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United Community Bank provides comprehensive financial services including personal and business banking, mortgages, wealth management, and insurance. Celebrating 75 years, the largest bank headquartered in South Carolina offers checking, savings, loans, and digital banking solutions.
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SBA 7(a) Acquisition Loan Data As Of March 31, 2026
Last 12 Months
Last 3 Years
YoY Growth
stable
As Of March 31, 2026
Median
$795K
Average
$1.3M
Sweet Spot
$500K-$1M
Industries with highest loan volume
Limited-Service Restaurants
7
loans
$1.3M
avg. amount
Limited-Service Restaurants
7
loans
$1.3M
avg
Snack and Nonalcoholic Beverage Bars
4
loans
$1.5M
avg. amount
Snack and Nonalcoholic Beverage Bars
4
loans
$1.5M
avg
Private Mail Centers
3
loans
$810K
avg. amount
Private Mail Centers
3
loans
$810K
avg
All Other Specialty Trade Contractors
3
loans
$1.2M
avg. amount
All Other Specialty Trade Contractors
3
loans
$1.2M
avg
Full-Service Restaurants
3
loans
$1.3M
avg. amount
Full-Service Restaurants
3
loans
$1.3M
avg
Plumbing, Heating, and Air-Conditioning Contractors
2
loans
$988K
avg. amount
Plumbing, Heating, and Air-Conditioning Contractors
2
loans
$988K
avg
Glass and Glazing Contractors
2
loans
$1.8M
avg. amount
Glass and Glazing Contractors
2
loans
$1.8M
avg
Other Services to Buildings and Dwellings
2
loans
$668K
avg. amount
Other Services to Buildings and Dwellings
2
loans
$668K
avg
Remediation Services
2
loans
$1.5M
avg. amount
Remediation Services
2
loans
$1.5M
avg
All Other Miscellaneous Retailers
2
loans
$340K
avg. amount
All Other Miscellaneous Retailers
2
loans
$340K
avg
10-Year Default Rate
1.8%
Percentile Ranking
88th
88th percentile
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.11% |
| $500K-$1M | Prime + 1.81% |
| $1M-$2M | Prime + 1.55% |
| $2M-$3M | Prime + 1.21% |
| $4M-$5M | Prime + 1.25% |
Spread over Prime at time of loan origination
As Of March 31, 2026 - States by loan volume (darker blue = higher volume)
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