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VelocitySBA is a non-bank SBA Preferred Lender headquartered in Costa Mesa, California, providing small business financing nationwide for real estate, equipment, working capital, debt refinance, and business acquisitions. One of fourteen licensed Small Business Lending Companies (SBLCs) approved by the U.S. Small Business Administration, the firm is affiliated with Velocity Vehicle Group and Crossroads Equipment Lease and Finance. Founded in 2015 (originally as Crossroads Small Business Solutions), VelocitySBA has grown into a $350 million SBA lending platform.
Provider names, logos, and trademarks displayed on this page belong to their respective owners and are used for identification purposes only. VerSquare is not affiliated with, endorsed by, or sponsored by VelocitySBA unless otherwise indicated.
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SBA 7(a) Acquisition Loan Data As Of March 31, 2026
Last 12 Months
Last 3 Years
YoY Growth
expanding
As Of March 31, 2026
Median
$630K
Average
$881K
Sweet Spot
$0-$500K
Industries with highest loan volume
Beer, Wine, and Liquor Retailers
10
loans
$474K
avg. amount
Beer, Wine, and Liquor Retailers
10
loans
$474K
avg
Full-Service Restaurants
7
loans
$685K
avg. amount
Full-Service Restaurants
7
loans
$685K
avg
Snack and Nonalcoholic Beverage Bars
6
loans
$443K
avg. amount
Snack and Nonalcoholic Beverage Bars
6
loans
$443K
avg
Drycleaning and Laundry Services (except Coin-Operated)
5
loans
$870K
avg. amount
Drycleaning and Laundry Services (except Coin-Operated)
5
loans
$870K
avg
Home Health Care Services
4
loans
$820K
avg. amount
Home Health Care Services
4
loans
$820K
avg
Automotive Body, Paint, and Interior Repair and Maintenance
4
loans
$1.4M
avg. amount
Automotive Body, Paint, and Interior Repair and Maintenance
4
loans
$1.4M
avg
General Automotive Repair
4
loans
$678K
avg. amount
General Automotive Repair
4
loans
$678K
avg
Limited-Service Restaurants
3
loans
$464K
avg. amount
Limited-Service Restaurants
3
loans
$464K
avg
Nail Salons
2
loans
$681K
avg. amount
Nail Salons
2
loans
$681K
avg
Recreational Goods Rental
2
loans
$549K
avg. amount
Recreational Goods Rental
2
loans
$549K
avg
10-Year Default Rate
2.2%
Percentile Ranking
90th
90th percentile
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 3.00% |
| $500K-$1M | Prime + 2.79% |
| $1M-$2M | Prime + 2.77% |
| $2M-$3M | Prime + 2.08% |
| $3M-$4M | Prime + 2.75% |
| $4M-$5M | Prime + 2.33% |
As Of March 31, 2026 - States by loan volume (darker blue = higher volume)
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