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DFCU Financial is a full-service credit union headquartered in Dearborn, Michigan, serving approximately 240,000 members with $6 billion in assets. Founded in 1950 as Ford Engineering Employees Federal Credit Union, it has expanded to include multiple branches across Michigan and Florida. The organization provides personalized banking services including checking, savings, loans, and investments to members online, in person, and by phone.
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SBA 7(a) Acquisition Loan Data As Of March 31, 2026
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of March 31, 2026
Median
$1.0M
Average
$1.3M
Sweet Spot
$1M-$2M
Industries with highest loan volume
Full-Service Restaurants
2
loans
$1.3M
avg. amount
Full-Service Restaurants
2
loans
$1.3M
avg
Administrative Management and General Management Consulting Services
1
loans
$312K
avg. amount
Administrative Management and General Management Consulting Services
1
loans
$312K
avg
Exterminating and Pest Control Services
1
loans
$352K
avg. amount
Exterminating and Pest Control Services
1
loans
$352K
avg
Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance
1
loans
$915K
avg. amount
Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance
1
loans
$915K
avg
Mobile Food Services
1
loans
$279K
avg. amount
Mobile Food Services
1
loans
$279K
avg
Offices of Real Estate Agents and Brokers
1
loans
$382K
avg. amount
Offices of Real Estate Agents and Brokers
1
loans
$382K
avg
Other Professional Equipment and Supplies Merchant Wholesalers
1
loans
$1.6M
avg. amount
Other Professional Equipment and Supplies Merchant Wholesalers
1
loans
$1.6M
avg
Industrial Machinery and Equipment Merchant Wholesalers
1
loans
$2.4M
avg. amount
Industrial Machinery and Equipment Merchant Wholesalers
1
loans
$2.4M
avg
Landscaping Services
1
loans
$531K
avg. amount
Landscaping Services
1
loans
$531K
avg
Home Health Care Services
1
loans
$1.9M
avg. amount
Home Health Care Services
1
loans
$1.9M
avg
10-Year Default Rate
2.4%
Percentile Ranking
90th
90th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.50% |
| $500K-$1M | Prime + 2.50% |
| $1M-$2M | Prime + 2.13% |
| $2M-$3M | Prime + 1.75% |
Spread over Prime at time of loan origination
As Of March 31, 2026 - States by loan volume (darker blue = higher volume)
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