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60 SBA 7(a) lenders specializing in real estate acquisitions nationwide.
Lenders
nationwide
Total Volume
Median Rate
Median Loan Size
| # | Lender | Loans | Volume | Rate | Default Rate |
|---|---|---|---|---|---|
| 1 | Live Oak Bank | 32 | $39.7M | P+1.50% | 1.0% |
| 2 | The Huntington National Bank | 9 | $19.5M | P+2.25% | 1.5% |
| 3 | Bank Five Nine | 9 | $11.7M | P+1.50% | 0.0% |
| 4 | U.S. Bank, National Association | 6 | $11.7M | P+0.93% | 2.2% |
| 5 | VelocitySBA, LLC | 5 | $3.2M | P+3.00% | 2.4% |
| 6 | Byline Bank | 4 | $4.1M | P+2.75% | 1.5% |
| 7 | Union Bank and Trust Company | 4 | $3.1M | P+0.50% | 0.0% |
| 8 | Southern Bancorp Bank | 4 | $3.9M | P+0.50% | 0.0% |
| 9 | Heritage Bank | 4 | $248K | P+1.63% | 0.0% |
| 10 | Banner Bank | 4 | $2.3M | P+2.00% | 5.7% |
| 11 | Brookline Bank | 4 | $4.7M | P+2.50% | 1.0% |
| 12 | Readycap Lending, LLC | 3 | $6.0M | P+2.00% | 0.5% |
| 13 | United Midwest Savings Bank, National Association | 3 | $3.5M | P+2.75% | 0.2% |
| 14 | Truliant FCU | 2 | $6.5M | P+2.75% | 0.0% |
| 15 | Heritage Bank, Inc. | 2 | $10.0M | P+2.75% | 0.0% |
| 16 | PlainsCapital Bank | 2 | $2.0M | P+1.00% | 2.6% |
| 17 | Paragon Bank | 2 | $2.6M | P+1.25% | 7.7% |
| 18 | Plumas Bank | 2 | $732K | P+0.00% | 1.2% |
| 19 | First Foundation Bank | 2 | $2.1M | P+2.25% | 0.0% |
| 20 | MI Bank | 2 | $941K | P+0.00% | 0.0% |
| 21 | Milestone Bank | 2 | $1.1M | P+2.75% | 0.0% |
| 22 | Penn Community Bank | 2 | $1.5M | P+0.00% | 0.0% |
| 23 | Security Federal Bank | 2 | $504K | P+3.00% | 0.0% |
| 24 | First Mid Bank & Trust, National Association | 2 | $704K | P+1.00% | 0.0% |
| 25 | DFCU Financial | 2 | $763K | P+2.50% | 2.0% |
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Customize your search →60 SBA 7(a) lenders have originated 154 acquisition loans in the real estate sector, totaling $203.3M in volume. The median loan size is $893K, with a median interest rate of Prime + 2.25% (Prime + spread).
When evaluating lenders for a real estate acquisition, compare loan volume (indicating experience in this sector), interest rates, and historical default rates. PLP (Preferred Lender Program) lenders have delegated SBA authority for faster loan processing.
There are 60 active SBA 7(a) lenders that have originated real estate acquisition loans, with a combined 154 loans nationwide.
The median SBA 7(a) acquisition loan rate for real estate is approximately Prime + 2.25%. The SBA caps the spread at 3.0% for loans over $250,000.
The top states for real estate SBA lending include .
Data source: SBA 7(a) FOIA lending data. Rankings are based on loan count within the real estate sector. Rates shown are median interest rates expressed as Prime + spread. Default rates represent 10-year cumulative default rates.