How many SBA 7(a) lenders serve the wholesale trade industry?

There are 89 active SBA 7(a) lenders that have originated wholesale trade acquisition loans, with a combined 263 loans nationwide.

What is the typical SBA loan rate for wholesale trade acquisitions?

The median SBA 7(a) acquisition loan rate for wholesale trade is approximately Prime + 2.25%. The SBA caps the spread at 3.0% for loans over $250,000.

Which states have the most wholesale trade SBA lenders?

The top states for wholesale trade SBA lending include .

Best SBA Lenders for Wholesale Trade Business Acquisitions (2026)

#	Lender	Loans	Volume	Rate	Default Rate
1	The Huntington National Bank	25	$46.4M	P+2.25%	1.5%
2	Live Oak Bank	20	$73.6M	P+1.50%	0.8%
3	First Internet Bank of Indiana	11	$27.4M	P+2.75%	1.7%
4	Comerica Bank	8	$27.5M	P+0.00%	0.0%
5	SouthState Bank, National Association	7	$2.8M	P+2.63%	0.4%
6	First Resource Bank	7	$4.4M	P+1.75%	0.0%
7	Meridian Bank	6	$7.5M	P+2.25%	2.7%
8	Brookline Bank	6	$12.6M	P+2.50%	1.0%
9	Dogwood State Bank	6	$7.3M	P+2.75%	1.3%
10	U.S. Bank, National Association	6	$9.2M	P+0.74%	2.4%
11	United Community Bank	5	$5.0M	P+1.50%	2.3%
12	DFCU Financial	5	$11.2M	P+2.50%	2.0%
13	Zions Bank, A Division of	5	$7.2M	P+0.70%	1.1%
14	Northwest Bank	5	$23.3M	P+1.50%	0.0%
15	Bank of America, National Association	5	$9.0M	P+0.00%	0.0%
16	Manufacturers and Traders Trust Company	4	$3.0M	P+2.13%	0.3%
17	Old National Bank	4	$7.7M	P+0.30%	2.0%
18	Midwest Regional Bank	4	$8.5M	P+2.75%	4.9%
19	Byline Bank	4	$15.1M	P+2.75%	1.6%
20	Third Coast Bank	4	$20.0M	P+1.50%	0.0%
21	Hancock Whitney Bank	3	$4.8M	P+2.50%	1.0%
22	Horizon Bank	3	$2.5M	P+0.75%	0.0%
23	Midwest BankCentre	3	$5.8M	P+2.50%	0.0%
24	First Bank of Central Ohio	3	$3.1M	P+2.75%	0.0%
25	TowneBank	3	$4.6M	P+2.75%	0.4%

SBA 7(a) Lending for Wholesale Trade

89 SBA 7(a) lenders have originated 263 acquisition loans in the wholesale trade sector, totaling $550.5M in volume. The median loan size is $1.5M, with a median interest rate of Prime + 2.25% (Prime + spread).

When evaluating lenders for a wholesale trade acquisition, compare loan volume (indicating experience in this sector), interest rates, and historical default rates. PLP (Preferred Lender Program) lenders have delegated SBA authority for faster loan processing.

Top SBA Acquisition Lenders for Wholesale Trade

Top Wholesale Trade Lenders

Top 25 Wholesale Trade Lenders

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SBA 7(a) Lending for Wholesale Trade

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