Top SBA Acquisition Lenders for Educational Services
42 SBA 7(a) lenders specializing in educational services acquisitions nationwide.
Lenders
nationwide
Total Volume
Median Rate
Median Loan Size
Top Educational Services Lenders
Top 25 Educational Services Lenders
| # | Lender | Loans | Volume | Rate | Default Rate |
|---|---|---|---|---|---|
| 1 | U.S. Bank, National Association | 8 | $7.7M | P+0.93% | 2.2% |
| 2 | The Huntington National Bank | 8 | $5.3M | P+2.25% | 1.5% |
| 3 | Live Oak Bank | 7 | $14.5M | P+1.50% | 0.8% |
| 4 | United Community Bank | 5 | $8.7M | P+1.50% | 2.3% |
| 5 | TrailWest Bank | 4 | $1.6M | P+1.50% | 0.0% |
| 6 | Truliant FCU | 4 | $10.8M | P+2.75% | 0.0% |
| 7 | United FCU | 3 | $1.3M | P+2.50% | 0.0% |
| 8 | Kish Bank | 3 | $1.7M | P+0.00% | 0.0% |
| 9 | Stellar Bank | 3 | $9.6M | P+1.50% | 1.2% |
| 10 | BayFirst National Bank | 3 | $965K | P+3.00% | 3.2% |
| 11 | Wells Fargo Bank | 2 | $939K | P+0.00% | 3.7% |
| 12 | PNC Bank, National Association | 2 | $429K | P+0.00% | 0.4% |
| 13 | The American National Bank of Texas | 2 | $179K | P+2.00% | 0.0% |
| 14 | First Bank of the Lake | 2 | $981K | P+2.50% | 1.9% |
| 15 | 22nd State Bank | 2 | $350K | P+2.38% | 0.0% |
| 16 | Old National Bank | 2 | $1.1M | P+0.30% | 1.9% |
| 17 | bankESB | 2 | $3.4M | P+0.00% | 0.0% |
| 18 | Fortress Bank | 2 | $137K | P+0.00% | 0.0% |
| 19 | Midwest Regional Bank | 2 | $2.8M | P+2.75% | 5.6% |
| 20 | Byline Bank | 2 | $2.0M | P+2.75% | 1.6% |
| 21 | Rockland Trust Company | 2 | $2.5M | P+0.00% | 0.0% |
| 22 | First Internet Bank of Indiana | 2 | $5.0M | P+2.75% | 1.9% |
| 23 | Bell Bank | 2 | $571K | P+1.75% | 0.0% |
| 24 | Oconee State Bank | 2 | $5.1M | P+2.50% | 0.0% |
| 25 | Peach State Federal Credit Union | 2 | $440K | P+2.75% | 0.0% |
Need more specific results?
Filter by state and loan size, compare rates, and narrow the list to your deal.
Customize your search →SBA 7(a) Lending for Educational Services
42 SBA 7(a) lenders have originated 96 acquisition loans in the educational services sector, totaling $101.6M in volume. The median loan size is $529K, with a median interest rate of Prime + 2.44% (Prime + spread).
When evaluating lenders for a educational services acquisition, compare loan volume (indicating experience in this sector), interest rates, and historical default rates. PLP (Preferred Lender Program) lenders have delegated SBA authority for faster loan processing.
Frequently Asked Questions
How many SBA 7(a) lenders serve the educational services industry?
There are 42 active SBA 7(a) lenders that have originated educational services acquisition loans, with a combined 96 loans nationwide.
What is the typical SBA loan rate for educational services acquisitions?
The median SBA 7(a) acquisition loan rate for educational services is approximately Prime + 2.44%. The SBA caps the spread at 3.0% for loans over $250,000.
Which states have the most educational services SBA lenders?
The top states for educational services SBA lending include .
Data source: SBA 7(a) FOIA lending data. Rankings are based on loan count within the educational services sector. Rates shown are median interest rates expressed as Prime + spread. Default rates represent 10-year cumulative default rates.
Figures shown here are historical SBA 7(a) lending data presented for general information only. They are not an offer of credit, a prediction of the terms you will receive, or financial advice. VerSquare is not a licensed broker, lender, or financial advisor. Consult a licensed professional before making a financing decision.