Top SBA Acquisition Lenders for Real Estate
61 SBA 7(a) lenders specializing in real estate acquisitions nationwide.
Lenders
nationwide
Total Volume
Median Rate
Median Loan Size
Top Real Estate Lenders
Top 25 Real Estate Lenders
| # | Lender | Loans | Volume | Rate | Default Rate |
|---|---|---|---|---|---|
| 1 | Live Oak Bank | 32 | $39.7M | P+1.50% | 1.3% |
| 2 | Bank Five Nine | 9 | $11.7M | P+1.50% | 0.0% |
| 3 | The Huntington National Bank | 9 | $19.5M | P+2.25% | 1.5% |
| 4 | U.S. Bank, National Association | 6 | $11.7M | P+0.93% | 2.2% |
| 5 | VelocitySBA, LLC | 5 | $3.2M | P+3.00% | 2.4% |
| 6 | Banner Bank | 4 | $2.3M | P+2.00% | 5.7% |
| 7 | Union Bank and Trust Company | 4 | $3.1M | P+0.50% | 0.0% |
| 8 | Byline Bank | 4 | $4.1M | P+2.75% | 1.5% |
| 9 | Heritage Bank | 4 | $248K | P+1.63% | 0.0% |
| 10 | Southern Bancorp Bank | 4 | $3.9M | P+0.50% | 0.0% |
| 11 | Brookline Bank | 4 | $6.8M | P+2.25% | 0.8% |
| 12 | United Midwest Savings Bank, National Association | 3 | $3.5M | P+2.75% | 0.2% |
| 13 | Readycap Lending, LLC | 3 | $6.0M | P+2.00% | 0.5% |
| 14 | PlainsCapital Bank | 2 | $2.0M | P+1.13% | 3.6% |
| 15 | DFCU Financial | 2 | $763K | P+2.50% | 2.0% |
| 16 | Security Federal Bank | 2 | $504K | P+3.00% | 0.0% |
| 17 | First Foundation Bank | 2 | $2.1M | P+2.25% | 0.0% |
| 18 | Sunflower Bank National Association | 2 | $1.9M | P+1.50% | 1.5% |
| 19 | Penn Community Bank | 2 | $1.5M | P+0.00% | 0.0% |
| 20 | Heritage Bank, Inc. | 2 | $10.0M | P+2.75% | 0.0% |
| 21 | Cadence Bank | 2 | $935K | P+2.63% | 2.3% |
| 22 | First Mid Bank & Trust, National Association | 2 | $704K | P+1.00% | 0.0% |
| 23 | Comerica Bank | 2 | $6.5M | P+0.00% | 0.0% |
| 24 | Truliant FCU | 2 | $6.5M | P+2.75% | 0.0% |
| 25 | Paragon Bank | 2 | $2.6M | P+1.25% | 15.0% |
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Customize your search →SBA 7(a) Lending for Real Estate
61 SBA 7(a) lenders have originated 158 acquisition loans in the real estate sector, totaling $208.0M in volume. The median loan size is $910K, with a median interest rate of Prime + 2.25% (Prime + spread).
When evaluating lenders for a real estate acquisition, compare loan volume (indicating experience in this sector), interest rates, and historical default rates. PLP (Preferred Lender Program) lenders have delegated SBA authority for faster loan processing.
Frequently Asked Questions
How many SBA 7(a) lenders serve the real estate industry?
There are 61 active SBA 7(a) lenders that have originated real estate acquisition loans, with a combined 158 loans nationwide.
What is the typical SBA loan rate for real estate acquisitions?
The median SBA 7(a) acquisition loan rate for real estate is approximately Prime + 2.25%. The SBA caps the spread at 3.0% for loans over $250,000.
Which states have the most real estate SBA lenders?
The top states for real estate SBA lending include .
Data source: SBA 7(a) FOIA lending data. Rankings are based on loan count within the real estate sector. Rates shown are median interest rates expressed as Prime + spread. Default rates represent 10-year cumulative default rates.
Figures shown here are historical SBA 7(a) lending data presented for general information only. They are not an offer of credit, a prediction of the terms you will receive, or financial advice. VerSquare is not a licensed broker, lender, or financial advisor. Consult a licensed professional before making a financing decision.