Southern Bancorp is a community development financial institution headquartered in Arkadelphia, Arkansas, serving over 65,000 customers across 56 branches in underserved Mid-South markets. The organization provides responsible, responsive, and innovative financial products while strengthening communities through financial access, homeownership support, entrepreneurship development, and savings programs.
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7(a) Acquisition Loan Data As Of June 30, 2026
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of June 30, 2026
Median
$584K
Average
$793K
Sweet Spot
$0-$500K
Industries with highest loan volume
Child Care Services
2
loans
$1.0M
avg. amount
Child Care Services
2
loans
$1.0M
avg
Full-Service Restaurants
2
loans
$224K
avg. amount
Full-Service Restaurants
2
loans
$224K
avg
Other Building Material Dealers
1
loans
$360K
avg. amount
Other Building Material Dealers
1
loans
$360K
avg
Furniture Retailers
1
loans
$327K
avg. amount
Furniture Retailers
1
loans
$327K
avg
Exterminating and Pest Control Services
1
loans
$863K
avg. amount
Exterminating and Pest Control Services
1
loans
$863K
avg
Ready-Mix Concrete Manufacturing
1
loans
$2.0M
avg. amount
Ready-Mix Concrete Manufacturing
1
loans
$2.0M
avg
Offices of Certified Public Accountants
1
loans
$215K
avg. amount
Offices of Certified Public Accountants
1
loans
$215K
avg
Other Building Equipment Contractors
1
loans
$2.3M
avg. amount
Other Building Equipment Contractors
1
loans
$2.3M
avg
General Rental Centers
1
loans
$975K
avg. amount
General Rental Centers
1
loans
$975K
avg
Services for the Elderly and Persons with Disabilities
1
loans
$487K
avg. amount
Services for the Elderly and Persons with Disabilities
1
loans
$487K
avg
10-Year
0.0%
Percentile Ranking
0th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 0.79% |
| $500K-$1M | Prime + 0.50% |
| $1M-$2M | Prime + 0.63% |
| $2M-$3M | Prime + 0.00% |
As Of June 30, 2026 - States by loan volume (darker blue = higher volume)
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