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California state-chartered bank serving Asian-American owned small and medium-sized enterprises and real estate investors. Offers $3 billion in assets, competitive checking and savings accounts, digital banking, personal and business loans, and cash management services.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
expanding
As Of December 31, 2025
Median
$699K
Average
$1.3M
Sweet Spot
$0-$500K
Industries with highest loan volume
Full-Service Restaurants
23
loans
$585K
avg. amount
Full-Service Restaurants
Loans
23
Avg. Amount
$585K
Gasoline Stations with Convenience Stores
18
loans
$2.4M
avg. amount
Gasoline Stations with Convenience Stores
Loans
18
Avg. Amount
$2.4M
Beer, Wine, and Liquor Retailers
16
loans
$779K
avg. amount
Beer, Wine, and Liquor Retailers
Loans
16
Avg. Amount
$779K
Limited-Service Restaurants
10
loans
$318K
avg. amount
Limited-Service Restaurants
Loans
10
Avg. Amount
$318K
Hotels (except Casino Hotels) and Motels
7
loans
$3.6M
avg. amount
Hotels (except Casino Hotels) and Motels
Loans
7
Avg. Amount
$3.6M
Supermarkets and Other Grocery Retailers (except Convenience Retailers)
3
loans
$1.2M
avg. amount
Supermarkets and Other Grocery Retailers (except Convenience Retailers)
Loans
3
Avg. Amount
$1.2M
Convenience Retailers
3
loans
$358K
avg. amount
Convenience Retailers
Loans
3
Avg. Amount
$358K
Coin-Operated Laundries and Drycleaners
2
loans
$458K
avg. amount
Coin-Operated Laundries and Drycleaners
Loans
2
Avg. Amount
$458K
Other Gasoline Stations
1
loans
$5.0M
avg. amount
Other Gasoline Stations
Loans
1
Avg. Amount
$5.0M
Cosmetics, Beauty Supplies, and Perfume Retailers
1
loans
$680K
avg. amount
Cosmetics, Beauty Supplies, and Perfume Retailers
Loans
1
Avg. Amount
$680K
10-Year Default Rate
0.5%
Percentile Ranking
84th
84th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 1.96% |
| $500K-$1M | Prime + 1.65% |
| $1M-$2M | Prime + 1.43% |
| $2M-$3M | Prime + 1.50% |
| $3M-$4M | Prime + 0.96% |
| $4M-$5M | Prime + 0.96% |
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)