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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
contracting
As Of December 31, 2025
Median
$500K
Average
$871K
Sweet Spot
$0-$500K
Industries with highest loan volume
Child Care Services
7
loans
$1.6M
avg. amount
Child Care Services
Loans
7
Avg. Amount
$1.6M
All Other Specialty Trade Contractors
4
loans
$961K
avg. amount
All Other Specialty Trade Contractors
Loans
4
Avg. Amount
$961K
Offices of Chiropractors
4
loans
$400K
avg. amount
Offices of Chiropractors
Loans
4
Avg. Amount
$400K
General Automotive Repair
2
loans
$461K
avg. amount
General Automotive Repair
Loans
2
Avg. Amount
$461K
Other Services to Buildings and Dwellings
2
loans
$482K
avg. amount
Other Services to Buildings and Dwellings
Loans
2
Avg. Amount
$482K
Window Treatment Retailers
2
loans
$425K
avg. amount
Window Treatment Retailers
Loans
2
Avg. Amount
$425K
Other Accounting Services
2
loans
$1.0M
avg. amount
Other Accounting Services
Loans
2
Avg. Amount
$1.0M
Home Health Care Services
2
loans
$416K
avg. amount
Home Health Care Services
Loans
2
Avg. Amount
$416K
Confectionery Manufacturing from Purchased Chocolate
2
loans
$2.3M
avg. amount
Confectionery Manufacturing from Purchased Chocolate
Loans
2
Avg. Amount
$2.3M
Landscaping Services
2
loans
$885K
avg. amount
Landscaping Services
Loans
2
Avg. Amount
$885K
10-Year Default Rate
0.0%
Percentile Ranking
0th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.83% |
| $500K-$1M | Prime + 2.75% |
| $1M-$2M | Prime + 2.64% |
| $2M-$3M | Prime + 2.50% |
| $3M-$4M | Prime + 2.25% |
| $4M-$5M | Prime + 2.50% |
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)