Top SBA Acquisition Lenders for Real Estate

61 SBA 7(a) lenders specializing in real estate acquisitions nationwide.

Lenders

nationwide

Total Volume

$208.0M

Median Rate

Prime + 2.25%

Median Loan Size

$910K

Top Real Estate Lenders

1Live Oak Bank

Loans

Rate

P+1.50%

1.3%

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2The Huntington National Bank

Loans

Rate

P+2.25%

1.5%

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3Bank Five Nine

Loans

Rate

P+1.50%

0.0%

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Top 25 Real Estate Lenders

#	Lender	Loans	Volume	Rate
1	Live Oak Bank	32	$39.7M	P+1.50%	1.3%
2	The Huntington National Bank	9	$19.5M	P+2.25%	1.5%
3	Bank Five Nine	9	$11.7M	P+1.50%	0.0%
4	U.S. Bank, National Association	6	$11.7M	P+0.93%	2.2%
5	VelocitySBA, LLC	5	$3.2M	P+3.00%	2.4%
6	Brookline Bank	4	$6.8M	P+2.25%	0.8%
7	Byline Bank	4	$4.1M	P+2.75%	1.5%
8	Southern Bancorp Bank	4	$3.9M	P+0.50%	0.0%
9	Union Bank and Trust Company	4	$3.1M	P+0.50%	0.0%
10	Banner Bank	4	$2.3M	P+2.00%	5.7%
11	Heritage Bank	4	$248K	P+1.63%	0.0%
12	Readycap Lending, LLC	3	$6.0M	P+2.00%	0.5%
13	United Midwest Savings Bank, National Association	3	$3.5M	P+2.75%	0.2%
14	Heritage Bank, Inc.	2	$10.0M	P+2.75%	0.0%
15	First Bank of Central Ohio	2	$9.7M	P+2.50%	0.0%
16	Truliant FCU	2	$6.5M	P+2.75%	0.0%
17	Comerica Bank	2	$6.5M	P+0.00%	0.0%
18	Gulf Coast Bank and Trust Company	2	$4.3M	P+2.50%	0.6%
19	Paragon Bank	2	$2.6M	P+1.25%	15.0%
20	First Foundation Bank	2	$2.1M	P+2.25%	0.0%
21	PlainsCapital Bank	2	$2.0M	P+1.13%	3.6%
22	Sunflower Bank National Association	2	$1.9M	P+1.50%	1.5%
23	First National Bank of Pennsylvania	2	$1.8M	P+2.25%	1.4%
24	Penn Community Bank	2	$1.5M	P+0.00%	0.0%
25	Milestone Bank	2	$1.1M	P+2.75%	0.0%

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SBA 7(a) Lending for Real Estate

61 SBA 7(a) lenders have originated 158 acquisition loans in the real estate sector, totaling $208.0M in volume. The median loan size is $910K, with a median interest rate of Prime + 2.25% (Prime + spread).

When evaluating lenders for a real estate acquisition, compare loan volume (indicating experience in this sector), interest rates, and historical default rates. PLP (Preferred Lender Program) lenders have delegated SBA authority for faster loan processing.

Frequently Asked Questions

How many SBA 7(a) lenders serve the real estate industry?

There are 61 active SBA 7(a) lenders that have originated real estate acquisition loans, with a combined 158 loans nationwide.

What is the typical SBA loan rate for real estate acquisitions?

The median SBA 7(a) acquisition loan rate for real estate is approximately Prime + 2.25%. The SBA caps the spread at 3.0% for loans over $250,000.

Which states have the most real estate SBA lenders?

The top states for real estate SBA lending include .

Data source: SBA 7(a) FOIA lending data. Rankings are based on loan count within the real estate sector. Rates shown are median interest rates expressed as Prime + spread. Default rates represent 10-year cumulative default rates.

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