Cadence Bank
Leading regional banking franchise with $50+ billion in assets and 350+ branch locations across South and Texas. Offers consumer banking, mortgages, commercial banking, treasury management, SBA lending, wealth management, trust services, and business insurance.
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Data source: SBA 7(a) FOIA loan-level data, covering activity through March 31, 2026 across the trailing 3 years (94 loan records for this lender). Refreshed quarterly from public loan-level records; figures are not supplied or reviewed by the lender.
Cadence Bank ranks #47 of 585 SBA 7(a) lenders nationally by acquisition-loan volume.
Most of Cadence Bank’s 7(a) acquisition lending falls in the $0-$500K range: 36 loans, 38.3% of the portfolio.
| Loan size | Share of loans | Loans | % of portfolio |
|---|---|---|---|
| $0-$500K | 36 | 38.3% | |
| $500K-$1M | 30 | 31.9% | |
| $1M-$2M | 15 | 16.0% | |
| $2M-$3M | 6 | 6.4% | |
| $3M-$4M | 3 | 3.2% | |
| $4M-$5M | 4 | 4.3% |
Industries with highest loan volume
Limited-Service Restaurants
10
loans
$877K
avg. amount
Hotels (except Casino Hotels) and Motels
9
loans
$2.5M
avg. amount
Fitness and Recreational Sports Centers
8
loans
$641K
avg. amount
Mayonnaise, Dressing, and Other Prepared Sauce Manufacturing
5
loans
$813K
avg. amount
Marketing Consulting Services
4
loans
$439K
avg. amount
Private Mail Centers
4
loans
$620K
avg. amount
Beer, Wine, and Liquor Retailers
4
loans
$1.1M
avg. amount
Baked Goods Retailers
4
loans
$347K
avg. amount
Other Miscellaneous Nondurable Goods Merchant Wholesalers
3
loans
$672K
avg. amount
Full-Service Restaurants
3
loans
$441K
avg. amount
10-Year
4.2%
Percentile Ranking
94th
94th percentile
Cadence Bank’s median variable rate is + 2.50%, against a market median of Prime + 2.00%, 50 above market.
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.58% |
| $500K-$1M | Prime + 2.47% |
| $1M-$2M | Prime + 2.45% |
| $2M-$3M | Prime + 1.75% |
| $3M-$4M | Prime + 2.17% |
| $4M-$5M | Prime + 1.88% |
Cadence Bank has originated 7(a) acquisition loans in 23 states, most actively in Texas (19), Florida (11) and Alabama (7). Darker states on the map carry more volume.
| State | Loans | % of Total |
|---|---|---|
| Texas | 19 | 20.2% |
| Florida | 11 | 11.7% |
| Alabama | 7 | 7.4% |
| Georgia | 7 | 7.4% |
| Ohio | 6 | 6.4% |
| California | 6 | 6.4% |
| Virginia | 5 | 5.3% |
| Tennessee | 5 | 5.3% |
| Mississippi | 3 | 3.2% |
| Pennsylvania | 3 | 3.2% |
| Louisiana | 3 | 3.2% |
| Michigan | 2 | 2.1% |
| Wisconsin | 2 | 2.1% |
| Maryland | 2 | 2.1% |
| Missouri | 2 | 2.1% |
| Oklahoma | 2 | 2.1% |
| South Carolina | 2 | 2.1% |
| New Jersey | 2 | 2.1% |
| Washington | 1 | 1.1% |
| Kansas | 1 | 1.1% |
| Illinois | 1 | 1.1% |
| Indiana | 1 | 1.1% |
| Connecticut | 1 | 1.1% |
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