Loading...
Loading...
United Community Bank provides comprehensive financial services including personal and business banking, mortgages, wealth management, and insurance. Celebrating 75 years, the largest bank headquartered in South Carolina offers checking, savings, loans, and digital banking solutions.
Have you worked with United Community Bank? Share your experience to help others.
Loading reviews...
SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
expanding
As Of December 31, 2025
Median
$700K
Average
$1.1M
Sweet Spot
$0-$500K
Industries with highest loan volume
Limited-Service Restaurants
8
loans
$1.3M
avg. amount
Limited-Service Restaurants
Loans
8
Avg. Amount
$1.3M
Snack and Nonalcoholic Beverage Bars
4
loans
$1.5M
avg. amount
Snack and Nonalcoholic Beverage Bars
Loans
4
Avg. Amount
$1.5M
Pharmacies and Drug Retailers
3
loans
$1.0M
avg. amount
Pharmacies and Drug Retailers
Loans
3
Avg. Amount
$1.0M
Private Mail Centers
3
loans
$810K
avg. amount
Private Mail Centers
Loans
3
Avg. Amount
$810K
Glass and Glazing Contractors
2
loans
$1.8M
avg. amount
Glass and Glazing Contractors
Loans
2
Avg. Amount
$1.8M
All Other Miscellaneous Retailers
2
loans
$340K
avg. amount
All Other Miscellaneous Retailers
Loans
2
Avg. Amount
$340K
Other Services to Buildings and Dwellings
2
loans
$668K
avg. amount
Other Services to Buildings and Dwellings
Loans
2
Avg. Amount
$668K
Plumbing, Heating, and Air-Conditioning Contractors
2
loans
$988K
avg. amount
Plumbing, Heating, and Air-Conditioning Contractors
Loans
2
Avg. Amount
$988K
Remediation Services
2
loans
$1.5M
avg. amount
Remediation Services
Loans
2
Avg. Amount
$1.5M
Offices of Chiropractors
2
loans
$453K
avg. amount
Offices of Chiropractors
Loans
2
Avg. Amount
$453K
10-Year Default Rate
1.8%
Percentile Ranking
88th
88th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.09% |
| $500K-$1M | Prime + 1.82% |
| $1M-$2M | Prime + 1.50% |
| $2M-$3M | Prime + 1.07% |
| $4M-$5M | Prime + 1.38% |
Spread over Prime at time of loan origination
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)