Loading...
Loading...
VelocitySBA is a non-bank SBA Preferred Lender headquartered in Costa Mesa, California, providing small business financing nationwide for real estate, equipment, working capital, debt refinance, and business acquisitions. One of fourteen licensed Small Business Lending Companies (SBLCs) approved by the U.S. Small Business Administration, the firm is affiliated with Velocity Vehicle Group and Crossroads Equipment Lease and Finance. Founded in 2015 (originally as Crossroads Small Business Solutions), VelocitySBA has grown into a $350 million SBA lending platform.
Have you worked with VelocitySBA? Share your experience to help others.
Loading reviews...
SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
stable
As Of December 31, 2025
Median
$563K
Average
$834K
Sweet Spot
$0-$500K
Industries with highest loan volume
Beer, Wine, and Liquor Retailers
10
loans
$474K
avg. amount
Beer, Wine, and Liquor Retailers
Loans
10
Avg. Amount
$474K
Full-Service Restaurants
6
loans
$576K
avg. amount
Full-Service Restaurants
Loans
6
Avg. Amount
$576K
Snack and Nonalcoholic Beverage Bars
6
loans
$443K
avg. amount
Snack and Nonalcoholic Beverage Bars
Loans
6
Avg. Amount
$443K
Drycleaning and Laundry Services (except Coin-Operated)
5
loans
$870K
avg. amount
Drycleaning and Laundry Services (except Coin-Operated)
Loans
5
Avg. Amount
$870K
Home Health Care Services
4
loans
$820K
avg. amount
Home Health Care Services
Loans
4
Avg. Amount
$820K
General Automotive Repair
4
loans
$723K
avg. amount
General Automotive Repair
Loans
4
Avg. Amount
$723K
Limited-Service Restaurants
3
loans
$464K
avg. amount
Limited-Service Restaurants
Loans
3
Avg. Amount
$464K
Janitorial Services
3
loans
$239K
avg. amount
Janitorial Services
Loans
3
Avg. Amount
$239K
Offices of Physicians (except Mental Health Specialists)
2
loans
$1.5M
avg. amount
Offices of Physicians (except Mental Health Specialists)
Loans
2
Avg. Amount
$1.5M
All Other Amusement and Recreation Industries
2
loans
$1.5M
avg. amount
All Other Amusement and Recreation Industries
Loans
2
Avg. Amount
$1.5M
10-Year Default Rate
2.3%
Percentile Ranking
90th
90th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 3.02% |
| $500K-$1M | Prime + 2.75% |
| $1M-$2M | Prime + 2.79% |
| $2M-$3M | Prime + 2.13% |
| $3M-$4M | Prime + 2.50% |
| $4M-$5M | Prime + 2.13% |
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)
Claim this profile to manage your information, respond to reviews, and access analytics.