies
1
loans
$500K
avg. amount
Advertising Agencies
Loans
1
Avg. Amount
$500K
All Other Specialty Trade Contractors
1
loans
$650K
avg. amount
All Other Specialty Trade Contractors
Loans
1
Avg. Amount
$650K
Remediation Services
1
loans
$350K
avg. amount
Remediation Services
Loans
1
Avg. Amount
$350K
10-Year Default Rate
3.0%
Percentile Ranking
92th
92th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.68% |
| $500K-$1M | Prime + 2.63% |
| $3M-$4M | Prime + 2.75% |
Spread over Prime at time of loan origination
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)