PNC Bank
PNC Bank, National Association is a major national bank headquartered in Pittsburgh, Pennsylvania with significant operations in Wilmington, Delaware. As a subsidiary of PNC Financial Services Group, it provides comprehensive banking services including personal banking, business banking, wealth management, and institutional banking. The institution is regulated by the Office of the Comptroller of the Currency and is a member of the FDIC.
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Data source: SBA 7(a) FOIA loan-level data, covering activity through June 30, 2026 across the trailing 3 years (47 loan records for this lender). Refreshed quarterly from public loan-level records; figures are not supplied or reviewed by the lender.
PNC Bank ranks #206 of 564 SBA 7(a) lenders nationally by acquisition-loan volume.
Most of PNC Bank’s 7(a) acquisition lending falls in the $0-$500K range: 19 loans, 40.4% of the portfolio.
| Loan size | Share of loans | Loans | % of portfolio |
|---|---|---|---|
| $0-$500K | 19 | 40.4% | |
| $500K-$1M | 13 | 27.7% | |
| $1M-$2M | 7 | 14.9% | |
| $2M-$3M | 4 | 8.5% | |
| $3M-$4M | 2 | 4.3% | |
| $4M-$5M | 2 | 4.3% |
Industries with highest loan volume
Limited-Service Restaurants
5
loans
$903K
avg. amount
Computer Systems Design Services
2
loans
$726K
avg. amount
Sporting Goods Retailers
2
loans
$630K
avg. amount
Machine Shops
2
loans
$1.4M
avg. amount
Beer, Wine, and Liquor Retailers
2
loans
$1.4M
avg. amount
Child Care Services
2
loans
$515K
avg. amount
General Automotive Repair
2
loans
$692K
avg. amount
Commercial Screen Printing
1
loans
$325K
avg. amount
Other Personal and Household Goods Repair and Maintenance
1
loans
$212K
avg. amount
Electrical Contractors and Other Wiring Installation Contractors
1
loans
$696K
avg. amount
10-Year
0.4%
Percentile Ranking
82th
82th percentile
It priced below the market median in every one of the last 8 quarters. 47 of the 47 loans in its trailing three-year book carried a fixed rate; the rest were variable.
Rate distribution data not available
over at time of loan origination
| Quarter | This lender | Market median | Market range | Loans |
|---|---|---|---|---|
| Q3 '18 | Prime + 0.90% | Prime + 2.00% | Prime + 1.25% – Prime + 2.50% | 10 |
| Q4 '18 | Prime + 0.50% | Prime + 2.00% | Prime + 1.50% – Prime + 2.50% | 4 |
| Q1 '19 | Prime + 0.50% | Prime + 2.00% | Prime + 1.25% – Prime + 2.50% | 5 |
| Q2 '19 | Prime + 0.82% | Prime + 2.00% | Prime + 1.50% – Prime + 2.50% | 4 |
| Q4 '19 | Prime + 1.13% | Prime + 2.00% | Prime + 1.50% – Prime + 2.50% | 4 |
| Q1 '20 | Prime + 0.50% | Prime + 2.00% | Prime + 1.40% – Prime + 2.50% | 4 |
| Q3 '20 | Prime + 1.00% | Prime + 2.25% | Prime + 1.75% – Prime + 2.75% | 5 |
| Q1 '21 | Prime + 0.90% | Prime + 2.25% | Prime + 1.75% – Prime + 2.75% | 3 |
PNC Bank has originated 7(a) acquisition loans in 18 states, most actively in Pennsylvania (7), Ohio (6) and Texas (4). Darker states on the map carry more volume.
| State | Loans | % of Total |
|---|---|---|
| Pennsylvania | 7 | 14.9% |
| Ohio | 6 | 12.8% |
| Texas | 4 | 8.5% |
| New Jersey | 4 | 8.5% |
| Florida | 3 | 6.4% |
| North Carolina | 3 | 6.4% |
| Indiana | 3 | 6.4% |
| Illinois | 3 | 6.4% |
| Michigan | 2 | 4.3% |
| Georgia | 2 | 4.3% |
| Kentucky | 2 | 4.3% |
| Arizona | 2 | 4.3% |
| Maryland | 1 | 2.1% |
| California | 1 | 2.1% |
| Wisconsin | 1 | 2.1% |
| Alabama | 1 | 2.1% |
| Virginia | 1 | 2.1% |
| Delaware | 1 | 2.1% |
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