Loading...
Loading...
Digital cloud-based bank serving small business owners nationwide as the #1 SBA 7(a) lender by dollar volume. Offers specialized lending programs for veterinary, dental, pharmacy, medical, hotel, and other industries with FDIC-insured savings.
Have you worked with Live Oak Bank? Share your experience to help others.
Loading reviews...
SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
stable
As Of December 31, 2025
Median
$1.3M
Average
$1.7M
Sweet Spot
$1M-$2M
Industries with highest loan volume
General Automotive Repair
69
loans
$1.2M
avg. amount
General Automotive Repair
Loans
69
Avg. Amount
$1.2M
Services for the Elderly and Persons with Disabilities
50
loans
$1.9M
avg. amount
Services for the Elderly and Persons with Disabilities
Loans
50
Avg. Amount
$1.9M
Lessors of Miniwarehouses and Self-Storage Units
50
loans
$1.3M
avg. amount
Lessors of Miniwarehouses and Self-Storage Units
Loans
50
Avg. Amount
$1.3M
Insurance Agencies and Brokerages
48
loans
$1.3M
avg. amount
Insurance Agencies and Brokerages
Loans
48
Avg. Amount
$1.3M
Plumbing, Heating, and Air-Conditioning Contractors
46
loans
$2.0M
avg. amount
Plumbing, Heating, and Air-Conditioning Contractors
Loans
46
Avg. Amount
$2.0M
Funeral Homes and Funeral Services
42
loans
$1.8M
avg. amount
Funeral Homes and Funeral Services
Loans
42
Avg. Amount
$1.8M
Limited-Service Restaurants
42
loans
$1.1M
avg. amount
Limited-Service Restaurants
Loans
42
Avg. Amount
$1.1M
Home Health Care Services
39
loans
$1.6M
avg. amount
Home Health Care Services
Loans
39
Avg. Amount
$1.6M
Offices of Certified Public Accountants
39
loans
$854K
avg. amount
Offices of Certified Public Accountants
Loans
39
Avg. Amount
$854K
Child Care Services
38
loans
$2.3M
avg. amount
Child Care Services
Loans
38
Avg. Amount
$2.3M
10-Year Default Rate
0.9%
Percentile Ranking
85th
85th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.34% |
| $500K-$1M | Prime + 1.47% |
| $1M-$2M | Prime + 1.32% |
| $2M-$3M | Prime + 1.29% |
| $3M-$4M | Prime + 1.21% |
| $4M-$5M | Prime + 1.35% |
Spread over Prime at time of loan origination
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)