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Digital cloud-based bank serving small business owners nationwide as the #1 SBA 7(a) lender by dollar volume. Offers specialized lending programs for veterinary, dental, pharmacy, medical, hotel, and other industries with FDIC-insured savings.
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SBA 7(a) Acquisition Loan Data As Of March 31, 2026
Last 12 Months
Last 3 Years
YoY Growth
contracting
As Of March 31, 2026
Median
$1.3M
Average
$1.7M
Sweet Spot
$1M-$2M
Industries with highest loan volume
General Automotive Repair
71
loans
$1.3M
avg. amount
General Automotive Repair
71
loans
$1.3M
avg
Lessors of Miniwarehouses and Self-Storage Units
55
loans
$1.3M
avg. amount
Lessors of Miniwarehouses and Self-Storage Units
55
loans
$1.3M
avg
Home Health Care Services
48
loans
$1.6M
avg. amount
Home Health Care Services
48
loans
$1.6M
avg
Services for the Elderly and Persons with Disabilities
48
loans
$1.9M
avg. amount
Services for the Elderly and Persons with Disabilities
48
loans
$1.9M
avg
Insurance Agencies and Brokerages
48
loans
$1.1M
avg. amount
Insurance Agencies and Brokerages
48
loans
$1.1M
avg
Offices of Certified Public Accountants
46
loans
$828K
avg. amount
Offices of Certified Public Accountants
46
loans
$828K
avg
Limited-Service Restaurants
43
loans
$1.1M
avg. amount
Limited-Service Restaurants
43
loans
$1.1M
avg
Child Care Services
42
loans
$2.3M
avg. amount
Child Care Services
42
loans
$2.3M
avg
Funeral Homes and Funeral Services
41
loans
$1.8M
avg. amount
Funeral Homes and Funeral Services
41
loans
$1.8M
avg
Plumbing, Heating, and Air-Conditioning Contractors
40
loans
$1.9M
avg. amount
Plumbing, Heating, and Air-Conditioning Contractors
40
loans
$1.9M
avg
10-Year Default Rate
1.0%
Percentile Ranking
85th
85th percentile
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.40% |
| $500K-$1M | Prime + 1.48% |
| $1M-$2M | Prime + 1.36% |
| $2M-$3M | Prime + 1.30% |
| $3M-$4M | Prime + 1.22% |
| $4M-$5M | Prime + 1.34% |
Spread over Prime at time of loan origination
As Of March 31, 2026 - States by loan volume (darker blue = higher volume)
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