Banner Bank
Banner Bank is a Washington-chartered regional community bank headquartered in Walla Walla with over 130 years of history dating back to 1890. Operating across Oregon, Washington, California, and Idaho with more than $16 billion in assets, the bank provides comprehensive personal and business banking services while maintaining core values of listening, learning, and helping customers reach their financial goals.
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Data source: SBA 7(a) FOIA loan-level data, covering activity through June 30, 2026 across the trailing 3 years (32 loan records for this lender). Refreshed quarterly from public loan-level records; figures are not supplied or reviewed by the lender.
Banner Bank ranks #85 of 564 SBA 7(a) lenders nationally by acquisition-loan volume.
Most of Banner Bank’s 7(a) acquisition lending falls in the $500K-$1M range: 12 loans, 37.5% of the portfolio.
| Loan size | Share of loans | Loans | % of portfolio |
|---|---|---|---|
| $0-$500K | 5 | 15.6% | |
| $500K-$1M | 12 | 37.5% | |
| $1M-$2M | 10 | 31.3% | |
| $2M-$3M | 2 | 6.3% | |
| $3M-$4M | 2 | 6.3% | |
| $4M-$5M | 1 | 3.1% |
Industries with highest loan volume
All Other Specialty Trade Contractors
3
loans
$902K
avg. amount
Convenience Retailers
2
loans
$458K
avg. amount
Full-Service Restaurants
2
loans
$814K
avg. amount
Home Health Care Services
2
loans
$1.1M
avg. amount
Limited-Service Restaurants
2
loans
$958K
avg. amount
Insurance Agencies and Brokerages
1
loans
$473K
avg. amount
Offices of Certified Public Accountants
1
loans
$440K
avg. amount
Other Activities Related to Real Estate
1
loans
$568K
avg. amount
Drywall and Insulation Contractors
1
loans
$713K
avg. amount
Site Preparation Contractors
1
loans
$1.2M
avg. amount
10-Year
5.1%
Percentile Ranking
95th
95th percentile
Banner Bank’s median variable rate is + 2.00%, against a market median of Prime + 1.88%, 13 above market.
It priced below the market median in 4 of the last 8 quarters.
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.30% |
| $500K-$1M | Prime + 1.85% |
| $1M-$2M | Prime + 1.95% |
| $2M-$3M | Prime + 1.63% |
| $3M-$4M | Prime + 2.00% |
| $4M-$5M | Prime + 1.25% |
| Quarter | This lender | Market median | Market range | Loans |
|---|---|---|---|---|
| Q4 '19 | Prime + 2.25% | Prime + 2.00% | Prime + 1.50% – Prime + 2.50% | 3 |
| Q1 '22 | Prime + 2.00% | Prime + 2.00% | Prime + 1.74% – Prime + 2.50% | 4 |
| Q3 '22 | Prime + 1.25% | Prime + 1.75% | Prime + 1.25% – Prime + 2.25% | 3 |
| Q4 '23 | Prime + 1.75% | Prime + 2.00% | Prime + 1.42% – Prime + 2.50% | 3 |
| Q2 '24 | Prime + 1.75% | Prime + 2.00% | Prime + 1.25% – Prime + 2.50% | 3 |
| Q3 '24 | Prime + 1.75% | Prime + 2.00% | Prime + 1.25% – Prime + 2.50% | 3 |
| Q2 '25 | Prime + 2.13% | Prime + 2.00% | Prime + 1.25% – Prime + 2.50% | 6 |
| Q3 '25 | Prime + 2.00% | Prime + 2.00% | Prime + 1.25% – Prime + 2.50% | 3 |
Banner Bank has originated 7(a) acquisition loans in 3 states, most actively in Washington (15), California (10) and Oregon (7). Darker states on the map carry more volume.
| State | Loans | % of Total |
|---|---|---|
| Washington | 15 | 46.9% |
| California | 10 | 31.3% |
| Oregon | 7 | 21.9% |
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