Citizens State Bank of La Crosse
Citizens State Bank serves western Wisconsin with four locations in Clayton, Eau Claire, La Crosse, and Onalaska. The community bank provides comprehensive banking services with a focus on local relationships and personalized service.
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Data source: SBA 7(a) FOIA loan-level data, covering activity through June 30, 2026 across the trailing 3 years (2 loan records for this lender). Refreshed quarterly from public loan-level records; figures are not supplied or reviewed by the lender.
Citizens State Bank of La Crosse ranks #330 of 564 SBA 7(a) lenders nationally by acquisition-loan volume.
Most of Citizens State Bank of La Crosse’s 7(a) acquisition lending falls in the $0-$500K range: 1 loans, 50.0% of the portfolio.
| Loan size | Share of loans | Loans | % of portfolio |
|---|---|---|---|
| $0-$500K | 1 | 50.0% | |
| $500K-$1M | 1 | 50.0% |
Industries with highest loan volume
Custom Computer Programming Services
1
loans
$1.0M
avg. amount
Insurance Agencies and Brokerages
1
loans
$135K
avg. amount
10-Year
0.0%
Percentile Ranking
0th percentile
Citizens State Bank of La Crosse’s median variable rate is + 3.00%, against a market median of Prime + 1.88%, 113 above market.
1 of the 2 loans in its trailing three-year book carried a fixed rate; the rest were variable.
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 3.00% |
over at time of loan origination
Citizens State Bank of La Crosse has originated 7(a) acquisition loans in 1 states, most actively in Wisconsin (2). Darker states on the map carry more volume.
| State | Loans | % of Total |
|---|---|---|
| Wisconsin | 2 | 100.0% |
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