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29 active SBA 7(a) lenders in Kentucky, ranked by loan volume.
Lenders
in Kentucky
Total Volume
Median Rate
Median Loan Size
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Customize your search →Kentucky has 29 active SBA 7(a) acquisition lenders that have originated a combined 71 loans totaling $105.0M in volume. The median acquisition loan size in Kentucky is $960K, with a median interest rate of Prime + 2.25% (Prime + spread).
When evaluating SBA lenders in Kentucky, consider loan volume (a proxy for experience), interest rates, and historical default rates. Lenders designated as PLP (Preferred Lender Program) have delegated authority from the SBA to approve loans, which typically results in faster processing times.
There are currently 29 active SBA 7(a) lenders in Kentucky based on FOIA lending data. These lenders have originated 71 acquisition loans.
The median SBA 7(a) acquisition loan rate in Kentucky is Prime + 2.25% (current Prime rate: 6.75%). Rates are typically expressed as Prime plus a spread, with the SBA capping the spread at 3.0% for loans over $250,000.
A PLP (Preferred Lender Program) lender has been granted delegated authority by the SBA to make credit decisions without prior SBA review. This typically means faster loan processing and approval timelines.
Data source: SBA 7(a) FOIA lending data. Rankings are based on loan count within the selected dimension. Rates shown are median interest rates expressed as Prime + spread. Default rates represent 10-year cumulative default rates. Data is refreshed periodically and may not reflect the most recent lending activity.