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Capital Bank N.A. is a Maryland-chartered commercial bank headquartered in Rockville, Maryland, providing commercial and consumer banking services to clients in the Washington D.C. metropolitan area. The institution operates alongside Capital Bank Home Loans (mortgage services in all 50 states) and OpenSky (credit card services), and is recognized as one of the Nation's Top USDA Business Lenders.
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SBA 7(a) Acquisition Loan Data As Of March 31, 2026
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of March 31, 2026
Median
$450K
Average
$840K
Sweet Spot
$0-$500K
Industries with highest loan volume
Remediation Services
4
loans
$350K
avg. amount
Remediation Services
Loans
4
Avg. Amount
$350K
Insurance Agencies and Brokerages
3
loans
$420K
avg. amount
Insurance Agencies and Brokerages
Loans
3
Avg. Amount
$420K
Offices of Certified Public Accountants
3
loans
$355K
avg. amount
Offices of Certified Public Accountants
Loans
3
Avg. Amount
$355K
All Other Amusement and Recreation Industries
1
loans
$3.8M
avg. amount
All Other Amusement and Recreation Industries
Loans
1
Avg. Amount
$3.8M
Other Management Consulting Services
1
loans
$1.6M
avg. amount
Other Management Consulting Services
Loans
1
Avg. Amount
$1.6M
Pharmacies and Drug Retailers
1
loans
$3.2M
avg. amount
Pharmacies and Drug Retailers
Loans
1
Avg. Amount
$3.2M
All Other Specialty Trade Contractors
1
loans
$650K
avg. amount
All Other Specialty Trade Contractors
Loans
1
Avg. Amount
$650K
All Other Automotive Repair and Maintenance
1
loans
$990K
avg. amount
All Other Automotive Repair and Maintenance
Loans
1
Avg. Amount
$990K
Private Mail Centers
1
loans
$320K
avg. amount
Private Mail Centers
Loans
1
Avg. Amount
$320K
Advertising Agencies
1
loans
$500K
avg. amount
Advertising Agencies
Loans
1
Avg. Amount
$500K
10-Year Default Rate
6.0%
Percentile Ranking
96th
96th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.75% |
| $500K-$1M | Prime + 2.50% |
| $3M-$4M | Prime + 2.75% |
Spread over Prime at time of loan origination
As Of March 31, 2026 - States by loan volume (darker blue = higher volume)
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