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Digital cloud-based bank serving small business owners nationwide as the #1 SBA 7(a) lender by dollar volume. Offers specialized lending programs for veterinary, dental, pharmacy, medical, hotel, and other industries with FDIC-insured savings.
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SBA 7(a) Acquisition Loan Data As Of March 31, 2026
Last 12 Months
Last 3 Years
YoY Growth
contracting
As Of March 31, 2026
Median
$1.2M
Average
$1.7M
Sweet Spot
$1M-$2M
Industries with highest loan volume
General Automotive Repair
85
loans
$1.2M
avg. amount
General Automotive Repair
Loans
85
Avg. Amount
$1.2M
Services for the Elderly and Persons with Disabilities
61
loans
$1.8M
avg. amount
Services for the Elderly and Persons with Disabilities
Loans
61
Avg. Amount
$1.8M
Lessors of Miniwarehouses and Self-Storage Units
61
loans
$1.3M
avg. amount
Lessors of Miniwarehouses and Self-Storage Units
Loans
61
Avg. Amount
$1.3M
Insurance Agencies and Brokerages
58
loans
$1.0M
avg. amount
Insurance Agencies and Brokerages
Loans
58
Avg. Amount
$1.0M
Home Health Care Services
56
loans
$1.8M
avg. amount
Home Health Care Services
Loans
56
Avg. Amount
$1.8M
Offices of Certified Public Accountants
55
loans
$768K
avg. amount
Offices of Certified Public Accountants
Loans
55
Avg. Amount
$768K
Limited-Service Restaurants
52
loans
$973K
avg. amount
Limited-Service Restaurants
Loans
52
Avg. Amount
$973K
Plumbing, Heating, and Air-Conditioning Contractors
50
loans
$2.0M
avg. amount
Plumbing, Heating, and Air-Conditioning Contractors
Loans
50
Avg. Amount
$2.0M
Child Care Services
50
loans
$2.2M
avg. amount
Child Care Services
Loans
50
Avg. Amount
$2.2M
Funeral Homes and Funeral Services
46
loans
$1.8M
avg. amount
Funeral Homes and Funeral Services
Loans
46
Avg. Amount
$1.8M
10-Year Default Rate
0.8%
Percentile Ranking
85th
85th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.36% |
| $500K-$1M | Prime + 1.46% |
| $1M-$2M | Prime + 1.34% |
| $2M-$3M | Prime + 1.29% |
| $3M-$4M | Prime + 1.18% |
| $4M-$5M | Prime + 1.38% |
Spread over Prime at time of loan origination
As Of March 31, 2026 - States by loan volume (darker blue = higher volume)
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