Top SBA Acquisition Lenders for Retail Trade
261 SBA 7(a) lenders specializing in retail trade acquisitions nationwide.
Lenders
nationwide
Total Volume
Median Rate
Median Loan Size
Top Retail Trade Lenders
Top 25 Retail Trade Lenders
| # | Lender | Loans | Volume | Rate | |
|---|---|---|---|---|---|
| 1 | Hanmi Bank | 73 | $72.2M | P+1.75% | 1.0% |
| 2 | Live Oak Bank | 38 | $85.4M | P+1.50% | 0.8% |
| 3 | Readycap Lending, LLC | 30 | $69.5M | P+2.00% | 0.5% |
| 4 | The Huntington National Bank | 28 | $45.1M | P+2.25% | 1.5% |
| 5 | Open Bank | 28 | $97.8M | P+1.50% | 0.5% |
| 6 | American Continental Bank | 23 | $12.9M | P+2.00% | 0.8% |
| 7 | Byline Bank | 23 | $44.1M | P+2.75% | 1.5% |
| 8 | United FCU | 22 | $23.3M | P+2.50% | 0.0% |
| 9 | PCB Bank | 22 | $16.9M | P+1.50% | 0.8% |
| 10 | Metro City Bank | 21 | $37.6M | P+1.25% | 0.6% |
| 11 | Centerstone SBA Lending, Inc. | 17 | $20.4M | P+2.00% | 0.9% |
| 12 | First Internet Bank of Indiana | 17 | $32.1M | P+2.75% | 1.7% |
| 13 | Rockland Trust Company | 15 | $12.1M | P+0.00% | 0.0% |
| 14 | Commonwealth Business Bank | 14 | $10.9M | P+1.75% | 0.3% |
| 15 | Celtic Bank Corporation | 14 | $25.3M | P+2.50% | 1.7% |
| 16 | Southwestern National Bank | 13 | $22.1M | P+1.25% | 0.0% |
| 17 | East West Bank | 12 | $10.3M | P+2.00% | 0.0% |
| 18 | First Financial Bank | 12 | $18.6M | P+1.50% | 0.8% |
| 19 | US Metro Bank | 11 | $18.9M | P+1.25% | 0.0% |
| 20 | First Bank | 11 | $12.8M | P+2.75% | 2.9% |
| 21 | T Bank, National Association | 11 | $31.2M | P+2.00% | 0.5% |
| 22 | VelocitySBA, LLC | 10 | $4.9M | P+3.00% | 2.4% |
| 23 | Peapack Private Bank and Trust | 9 | $7.4M | P+2.25% | 0.0% |
| 24 | Zions Bank, A Division of | 9 | $3.9M | P+0.70% | 1.1% |
| 25 | Mountain Pacific Bank | 9 | $29.5M | P+1.25% | 1.2% |
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Customize your search →SBA 7(a) Lending for Retail Trade
261 SBA 7(a) lenders have originated 1,024 acquisition loans in the retail trade sector, totaling $1413.0M in volume. The median loan size is $853K, with a median interest rate of Prime + 2.00% (Prime + spread).
When evaluating lenders for a retail trade acquisition, compare loan volume (indicating experience in this sector), interest rates, and historical default rates. PLP (Preferred Lender Program) lenders have delegated SBA authority for faster loan processing.
Frequently Asked Questions
How many SBA 7(a) lenders serve the retail trade industry?
There are 261 active SBA 7(a) lenders that have originated retail trade acquisition loans, with a combined 1,024 loans nationwide.
What is the typical SBA loan rate for retail trade acquisitions?
The median SBA 7(a) acquisition loan rate for retail trade is approximately Prime + 2.00%. The SBA caps the spread at 3.0% for loans over $250,000.
Which states have the most retail trade SBA lenders?
The top states for retail trade SBA lending include .
Data source: SBA 7(a) FOIA lending data. Rankings are based on loan count within the retail trade sector. Rates shown are median interest rates expressed as Prime + spread. Default rates represent 10-year cumulative default rates.