Top SBA Acquisition Lenders for Finance & Insurance

36 SBA 7(a) lenders specializing in finance & insurance acquisitions nationwide.

Lenders

nationwide

Total Volume

$153.5M

Median Rate

Prime + 2.25%

Median Loan Size

$1000K

Top Finance & Insurance Lenders

1Live Oak Bank

Loans

Rate

P+1.50%

0.8%

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2Byline Bank

Loans

Rate

P+2.75%

1.5%

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3Bankwell Bank

Loans

Rate

P+2.50%

0.0%

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Top 25 Finance & Insurance Lenders

#	Lender	Loans	Volume	Rate
1	Live Oak Bank	33	$24.9M	P+1.50%	0.8%
2	Byline Bank	20	$17.3M	P+2.75%	1.5%
3	Bankwell Bank	11	$29.8M	P+2.50%	0.0%
4	First Federal Community Bank, SSB	6	$12.8M	P+0.50%	0.0%
5	First Bank of Central Ohio	3	$5.9M	P+2.75%	0.0%
6	The Huntington National Bank	3	$5.1M	P+2.25%	1.7%
7	Riverstone Bank	3	$4.4M	P+0.25%	0.0%
8	First Bank of the Lake	3	$3.9M	P+2.50%	0.7%
9	Bank of America, National Association	3	$3.2M	P+0.00%	0.0%
10	City National Bank of Florida	2	$8.0M	P+2.50%	0.0%
11	Pathward National Association	2	$6.7M	P+2.25%	9.8%
12	Renasant Bank	2	$3.9M	P+2.50%	0.0%
13	Seacoast National Bank	2	$2.5M	P+2.00%	2.9%
14	United Midwest Savings Bank, National Association	2	$2.3M	P+2.75%	0.5%
15	Hanover Community Bank	2	$2.1M	P+2.25%	0.0%
16	U.S. Bank, National Association	2	$1.4M	P+0.74%	2.4%
17	Dogwood State Bank	2	$1.2M	P+2.75%	1.3%
18	Capital Bank, National Association	2	$1.0M	P+2.75%	6.0%
19	Banner Bank	2	$946K	P+2.13%	4.1%
20	Zions Bank, A Division of	2	$515K	P+1.00%	2.1%
21	First Financial Bank	1	$3.2M	P+2.75%	3.7%
22	First-Citizens Bank & Trust Company	1	$2.3M	P+2.00%	3.3%
23	The First National Bank of Milaca	1	$1.2M	P+0.00%	0.0%
24	Oconee State Bank	1	$1.2M	P+2.38%	0.0%
25	American Bank	1	$1.1M	P+2.50%	0.0%

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SBA 7(a) Lending for Finance & Insurance

36 SBA 7(a) lenders have originated 123 acquisition loans in the finance & insurance sector, totaling $153.5M in volume. The median loan size is $1000K, with a median interest rate of Prime + 2.25% (Prime + spread).

When evaluating lenders for a finance & insurance acquisition, compare loan volume (indicating experience in this sector), interest rates, and historical default rates. PLP (Preferred Lender Program) lenders have delegated SBA authority for faster loan processing.

Frequently Asked Questions

How many SBA 7(a) lenders serve the finance & insurance industry?

There are 36 active SBA 7(a) lenders that have originated finance & insurance acquisition loans, with a combined 123 loans nationwide.

What is the typical SBA loan rate for finance & insurance acquisitions?

The median SBA 7(a) acquisition loan rate for finance & insurance is approximately Prime + 2.25%. The SBA caps the spread at 3.0% for loans over $250,000.

Which states have the most finance & insurance SBA lenders?

The top states for finance & insurance SBA lending include .

Data source: SBA 7(a) FOIA lending data. Rankings are based on loan count within the finance & insurance sector. Rates shown are median interest rates expressed as Prime + spread. Default rates represent 10-year cumulative default rates.

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