Manufacturers and Traders Trust Company - Lenders Reviews & Ratings | VerSquare

www.mtb.com

Manufacturers and Traders Trust Company

Unclaimed

www.mtb.com

Manufacturers and Traders Trust Company

Unclaimed

About

Major American bank holding company operating 950+ branches across 12 Eastern states and Washington D.C., providing consumer and business banking services since 1856.

Provider names, logos, and trademarks displayed on this page belong to their respective owners and are used for identification purposes only. VerSquare is not affiliated with, endorsed by, or sponsored by Manufacturers and Traders Trust Company unless otherwise indicated.

Services

SBA Lenders

Reviews & Ratings

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SBA 7(a) Lending Analytics

PLP Lender

SBA 7(a) Acquisition Loan Data As Of March 31, 2026

SBA Acquisition Loan Activity

Last 12 Months

Top 1%

Last 3 Years

121

Top 1%

YoY Growth

-4.7%

stable

Loan Size Distribution

As Of March 31, 2026

Median

$528K

Average

$916K

Sweet Spot

$0-$500K

Top Industries Served

Industries with highest loan volume

Limited-Service Restaurants

NAICS 722513|

#12 National

loans

$424K

avg. amount

Limited-Service Restaurants

NAICS 722513|

#12

loans

$424K

avg

Beer, Wine, and Liquor Retailers

NAICS 445320|

#15 National

loans

$431K

avg. amount

Beer, Wine, and Liquor Retailers

NAICS 445320|

#15

loans

$431K

avg

Full-Service Restaurants

NAICS 722511

loans

$328K

avg. amount

Full-Service Restaurants

NAICS 722511

loans

$328K

avg

General Automotive Repair

NAICS 811111|

#6 National

loans

$253K

avg. amount

General Automotive Repair

NAICS 811111|

loans

$253K

avg

Automotive Body, Paint, and Interior Repair and Maintenance

NAICS 811121|

#4 National

loans

$412K

avg. amount

Automotive Body, Paint, and Interior Repair and Maintenance

NAICS 811121|

loans

$412K

avg

Residential Remodelers

NAICS 236118|

#6 National

loans

$1.9M

avg. amount

Residential Remodelers

NAICS 236118|

loans

$1.9M

avg

All Other Miscellaneous Retailers

NAICS 459999|

#5 National

loans

$1.3M

avg. amount

All Other Miscellaneous Retailers

NAICS 459999|

loans

$1.3M

avg

Siding Contractors

NAICS 238170|

#1 National

loans

$2.4M

avg. amount

Siding Contractors

NAICS 238170|

loans

$2.4M

avg

All Other Specialty Trade Contractors

NAICS 238990

loans

$1.4M

avg. amount

All Other Specialty Trade Contractors

NAICS 238990

loans

$1.4M

avg

Automotive Parts and Accessories Retailers

NAICS 441330|

#3 National

loans

$1.1M

avg. amount

Automotive Parts and Accessories Retailers

NAICS 441330|

loans

$1.1M

avg

Default Rate

10-Year Default Rate

0.3%

low

Percentile Ranking

82th

82th percentile

Interest Rate Analysis

Variable Rate Distribution

Median: Prime + 2.00%Typical: Prime + 1.50% - 2.50%

Spread Trend

This Lender Market Range

Current: P+2.00%Market: P+2.25%At market

Rate by Loan Size

Loan Size	Avg Rate
$0-$500K	Prime + 2.07%
$500K-$1M	Prime + 1.78%
$1M-$2M	Prime + 1.83%
$2M-$3M	Prime + 1.68%
$3M-$4M	Prime + 1.88%
$4M-$5M	Prime + 2.15%

Fixed Rate Loans

Median:8.75%

Range:8.25% – 10.50%

Loan Count:7

Spread over Prime at time of loan origination

Geographic Loan Distribution

As Of March 31, 2026 - States by loan volume (darker blue = higher volume)

Low

Medium

High

Very High

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Leave a Review

www.mtb.com

Manufacturers and Traders Trust Company

Unclaimed

www.mtb.com

Manufacturers and Traders Trust Company

Unclaimed

About

Major American bank holding company operating 950+ branches across 12 Eastern states and Washington D.C., providing consumer and business banking services since 1856.

Services

SBA Lenders

Reviews & Ratings

Loading reviews...

SBA 7(a) Lending Analytics

PLP Lender

SBA 7(a) Acquisition Loan Data As Of March 31, 2026

SBA Acquisition Loan Activity

Last 12 Months

Top 1%

Last 3 Years

121

Top 1%

YoY Growth

-4.7%

stable

Loan Size Distribution

As Of March 31, 2026

Median

$528K

Average

$916K

Sweet Spot

$0-$500K

Top Industries Served

Industries with highest loan volume

Limited-Service Restaurants

NAICS 722513|

#12 National

loans

$424K

avg. amount

Limited-Service Restaurants

NAICS 722513|

#12

loans

$424K

avg

Beer, Wine, and Liquor Retailers

NAICS 445320|

#15 National

loans

$431K

avg. amount

Beer, Wine, and Liquor Retailers

NAICS 445320|

#15

loans

$431K

avg

Full-Service Restaurants

NAICS 722511

loans

$328K

avg. amount

Full-Service Restaurants

NAICS 722511

loans

$328K

avg

General Automotive Repair

NAICS 811111|

#6 National

loans

$253K

avg. amount

General Automotive Repair

NAICS 811111|

loans

$253K

avg

Automotive Body, Paint, and Interior Repair and Maintenance

NAICS 811121|

#4 National

loans

$412K

avg. amount

Automotive Body, Paint, and Interior Repair and Maintenance

NAICS 811121|

loans

$412K

avg

Residential Remodelers

NAICS 236118|

#6 National

loans

$1.9M

avg. amount

Residential Remodelers

NAICS 236118|

loans

$1.9M

avg

All Other Miscellaneous Retailers

NAICS 459999|

#5 National

loans

$1.3M

avg. amount

All Other Miscellaneous Retailers

NAICS 459999|

loans

$1.3M

avg

Siding Contractors

NAICS 238170|

#1 National

loans

$2.4M

avg. amount

Siding Contractors

NAICS 238170|

loans

$2.4M

avg

All Other Specialty Trade Contractors

NAICS 238990

loans

$1.4M

avg. amount

All Other Specialty Trade Contractors

NAICS 238990

loans

$1.4M

avg

Automotive Parts and Accessories Retailers

NAICS 441330|

#3 National

loans

$1.1M

avg. amount

Automotive Parts and Accessories Retailers

NAICS 441330|

loans

$1.1M

avg

Default Rate

10-Year Default Rate

0.3%

low

Percentile Ranking

82th

82th percentile

Interest Rate Analysis

Variable Rate Distribution

Median: Prime + 2.00%Typical: Prime + 1.50% - 2.50%

Spread Trend

This Lender Market Range

Current: P+2.00%Market: P+2.25%At market

Rate by Loan Size

Loan Size	Avg Rate
$0-$500K	Prime + 2.07%
$500K-$1M	Prime + 1.78%
$1M-$2M	Prime + 1.83%
$2M-$3M	Prime + 1.68%
$3M-$4M	Prime + 1.88%
$4M-$5M	Prime + 2.15%

Fixed Rate Loans

Median:8.75%

Range:8.25% – 10.50%

Loan Count:7

Spread over Prime at time of loan origination

Geographic Loan Distribution

As Of March 31, 2026 - States by loan volume (darker blue = higher volume)

Low

Medium

High

Very High

Are you from Manufacturers and Traders Trust Company?

Claim this profile to manage your information, respond to reviews, and access analytics.