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58 SBA 7(a) lenders specializing in real estate acquisitions nationwide.
Lenders
nationwide
Total Volume
Median Rate
Median Loan Size
| # | Lender | Loans | Volume | Rate | Default Rate |
|---|---|---|---|---|---|
| 1 | Live Oak Bank | 30 | $37.2M | P+1.50% | 0.8% |
| 2 | Bank Five Nine | 9 | $11.7M | P+1.50% | 0.0% |
| 3 | The Huntington National Bank | 9 | $19.5M | P+2.25% | 1.5% |
| 4 | U.S. Bank, National Association | 6 | $11.7M | P+0.93% | 2.2% |
| 5 | VelocitySBA, LLC | 5 | $3.2M | P+3.00% | 2.4% |
| 6 | Byline Bank | 4 | $4.1M | P+2.75% | 1.5% |
| 7 | Union Bank and Trust Company | 4 | $3.1M | P+0.50% | 0.0% |
| 8 | Banner Bank | 4 | $2.3M | P+2.00% | 5.7% |
| 9 | Brookline Bank | 4 | $4.7M | P+2.50% | 1.0% |
| 10 | Southern Bancorp Bank | 4 | $3.9M | P+0.50% | 0.0% |
| 11 | Heritage Bank | 4 | $248K | P+1.63% | 0.0% |
| 12 | United Midwest Savings Bank, National Association | 3 | $3.5M | P+2.75% | 0.2% |
| 13 | Readycap Lending, LLC | 3 | $6.0M | P+2.00% | 0.5% |
| 14 | First Foundation Bank | 2 | $1.9M | P+2.25% | 0.0% |
| 15 | Heritage Bank, Inc. | 2 | $10.0M | P+2.75% | 0.0% |
| 16 | Paragon Bank | 2 | $2.6M | P+1.25% | 8.0% |
| 17 | First National Bank of Pennsylvania | 2 | $1.8M | P+2.25% | 1.4% |
| 18 | Truliant FCU | 2 | $6.5M | P+2.75% | 0.0% |
| 19 | Plumas Bank | 2 | $732K | P+0.00% | 1.2% |
| 20 | Gulf Coast Bank and Trust Company | 2 | $4.3M | P+2.50% | 0.6% |
| 21 | Milestone Bank | 2 | $1.1M | P+2.75% | 0.0% |
| 22 | Manufacturers and Traders Trust Company | 2 | $405K | P+2.25% | 1.0% |
| 23 | Cadence Bank | 2 | $935K | P+2.63% | 2.3% |
| 24 | MI Bank | 2 | $941K | P+0.00% | 0.0% |
| 25 | DFCU Financial | 2 | $763K | P+2.50% | 2.0% |
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Customize your search →58 SBA 7(a) lenders have originated 149 acquisition loans in the real estate sector, totaling $194.4M in volume. The median loan size is $893K, with a median interest rate of Prime + 2.25% (Prime + spread).
When evaluating lenders for a real estate acquisition, compare loan volume (indicating experience in this sector), interest rates, and historical default rates. PLP (Preferred Lender Program) lenders have delegated SBA authority for faster loan processing.
There are 58 active SBA 7(a) lenders that have originated real estate acquisition loans, with a combined 149 loans nationwide.
The median SBA 7(a) acquisition loan rate for real estate is approximately Prime + 2.25%. The SBA caps the spread at 3.0% for loans over $250,000.
The top states for real estate SBA lending include .
Data source: SBA 7(a) FOIA lending data. Rankings are based on loan count within the real estate sector. Rates shown are median interest rates expressed as Prime + spread. Default rates represent 10-year cumulative default rates.