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Southern Bancorp is a community development financial institution headquartered in Arkadelphia, Arkansas, serving over 65,000 customers across 56 branches in underserved Mid-South markets. The organization provides responsible, responsive, and innovative financial products while strengthening communities through financial access, homeownership support, entrepreneurship development, and savings programs.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of December 31, 2025
Median
$680K
Average
$806K
Sweet Spot
$0-$500K
Industries with highest loan volume
Child Care Services
3
loans
$909K
avg. amount
Child Care Services
Loans
3
Avg. Amount
$909K
Full-Service Restaurants
2
loans
$224K
avg. amount
Full-Service Restaurants
Loans
2
Avg. Amount
$224K
Offices of Certified Public Accountants
1
loans
$215K
avg. amount
Offices of Certified Public Accountants
Loans
1
Avg. Amount
$215K
Nursery, Garden Center, and Farm Supply Retailers
1
loans
$450K
avg. amount
Nursery, Garden Center, and Farm Supply Retailers
Loans
1
Avg. Amount
$450K
Other Building Equipment Contractors
1
loans
$2.3M
avg. amount
Other Building Equipment Contractors
Loans
1
Avg. Amount
$2.3M
General Rental Centers
1
loans
$975K
avg. amount
General Rental Centers
Loans
1
Avg. Amount
$975K
Ready-Mix Concrete Manufacturing
1
loans
$2.0M
avg. amount
Ready-Mix Concrete Manufacturing
Loans
1
Avg. Amount
$2.0M
Furniture Retailers
1
loans
$327K
avg. amount
Furniture Retailers
Loans
1
Avg. Amount
$327K
Other Building Material Dealers
1
loans
$360K
avg. amount
Other Building Material Dealers
Loans
1
Avg. Amount
$360K
Clothing and Clothing Accessories Retailers
1
loans
$680K
avg. amount
Clothing and Clothing Accessories Retailers
Loans
1
Avg. Amount
$680K
10-Year Default Rate
0.0%
Percentile Ranking
0th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 0.79% |
| $500K-$1M | Prime + 0.50% |
| $1M-$2M | Prime + 0.63% |
| $2M-$3M | Prime + 0.00% |
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)