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United Community Bank provides comprehensive financial services including personal and business banking, mortgages, wealth management, and insurance. Celebrating 75 years, the largest bank headquartered in South Carolina offers checking, savings, loans, and digital banking solutions.
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SBA 7(a) Acquisition Loan Data As Of March 31, 2026
Last 12 Months
Last 3 Years
YoY Growth
expanding
As Of March 31, 2026
Median
$798K
Average
$1.3M
Sweet Spot
$500K-$1M
Industries with highest loan volume
Limited-Service Restaurants
9
loans
$1.6M
avg. amount
Limited-Service Restaurants
Loans
9
Avg. Amount
$1.6M
Private Mail Centers
8
loans
$805K
avg. amount
Private Mail Centers
Loans
8
Avg. Amount
$805K
Home Furnishing Merchant Wholesalers
4
loans
$325K
avg. amount
Home Furnishing Merchant Wholesalers
Loans
4
Avg. Amount
$325K
Snack and Nonalcoholic Beverage Bars
4
loans
$1.5M
avg. amount
Snack and Nonalcoholic Beverage Bars
Loans
4
Avg. Amount
$1.5M
All Other Specialty Trade Contractors
4
loans
$1.1M
avg. amount
All Other Specialty Trade Contractors
Loans
4
Avg. Amount
$1.1M
Glass and Glazing Contractors
3
loans
$1.5M
avg. amount
Glass and Glazing Contractors
Loans
3
Avg. Amount
$1.5M
Offices of Chiropractors
3
loans
$457K
avg. amount
Offices of Chiropractors
Loans
3
Avg. Amount
$457K
Retail Bakeries
3
loans
$2.5M
avg. amount
Retail Bakeries
Loans
3
Avg. Amount
$2.5M
Fitness and Recreational Sports Centers
2
loans
$323K
avg. amount
Fitness and Recreational Sports Centers
Loans
2
Avg. Amount
$323K
All Other Miscellaneous Retailers
2
loans
$340K
avg. amount
All Other Miscellaneous Retailers
Loans
2
Avg. Amount
$340K
10-Year Default Rate
1.5%
Percentile Ranking
88th
88th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.12% |
| $500K-$1M | Prime + 1.76% |
| $1M-$2M | Prime + 1.50% |
| $2M-$3M | Prime + 1.29% |
| $4M-$5M | Prime + 1.29% |
Spread over Prime at time of loan origination
As Of March 31, 2026 - States by loan volume (darker blue = higher volume)
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