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Horizon Bank is an Indiana-based community bank founded in 1873 as First National Bank, providing personal and business banking services with over 150 years of community banking experience.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
expanding
As Of December 31, 2025
Median
$648K
Average
$787K
Sweet Spot
$0-$500K
Industries with highest loan volume
Limited-Service Restaurants
4
loans
$712K
avg. amount
Limited-Service Restaurants
Loans
4
Avg. Amount
$712K
Landscaping Services
3
loans
$354K
avg. amount
Landscaping Services
Loans
3
Avg. Amount
$354K
Full-Service Restaurants
3
loans
$501K
avg. amount
Full-Service Restaurants
Loans
3
Avg. Amount
$501K
Supermarkets and Other Grocery Retailers (except Convenience Retailers)
1
loans
$990K
avg. amount
Supermarkets and Other Grocery Retailers (except Convenience Retailers)
Loans
1
Avg. Amount
$990K
Funeral Homes and Funeral Services
1
loans
$180K
avg. amount
Funeral Homes and Funeral Services
Loans
1
Avg. Amount
$180K
Coin-Operated Laundries and Drycleaners
1
loans
$622K
avg. amount
Coin-Operated Laundries and Drycleaners
Loans
1
Avg. Amount
$622K
Wood Kitchen Cabinet and Countertop Manufacturing
1
loans
$155K
avg. amount
Wood Kitchen Cabinet and Countertop Manufacturing
Loans
1
Avg. Amount
$155K
Drywall and Insulation Contractors
1
loans
$806K
avg. amount
Drywall and Insulation Contractors
Loans
1
Avg. Amount
$806K
Sporting Goods Retailers
1
loans
$720K
avg. amount
Sporting Goods Retailers
Loans
1
Avg. Amount
$720K
Marketing Consulting Services
1
loans
$800K
avg. amount
Marketing Consulting Services
Loans
1
Avg. Amount
$800K
10-Year Default Rate
0.0%
Percentile Ranking
0th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 0.85% |
| $500K-$1M | Prime + 0.79% |
| $1M-$2M | Prime + 0.42% |
| $3M-$4M | Prime + 0.25% |
Spread over Prime at time of loan origination
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)