Southwestern National Bank
Southwestern National Bank is a community bank headquartered in Houston, Texas, focused on serving the Asian American business community. The bank describes itself as 'The PREMIER Business Bank' that strives to deliver innovative financial solutions, dedicated relationship management, and cutting-edge technological advancements.
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Data source: SBA 7(a) FOIA loan-level data, covering activity through June 30, 2026 across the trailing 3 years (44 loan records for this lender). Refreshed quarterly from public loan-level records; figures are not supplied or reviewed by the lender.
Southwestern National Bank ranks #37 of 564 SBA 7(a) lenders nationally by acquisition-loan volume.
Most of Southwestern National Bank’s 7(a) acquisition lending falls in the $1M-$2M range: 16 loans, 36.4% of the portfolio.
| Loan size | Share of loans | Loans | % of portfolio |
|---|---|---|---|
| $0-$500K | 3 | 6.8% | |
| $500K-$1M | 11 | 25.0% | |
| $1M-$2M | 16 | 36.4% | |
| $2M-$3M | 6 | 13.6% | |
| $3M-$4M | 2 | 4.5% | |
| $4M-$5M | 6 | 13.6% |
Industries with highest loan volume
Gasoline Stations with Convenience Stores
16
loans
$1.8M
avg. amount
Hotels (except Casino Hotels) and Motels
9
loans
$3.0M
avg. amount
Beer, Wine, and Liquor Retailers
3
loans
$729K
avg. amount
Convenience Retailers
3
loans
$1.3M
avg. amount
Meat Retailers
2
loans
$538K
avg. amount
Limited-Service Restaurants
2
loans
$680K
avg. amount
Tobacco, Electronic Cigarette, and Other Smoking Supplies Retailers
1
loans
$650K
avg. amount
New Car Dealers
1
loans
$3.0M
avg. amount
Hardware Retailers
1
loans
$2.9M
avg. amount
Drycleaning and Laundry Services (except Coin-Operated)
1
loans
$640K
avg. amount
10-Year
0.0%
Percentile Ranking
0th percentile
Southwestern National Bank’s median variable rate is + 1.25%, against a market median of Prime + 1.88%, 63 below market.
It priced below the market median in 6 of the last 7 quarters.
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 1.92% |
| $500K-$1M | Prime + 1.61% |
| $1M-$2M | Prime + 1.33% |
| $2M-$3M | Prime + 1.21% |
| $3M-$4M | Prime + 1.13% |
| $4M-$5M | Prime + 1.17% |
| Quarter | This lender | Market median | Market range | Loans |
|---|---|---|---|---|
| Q1 '20 | Prime + 1.25% | Prime + 2.00% | Prime + 1.40% – Prime + 2.50% | 4 |
| Q1 '25 | Prime + 1.00% | Prime + 2.00% | Prime + 1.25% – Prime + 2.50% | 4 |
| Q2 '25 | Prime + 1.00% | Prime + 2.00% | Prime + 1.25% – Prime + 2.50% | 7 |
| Q3 '25 | Prime + 1.25% | Prime + 2.00% | Prime + 1.25% – Prime + 2.50% | 9 |
| Q4 '25 | Prime + 1.38% | Prime + 2.25% | Prime + 1.67% – Prime + 2.75% | 4 |
| Q1 '26 | Prime + 2.00% | Prime + 2.00% | Prime + 1.50% – Prime + 2.50% | 3 |
| Q2 '26 | Prime + 1.25% | Prime + 2.00% | Prime + 1.25% – Prime + 2.50% | 9 |
Southwestern National Bank has originated 7(a) acquisition loans in 12 states, most actively in California (14), Texas (11) and Washington (6). Darker states on the map carry more volume.
| State | Loans | % of Total |
|---|---|---|
| California | 14 | 31.8% |
| Texas | 11 | 25.0% |
| Washington | 6 | 13.6% |
| Ohio | 3 | 6.8% |
| Idaho | 2 | 4.5% |
| Illinois | 2 | 4.5% |
| New York | 1 | 2.3% |
| Georgia | 1 | 2.3% |
| Colorado | 1 | 2.3% |
| Missouri | 1 | 2.3% |
| Oklahoma | 1 | 2.3% |
| Arizona | 1 | 2.3% |
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