Southern Bancorp Bank
Southern Bancorp is a community development financial institution headquartered in Arkadelphia, Arkansas, serving over 65,000 customers across 56 branches in underserved Mid-South markets. The organization provides responsible, responsive, and innovative financial products while strengthening communities through financial access, homeownership support, entrepreneurship development, and savings programs.
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Data source: SBA 7(a) FOIA loan-level data, covering activity through June 30, 2026 across the trailing 3 years (14 loan records for this lender). Refreshed quarterly from public loan-level records; figures are not supplied or reviewed by the lender.
Southern Bancorp Bank ranks #151 of 564 SBA 7(a) lenders nationally by acquisition-loan volume.
Most of Southern Bancorp Bank’s 7(a) acquisition lending falls in the $0-$500K range: 7 loans, 50.0% of the portfolio.
| Loan size | Share of loans | Loans | % of portfolio |
|---|---|---|---|
| $0-$500K | 7 | 50.0% | |
| $500K-$1M | 4 | 28.6% | |
| $1M-$2M | 2 | 14.3% | |
| $2M-$3M | 1 | 7.1% |
Industries with highest loan volume
Child Care Services
2
loans
$1.0M
avg. amount
Full-Service Restaurants
2
loans
$224K
avg. amount
Other Building Material Dealers
1
loans
$360K
avg. amount
Furniture Retailers
1
loans
$327K
avg. amount
Exterminating and Pest Control Services
1
loans
$863K
avg. amount
Ready-Mix Concrete Manufacturing
1
loans
$2.0M
avg. amount
Offices of Certified Public Accountants
1
loans
$215K
avg. amount
Other Building Equipment Contractors
1
loans
$2.3M
avg. amount
General Rental Centers
1
loans
$975K
avg. amount
Services for the Elderly and Persons with Disabilities
1
loans
$487K
avg. amount
10-Year
0.0%
Percentile Ranking
0th percentile
Southern Bancorp Bank’s median variable rate is + 0.63%, against a market median of Prime + 1.88%, 125 below market.
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 0.79% |
| $500K-$1M | Prime + 0.50% |
| $1M-$2M | Prime + 0.63% |
| $2M-$3M | Prime + 0.00% |
Southern Bancorp Bank has originated 7(a) acquisition loans in 4 states, most actively in Arkansas (9), Mississippi (3) and Kansas (1). Darker states on the map carry more volume.
| State | Loans | % of Total |
|---|---|---|
| Arkansas | 9 | 64.3% |
| Mississippi | 3 | 21.4% |
| Kansas | 1 | 7.1% |
| Texas | 1 | 7.1% |
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