Top SBA Acquisition Lenders for Finance & Insurance
36 SBA 7(a) lenders specializing in finance & insurance acquisitions nationwide.
Lenders
nationwide
Total Volume
Median Rate
Median Loan Size
Top Finance & Insurance Lenders
Top 25 Finance & Insurance Lenders
| # | Lender | Loans | Volume | Rate | Default Rate |
|---|---|---|---|---|---|
| 1 | Live Oak Bank | 33 | $24.9M | P+1.50% | 0.8% |
| 2 | Byline Bank | 20 | $17.3M | P+2.75% | 1.5% |
| 3 | Bankwell Bank | 11 | $29.8M | P+2.50% | 0.0% |
| 4 | First Federal Community Bank, SSB | 6 | $12.8M | P+0.50% | 0.0% |
| 5 | First Bank of the Lake | 3 | $3.9M | P+2.50% | 0.7% |
| 6 | The Huntington National Bank | 3 | $5.1M | P+2.25% | 1.7% |
| 7 | Riverstone Bank | 3 | $4.4M | P+0.25% | 0.0% |
| 8 | Bank of America, National Association | 3 | $3.2M | P+0.00% | 0.0% |
| 9 | First Bank of Central Ohio | 3 | $5.9M | P+2.75% | 0.0% |
| 10 | Pathward National Association | 2 | $6.7M | P+2.25% | 9.8% |
| 11 | Banner Bank | 2 | $946K | P+2.13% | 4.1% |
| 12 | Capital Bank, National Association | 2 | $1.0M | P+2.75% | 6.0% |
| 13 | U.S. Bank, National Association | 2 | $1.4M | P+0.74% | 2.4% |
| 14 | Zions Bank, A Division of | 2 | $515K | P+1.00% | 2.1% |
| 15 | Dogwood State Bank | 2 | $1.2M | P+2.75% | 1.3% |
| 16 | United Midwest Savings Bank, National Association | 2 | $2.3M | P+2.75% | 0.5% |
| 17 | City National Bank of Florida | 2 | $8.0M | P+2.50% | 0.0% |
| 18 | Seacoast National Bank | 2 | $2.5M | P+2.00% | 2.9% |
| 19 | Hanover Community Bank | 2 | $2.1M | P+2.25% | 0.0% |
| 20 | Renasant Bank | 2 | $3.9M | P+2.50% | 0.0% |
| 21 | TowneBank | 1 | $582K | P+2.75% | 0.4% |
| 22 | The American National Bank of Texas | 1 | $966K | P+1.97% | 0.0% |
| 23 | First-Citizens Bank & Trust Company | 1 | $2.3M | P+2.00% | 3.3% |
| 24 | First Guaranty Bank | 1 | $482K | P+2.25% | 0.0% |
| 25 | The First National Bank of Carmi | 1 | $689K | P+2.25% | 0.0% |
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Customize your search →SBA 7(a) Lending for Finance & Insurance
36 SBA 7(a) lenders have originated 123 acquisition loans in the finance & insurance sector, totaling $153.5M in volume. The median loan size is $1000K, with a median interest rate of Prime + 2.25% (Prime + spread).
When evaluating lenders for a finance & insurance acquisition, compare loan volume (indicating experience in this sector), interest rates, and historical default rates. PLP (Preferred Lender Program) lenders have delegated SBA authority for faster loan processing.
Frequently Asked Questions
How many SBA 7(a) lenders serve the finance & insurance industry?
There are 36 active SBA 7(a) lenders that have originated finance & insurance acquisition loans, with a combined 123 loans nationwide.
What is the typical SBA loan rate for finance & insurance acquisitions?
The median SBA 7(a) acquisition loan rate for finance & insurance is approximately Prime + 2.25%. The SBA caps the spread at 3.0% for loans over $250,000.
Which states have the most finance & insurance SBA lenders?
The top states for finance & insurance SBA lending include .
Data source: SBA 7(a) FOIA lending data. Rankings are based on loan count within the finance & insurance sector. Rates shown are median interest rates expressed as Prime + spread. Default rates represent 10-year cumulative default rates.
Figures shown here are historical SBA 7(a) lending data presented for general information only. They are not an offer of credit, a prediction of the terms you will receive, or financial advice. VerSquare is not a licensed broker, lender, or financial advisor. Consult a licensed professional before making a financing decision.