Dogwood State Bank
North Carolina community bank with $2 billion in assets, ranked among top SBA lenders nationally. Focused on businesses, business owners, professionals, and employees. Offers comprehensive banking products through online and branch offices across NC, SC, TN.
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Data source: SBA 7(a) FOIA loan-level data, covering activity through March 31, 2026 across the trailing 3 years (123 loan records for this lender). Refreshed quarterly from public loan-level records; figures are not supplied or reviewed by the lender.
Dogwood State Bank ranks #25 of 585 SBA 7(a) lenders nationally by acquisition-loan volume.
Most of Dogwood State Bank’s 7(a) acquisition lending falls in the $500K-$1M range: 60 loans, 48.8% of the portfolio.
| Loan size | Share of loans | Loans | % of portfolio |
|---|---|---|---|
| $0-$500K | 32 | 26.0% | |
| $500K-$1M | 60 | 48.8% | |
| $1M-$2M | 24 | 19.5% | |
| $2M-$3M | 6 | 4.9% | |
| $3M-$4M | 1 | 0.8% |
Industries with highest loan volume
Electrical Contractors and Other Wiring Installation Contractors
10
loans
$1.3M
avg. amount
Full-Service Restaurants
9
loans
$552K
avg. amount
Limited-Service Restaurants
9
loans
$597K
avg. amount
Plumbing, Heating, and Air-Conditioning Contractors
7
loans
$1.2M
avg. amount
Child Care Services
5
loans
$653K
avg. amount
Caterers
4
loans
$993K
avg. amount
Landscaping Services
3
loans
$1.0M
avg. amount
Home Health Care Services
3
loans
$1.0M
avg. amount
Residential Remodelers
3
loans
$564K
avg. amount
Newspaper Publishers
3
loans
$1.2M
avg. amount
10-Year
0.0%
Percentile Ranking
0th percentile
Dogwood State Bank’s median variable rate is + 2.75%, against a market median of Prime + 2.00%, 75 above market.
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.72% |
| $500K-$1M | Prime + 2.49% |
| $1M-$2M | Prime + 2.50% |
| $2M-$3M | Prime + 2.13% |
| $3M-$4M | Prime + 2.75% |
Dogwood State Bank has originated 7(a) acquisition loans in 21 states, most actively in Florida (36), Texas (17) and North Carolina (10). Darker states on the map carry more volume.
| State | Loans | % of Total |
|---|---|---|
| Florida | 36 | 29.3% |
| Texas | 17 | 13.8% |
| North Carolina | 10 | 8.1% |
| Colorado | 8 | 6.5% |
| California | 8 | 6.5% |
| Michigan | 7 | 5.7% |
| Virginia | 5 | 4.1% |
| Maryland | 5 | 4.1% |
| New Jersey | 4 | 3.3% |
| Pennsylvania | 4 | 3.3% |
| Arizona | 3 | 2.4% |
| New Mexico | 3 | 2.4% |
| Connecticut | 2 | 1.6% |
| South Carolina | 2 | 1.6% |
| Indiana | 2 | 1.6% |
| Georgia | 2 | 1.6% |
| Massachusetts | 1 | 0.8% |
| Kentucky | 1 | 0.8% |
| Delaware | 1 | 0.8% |
| New Hampshire | 1 | 0.8% |
| Kansas | 1 | 0.8% |