Horizon Bank
Horizon Bank is an Indiana-based community bank founded in 1873 as First National Bank, providing personal and business banking services with over 150 years of community banking experience.
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Data source: SBA 7(a) FOIA loan-level data, covering activity through June 30, 2026 across the trailing 3 years (28 loan records for this lender). Refreshed quarterly from public loan-level records; figures are not supplied or reviewed by the lender.
Horizon Bank ranks #174 of 564 SBA 7(a) lenders nationally by acquisition-loan volume.
Most of Horizon Bank’s 7(a) acquisition lending falls in the $0-$500K range: 12 loans, 42.9% of the portfolio.
| Loan size | Share of loans | Loans | % of portfolio |
|---|---|---|---|
| $0-$500K | 12 | 42.9% | |
| $500K-$1M | 11 | 39.3% | |
| $1M-$2M | 3 | 10.7% | |
| $2M-$3M | 1 | 3.6% | |
| $3M-$4M | 1 | 3.6% |
Industries with highest loan volume
Limited-Service Restaurants
4
loans
$712K
avg. amount
Full-Service Restaurants
3
loans
$501K
avg. amount
Landscaping Services
3
loans
$354K
avg. amount
Conveyor and Conveying Equipment Manufacturing
2
loans
$1.9M
avg. amount
Sporting Goods Retailers
1
loans
$720K
avg. amount
Funeral Homes and Funeral Services
1
loans
$180K
avg. amount
Supermarkets and Other Grocery Retailers (except Convenience Retailers)
1
loans
$990K
avg. amount
Marketing Consulting Services
1
loans
$800K
avg. amount
All Other Professional, Scientific, and Technical Services
1
loans
$1.1M
avg. amount
Coin-Operated Laundries and Drycleaners
1
loans
$622K
avg. amount
10-Year
0.0%
Percentile Ranking
0th percentile
Horizon Bank’s median variable rate is + 0.75%, against a market median of Prime + 1.88%, 113 below market.
2 of the 28 loans in its trailing three-year book carried a fixed rate; the rest were variable.
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 0.85% |
| $500K-$1M | Prime + 0.72% |
| $1M-$2M | Prime + 0.42% |
| $3M-$4M | Prime + 0.25% |
over at time of loan origination
Horizon Bank has originated 7(a) acquisition loans in 2 states, most actively in Michigan (19) and Indiana (9). Darker states on the map carry more volume.
| State | Loans | % of Total |
|---|---|---|
| Michigan | 19 | 67.9% |
| Indiana | 9 | 32.1% |
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