Commonwealth Business Bank
Full-service commercial bank founded in Los Angeles in 2005, serving mid-sized businesses in multi-ethnic communities of Southern California and beyond with comprehensive deposit and lending products.
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Data source: SBA 7(a) FOIA loan-level data, covering activity through June 30, 2026 across the trailing 3 years (95 loan records for this lender). Refreshed quarterly from public loan-level records; figures are not supplied or reviewed by the lender.
Commonwealth Business Bank ranks #79 of 564 SBA 7(a) lenders nationally by acquisition-loan volume.
Most of Commonwealth Business Bank’s 7(a) acquisition lending falls in the $0-$500K range: 50 loans, 52.6% of the portfolio.
| Loan size | Share of loans | Loans | % of portfolio |
|---|---|---|---|
| $0-$500K | 50 | 52.6% | |
| $500K-$1M | 20 | 21.1% | |
| $1M-$2M | 12 | 12.6% | |
| $2M-$3M | 5 | 5.3% | |
| $3M-$4M | 2 | 2.1% | |
| $4M-$5M | 6 | 6.3% |
Industries with highest loan volume
Beer, Wine, and Liquor Retailers
38
loans
$769K
avg. amount
Gasoline Stations with Convenience Stores
17
loans
$1.7M
avg. amount
Full-Service Restaurants
7
loans
$489K
avg. amount
Limited-Service Restaurants
6
loans
$510K
avg. amount
Hotels (except Casino Hotels) and Motels
5
loans
$3.2M
avg. amount
Drycleaning and Laundry Services (except Coin-Operated)
2
loans
$222K
avg. amount
Baked Goods Retailers
2
loans
$1.1M
avg. amount
Convenience Retailers
2
loans
$463K
avg. amount
Tobacco, Electronic Cigarette, and Other Smoking Supplies Retailers
2
loans
$350K
avg. amount
Assisted Living Facilities for the Elderly
2
loans
$1.3M
avg. amount
10-Year
0.4%
Percentile Ranking
81th
81th percentile
Commonwealth Business Bank’s median variable rate is + 1.75%, against a market median of Prime + 1.88%, 13 below market.
It priced below the market median in every one of the last 8 quarters.
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.07% |
| $500K-$1M | Prime + 1.68% |
| $1M-$2M | Prime + 1.50% |
| $2M-$3M | Prime + 1.55% |
| $3M-$4M | Prime + 1.13% |
| $4M-$5M | Prime + 1.17% |
| Quarter | This lender | Market median | Market range | Loans |
|---|---|---|---|---|
| Q4 '23 | Prime + 1.25% | Prime + 2.00% | Prime + 1.42% – Prime + 2.50% | 4 |
| Q1 '24 | Prime + 1.50% | Prime + 2.00% | Prime + 1.48% – Prime + 2.50% | 5 |
| Q2 '24 | Prime + 1.50% | Prime + 2.00% | Prime + 1.25% – Prime + 2.50% | 11 |
| Q3 '24 | Prime + 1.25% | Prime + 2.00% | Prime + 1.25% – Prime + 2.50% | 3 |
| Q4 '24 | Prime + 1.75% | Prime + 2.25% | Prime + 1.50% – Prime + 2.75% | 5 |
| Q1 '25 | Prime + 1.50% | Prime + 2.00% | Prime + 1.25% – Prime + 2.50% | 3 |
| Q2 '25 | Prime + 1.50% | Prime + 2.00% | Prime + 1.25% – Prime + 2.50% | 5 |
| Q4 '25 | Prime + 1.75% | Prime + 2.25% | Prime + 1.67% – Prime + 2.75% | 3 |
Commonwealth Business Bank has originated 7(a) acquisition loans in 14 states, most actively in California (55), Georgia (14) and Texas (6). Darker states on the map carry more volume.
| State | Loans | % of Total |
|---|---|---|
| California | 55 | 57.9% |
| Georgia | 14 | 14.7% |
| Texas | 6 | 6.3% |
| Washington | 5 | 5.3% |
| Colorado | 3 | 3.2% |
| Tennessee | 2 | 2.1% |
| North Carolina | 2 | 2.1% |
| Alabama | 2 | 2.1% |
| New York | 1 | 1.1% |
| New Jersey | 1 | 1.1% |
| Hawaii | 1 | 1.1% |
| Indiana | 1 | 1.1% |
| West Virginia | 1 | 1.1% |
| Nevada | 1 | 1.1% |
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