Top SBA Acquisition Lenders for Educational Services
42 SBA 7(a) lenders specializing in educational services acquisitions nationwide.
Lenders
nationwide
Total Volume
Median Rate
Median Loan Size
Top Educational Services Lenders
Top 25 Educational Services Lenders
| # | Lender | Loans | Volume | Rate | |
|---|---|---|---|---|---|
| 1 | U.S. Bank, National Association | 8 | $7.7M | P+0.93% | 2.2% |
| 2 | The Huntington National Bank | 8 | $5.3M | P+2.25% | 1.5% |
| 3 | Live Oak Bank | 7 | $14.5M | P+1.50% | 0.8% |
| 4 | United Community Bank | 5 | $8.7M | P+1.50% | 2.3% |
| 5 | Truliant FCU | 4 | $10.8M | P+2.75% | 0.0% |
| 6 | TrailWest Bank | 4 | $1.6M | P+1.50% | 0.0% |
| 7 | Stellar Bank | 3 | $9.6M | P+1.50% | 1.2% |
| 8 | Kish Bank | 3 | $1.7M | P+0.00% | 0.0% |
| 9 | United FCU | 3 | $1.3M | P+2.50% | 0.0% |
| 10 | BayFirst National Bank | 3 | $965K | P+3.00% | 3.2% |
| 11 | Oconee State Bank | 2 | $5.1M | P+2.50% | 0.0% |
| 12 | First Internet Bank of Indiana | 2 | $5.0M | P+2.75% | 1.9% |
| 13 | bankESB | 2 | $3.4M | P+0.00% | 0.0% |
| 14 | Midwest Regional Bank | 2 | $2.8M | P+2.75% | 5.6% |
| 15 | Rockland Trust Company | 2 | $2.5M | P+0.00% | 0.0% |
| 16 | Byline Bank | 2 | $2.0M | P+2.75% | 1.6% |
| 17 | Old National Bank | 2 | $1.1M | P+0.30% | 1.9% |
| 18 | First Bank of the Lake | 2 | $981K | P+2.50% | 1.9% |
| 19 | Wells Fargo Bank | 2 | $939K | P+0.00% | 3.7% |
| 20 | Bell Bank | 2 | $571K | P+1.75% | 0.0% |
| 21 | Banesco USA | 2 | $524K | P+2.75% | 0.0% |
| 22 | Peach State Federal Credit Union | 2 | $440K | P+2.75% | 0.0% |
| 23 | PNC Bank, National Association | 2 | $429K | P+0.00% | 0.4% |
| 24 | 22nd State Bank | 2 | $350K | P+2.38% | 0.0% |
| 25 | The American National Bank of Texas | 2 | $179K | P+2.00% | 0.0% |
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Customize your search →SBA 7(a) Lending for Educational Services
42 SBA 7(a) lenders have originated 96 acquisition loans in the educational services sector, totaling $101.6M in volume. The median loan size is $529K, with a median interest rate of Prime + 2.44% (Prime + spread).
When evaluating lenders for a educational services acquisition, compare loan volume (indicating experience in this sector), interest rates, and historical default rates. PLP (Preferred Lender Program) lenders have delegated SBA authority for faster loan processing.
Frequently Asked Questions
How many SBA 7(a) lenders serve the educational services industry?
There are 42 active SBA 7(a) lenders that have originated educational services acquisition loans, with a combined 96 loans nationwide.
What is the typical SBA loan rate for educational services acquisitions?
The median SBA 7(a) acquisition loan rate for educational services is approximately Prime + 2.44%. The SBA caps the spread at 3.0% for loans over $250,000.
Which states have the most educational services SBA lenders?
The top states for educational services SBA lending include .
Data source: SBA 7(a) FOIA lending data. Rankings are based on loan count within the educational services sector. Rates shown are median interest rates expressed as Prime + spread. Default rates represent 10-year cumulative default rates.