DFCU Financial
DFCU Financial is a full-service credit union headquartered in Dearborn, Michigan, serving approximately 240,000 members with $6 billion in assets. Founded in 1950 as Ford Engineering Employees Federal Credit Union, it has expanded to include multiple branches across Michigan and Florida. The organization provides personalized banking services including checking, savings, loans, and investments to members online, in person, and by phone.
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Data source: SBA 7(a) FOIA loan-level data, covering activity through June 30, 2026 across the trailing 3 years (17 loan records for this lender). Refreshed quarterly from public loan-level records; figures are not supplied or reviewed by the lender.
DFCU Financial ranks #151 of 564 SBA 7(a) lenders nationally by acquisition-loan volume.
Most of DFCU Financial’s 7(a) acquisition lending falls in the $1M-$2M range: 6 loans, 35.3% of the portfolio.
| Loan size | Share of loans | Loans | % of portfolio |
|---|---|---|---|
| $0-$500K | 5 | 29.4% | |
| $500K-$1M | 3 | 17.6% | |
| $1M-$2M | 6 | 35.3% | |
| $2M-$3M | 2 | 11.8% | |
| $3M-$4M | 1 | 5.9% |
Industries with highest loan volume
Full-Service Restaurants
2
loans
$1.3M
avg. amount
Landscaping Services
1
loans
$531K
avg. amount
Industrial Machinery and Equipment Merchant Wholesalers
1
loans
$2.4M
avg. amount
Nursery, Garden Center, and Farm Supply Retailers
1
loans
$2.5M
avg. amount
Mobile Food Services
1
loans
$279K
avg. amount
Limited-Service Restaurants
1
loans
$362K
avg. amount
Home Health Care Services
1
loans
$1.9M
avg. amount
Other Chemical and Allied Products Merchant Wholesalers
1
loans
$1.9M
avg. amount
Other Gasoline Stations
1
loans
$3.8M
avg. amount
Exterminating and Pest Control Services
1
loans
$352K
avg. amount
10-Year
2.4%
Percentile Ranking
90th
90th percentile
DFCU Financial’s median variable rate is + 2.50%, against a market median of Prime + 1.88%, 63 above market.
3 of the 17 loans in its trailing three-year book carried a fixed rate; the rest were variable.
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.50% |
| $500K-$1M | Prime + 2.50% |
| $1M-$2M | Prime + 2.13% |
| $2M-$3M | Prime + 1.75% |
over at time of loan origination
DFCU Financial has originated 7(a) acquisition loans in 2 states, most actively in Florida (11) and Michigan (6). Darker states on the map carry more volume.
| State | Loans | % of Total |
|---|---|---|
| Florida | 11 | 64.7% |
| Michigan | 6 | 35.3% |
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