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Leading regional banking franchise with $50+ billion in assets and 350+ branch locations across South and Texas. Offers consumer banking, mortgages, commercial banking, treasury management, SBA lending, wealth management, trust services, and business insurance.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
expanding
As Of December 31, 2025
Median
$813K
Average
$1.2M
Sweet Spot
$0-$500K
Industries with highest loan volume
Hotels (except Casino Hotels) and Motels
14
loans
$2.5M
avg. amount
Hotels (except Casino Hotels) and Motels
Loans
14
Avg. Amount
$2.5M
Limited-Service Restaurants
8
loans
$689K
avg. amount
Limited-Service Restaurants
Loans
8
Avg. Amount
$689K
Full-Service Restaurants
7
loans
$853K
avg. amount
Full-Service Restaurants
Loans
7
Avg. Amount
$853K
Private Mail Centers
7
loans
$586K
avg. amount
Private Mail Centers
Loans
7
Avg. Amount
$586K
Fitness and Recreational Sports Centers
5
loans
$530K
avg. amount
Fitness and Recreational Sports Centers
Loans
5
Avg. Amount
$530K
Beer, Wine, and Liquor Retailers
4
loans
$1.0M
avg. amount
Beer, Wine, and Liquor Retailers
Loans
4
Avg. Amount
$1.0M
General Automotive Repair
4
loans
$413K
avg. amount
General Automotive Repair
Loans
4
Avg. Amount
$413K
Other Services to Buildings and Dwellings
2
loans
$505K
avg. amount
Other Services to Buildings and Dwellings
Loans
2
Avg. Amount
$505K
Baked Goods Retailers
2
loans
$347K
avg. amount
Baked Goods Retailers
Loans
2
Avg. Amount
$347K
Couriers and Express Delivery Services
2
loans
$977K
avg. amount
Couriers and Express Delivery Services
Loans
2
Avg. Amount
$977K
10-Year Default Rate
2.8%
Percentile Ranking
92th
92th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.56% |
| $500K-$1M | Prime + 2.46% |
| $1M-$2M | Prime + 2.42% |
| $2M-$3M | Prime + 2.13% |
| $3M-$4M | Prime + 2.00% |
| $4M-$5M | Prime + 1.88% |
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)