United Midwest Savings Bank, National Association
SBA loans is all we do, and our expert team is ready to help you finance your business.
SBA loans is all we do, and our expert team is ready to help you finance your business.
Independent privately-owned federal-chartered bank, specializing in SBA loans nationwide.
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Data source: SBA 7(a) FOIA loan-level data, covering activity through June 30, 2026 across the trailing 3 years (271 loan records for this lender). Refreshed quarterly from public loan-level records; figures are not supplied or reviewed by the lender.
United Midwest Savings Bank, National Association ranks #6 of 564 SBA 7(a) lenders nationally by acquisition-loan volume.
Most of United Midwest Savings Bank, National Association’s 7(a) acquisition lending falls in the $0-$500K range: 108 loans, 39.9% of the portfolio.
| Loan size | Share of loans | Loans | % of portfolio |
|---|---|---|---|
| $0-$500K | 108 | 39.9% | |
| $500K-$1M | 84 | 31.0% | |
| $1M-$2M | 51 | 18.8% | |
| $2M-$3M | 21 | 7.8% | |
| $3M-$4M | 5 | 1.9% | |
| $4M-$5M | 2 | 0.7% |
Industries with highest loan volume
Offices of Chiropractors
33
loans
$479K
avg. amount
Offices of Certified Public Accountants
30
loans
$935K
avg. amount
Offices of Dentists
28
loans
$1.5M
avg. amount
Insurance Agencies and Brokerages
26
loans
$945K
avg. amount
Other Accounting Services
16
loans
$1.2M
avg. amount
Hotels (except Casino Hotels) and Motels
13
loans
$2.3M
avg. amount
Tax Preparation Services
10
loans
$890K
avg. amount
Plumbing, Heating, and Air-Conditioning Contractors
6
loans
$674K
avg. amount
Landscaping Services
6
loans
$500K
avg. amount
All Other Professional, Scientific, and Technical Services
5
loans
$338K
avg. amount
10-Year
0.5%
Percentile Ranking
82th
82th percentile
United Midwest Savings Bank, National Association’s median variable rate is + 2.75%, against a market median of Prime + 1.88%, 88 above market.
It priced below the market median in 1 of the last 8 quarters. 1 of the 271 loans in its trailing three-year book carried a fixed rate; the rest were variable.
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.64% |
| $500K-$1M | Prime + 2.57% |
| $1M-$2M | Prime + 2.37% |
| $2M-$3M | Prime + 2.08% |
| $3M-$4M | Prime + 2.20% |
| $4M-$5M | Prime + 1.88% |
over at time of loan origination
| Quarter | This lender | Market median | Market range | Loans |
|---|---|---|---|---|
| Q3 '24 | Prime + 2.13% | Prime + 2.00% | Prime + 1.25% – Prime + 2.50% | 10 |
| Q4 '24 | Prime + 2.00% | Prime + 2.25% | Prime + 1.50% – Prime + 2.75% | 7 |
| Q1 '25 | Prime + 2.50% | Prime + 2.00% | Prime + 1.25% – Prime + 2.50% | 10 |
| Q2 '25 | Prime + 2.50% | Prime + 2.00% | Prime + 1.25% – Prime + 2.50% | 7 |
| Q3 '25 | Prime + 2.50% | Prime + 2.00% | Prime + 1.25% – Prime + 2.50% | 13 |
| Q4 '25 | Prime + 2.75% | Prime + 2.25% | Prime + 1.67% – Prime + 2.75% | 13 |
| Q1 '26 | Prime + 2.75% | Prime + 2.00% | Prime + 1.50% – Prime + 2.50% | 19 |
| Q2 '26 | Prime + 2.50% | Prime + 2.00% | Prime + 1.25% – Prime + 2.50% | 11 |
United Midwest Savings Bank, National Association has originated 7(a) acquisition loans in 41 states, most actively in Florida (39), Texas (24) and California (23). Darker states on the map carry more volume.
| State | Loans | % of Total |
|---|---|---|
| Florida | 39 | 14.4% |
| Texas | 24 | 8.9% |
| California | 23 | 8.5% |
| Arizona | 21 | 7.7% |
| Ohio | 20 | 7.4% |
| North Carolina | 11 | 4.1% |
| Georgia | 11 | 4.1% |
| Pennsylvania | 9 | 3.3% |
| Massachusetts | 9 | 3.3% |
| Washington | 8 | 3.0% |
| Tennessee | 8 | 3.0% |
| Michigan | 7 | 2.6% |
| Maryland | 7 | 2.6% |
| Indiana | 6 | 2.2% |
| New York | 5 | 1.8% |
| Colorado | 5 | 1.8% |
| Alabama | 5 | 1.8% |
| Kentucky | 4 | 1.5% |
| New Mexico | 4 | 1.5% |
| Illinois | 4 | 1.5% |
| Oregon | 4 | 1.5% |
| New Jersey | 4 | 1.5% |
| Virginia | 3 | 1.1% |
| Wisconsin | 3 | 1.1% |
| Oklahoma | 3 | 1.1% |
| New Hampshire | 3 | 1.1% |
| Connecticut | 2 | 0.7% |
| Montana | 2 | 0.7% |
| Missouri | 2 | 0.7% |
| Utah | 2 | 0.7% |
| Nevada | 2 | 0.7% |
| South Carolina | 2 | 0.7% |
| West Virginia | 1 | 0.4% |
| Vermont | 1 | 0.4% |
| Mississippi | 1 | 0.4% |
| Rhode Island | 1 | 0.4% |
| Arkansas | 1 | 0.4% |
| Wyoming | 1 | 0.4% |
| Iowa | 1 | 0.4% |
| Nebraska | 1 | 0.4% |
| Maine | 1 | 0.4% |