Loading...
Loading...
DFCU Financial is a full-service credit union headquartered in Dearborn, Michigan, serving approximately 240,000 members with $6 billion in assets. Founded in 1950 as Ford Engineering Employees Federal Credit Union, it has expanded to include multiple branches across Michigan and Florida. The organization provides personalized banking services including checking, savings, loans, and investments to members online, in person, and by phone.
Have you worked with DFCU Financial? Share your experience to help others.
Loading reviews...
SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of December 31, 2025
Median
$1.3M
Average
$1.4M
Sweet Spot
$0-$500K
Industries with highest loan volume
Full-Service Restaurants
2
loans
$1.3M
avg. amount
Full-Service Restaurants
Loans
2
Avg. Amount
$1.3M
Offices of Real Estate Agents and Brokers
1
loans
$382K
avg. amount
Offices of Real Estate Agents and Brokers
Loans
1
Avg. Amount
$382K
Nursery, Garden Center, and Farm Supply Retailers
1
loans
$2.5M
avg. amount
Nursery, Garden Center, and Farm Supply Retailers
Loans
1
Avg. Amount
$2.5M
Administrative Management and General Management Consulting Services
1
loans
$312K
avg. amount
Administrative Management and General Management Consulting Services
Loans
1
Avg. Amount
$312K
Other Chemical and Allied Products Merchant Wholesalers
1
loans
$1.9M
avg. amount
Other Chemical and Allied Products Merchant Wholesalers
Loans
1
Avg. Amount
$1.9M
Other Gasoline Stations
1
loans
$3.8M
avg. amount
Other Gasoline Stations
Loans
1
Avg. Amount
$3.8M
Plumbing, Heating, and Air-Conditioning Contractors
1
loans
$315K
avg. amount
Plumbing, Heating, and Air-Conditioning Contractors
Loans
1
Avg. Amount
$315K
Hotels (except Casino Hotels) and Motels
1
loans
$2.7M
avg. amount
Hotels (except Casino Hotels) and Motels
Loans
1
Avg. Amount
$2.7M
Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance
1
loans
$915K
avg. amount
Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance
Loans
1
Avg. Amount
$915K
Home Health Care Services
1
loans
$1.9M
avg. amount
Home Health Care Services
Loans
1
Avg. Amount
$1.9M
10-Year Default Rate
2.6%
Percentile Ranking
91th
91th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.45% |
| $500K-$1M | Prime + 2.50% |
| $1M-$2M | Prime + 2.00% |
| $2M-$3M | Prime + 1.83% |
Spread over Prime at time of loan origination
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)