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North Carolina community bank with $2 billion in assets, ranked among top SBA lenders nationally. Focused on businesses, business owners, professionals, and employees. Offers comprehensive banking products through online and branch offices across NC, SC, TN.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
stable
As Of December 31, 2025
Median
$893K
Average
$1.1M
Sweet Spot
$500K-$1M
Industries with highest loan volume
Full-Service Restaurants
12
loans
$1.0M
avg. amount
Full-Service Restaurants
Loans
12
Avg. Amount
$1.0M
Limited-Service Restaurants
11
loans
$957K
avg. amount
Limited-Service Restaurants
Loans
11
Avg. Amount
$957K
Plumbing, Heating, and Air-Conditioning Contractors
6
loans
$1.3M
avg. amount
Plumbing, Heating, and Air-Conditioning Contractors
Loans
6
Avg. Amount
$1.3M
Electrical Contractors and Other Wiring Installation Contractors
5
loans
$2.0M
avg. amount
Electrical Contractors and Other Wiring Installation Contractors
Loans
5
Avg. Amount
$2.0M
General Automotive Repair
4
loans
$826K
avg. amount
General Automotive Repair
Loans
4
Avg. Amount
$826K
Beer, Wine, and Liquor Retailers
4
loans
$589K
avg. amount
Beer, Wine, and Liquor Retailers
Loans
4
Avg. Amount
$589K
Child Care Services
4
loans
$765K
avg. amount
Child Care Services
Loans
4
Avg. Amount
$765K
All Other Personal Services
3
loans
$1.1M
avg. amount
All Other Personal Services
Loans
3
Avg. Amount
$1.1M
All Other Professional, Scientific, and Technical Services
3
loans
$1.2M
avg. amount
All Other Professional, Scientific, and Technical Services
Loans
3
Avg. Amount
$1.2M
Residential Remodelers
3
loans
$1.5M
avg. amount
Residential Remodelers
Loans
3
Avg. Amount
$1.5M
10-Year Default Rate
0.5%
Percentile Ranking
83th
83th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.66% |
| $500K-$1M | Prime + 2.52% |
| $1M-$2M | Prime + 2.55% |
| $2M-$3M | Prime + 2.27% |
| $3M-$4M | Prime + 2.05% |
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)