Manufacturers and Traders Trust Company
Major American bank holding company operating 950+ branches across 12 Eastern states and Washington D.C., providing consumer and business banking services since 1856.
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Data source: SBA 7(a) FOIA loan-level data, covering activity through June 30, 2026 across the trailing 3 years (126 loan records for this lender). Refreshed quarterly from public loan-level records; figures are not supplied or reviewed by the lender.
Manufacturers and Traders Trust Company ranks #19 of 564 SBA 7(a) lenders nationally by acquisition-loan volume.
Most of Manufacturers and Traders Trust Company’s 7(a) acquisition lending falls in the $0-$500K range: 60 loans, 47.6% of the portfolio.
| Loan size | Share of loans | Loans | % of portfolio |
|---|---|---|---|
| $0-$500K | 60 | 47.6% | |
| $500K-$1M | 33 | 26.2% | |
| $1M-$2M | 18 | 14.3% | |
| $2M-$3M | 7 | 5.6% | |
| $3M-$4M | 7 | 5.6% | |
| $4M-$5M | 1 | 0.8% |
Industries with highest loan volume
Limited-Service Restaurants
10
loans
$414K
avg. amount
Beer, Wine, and Liquor Retailers
7
loans
$393K
avg. amount
Full-Service Restaurants
7
loans
$470K
avg. amount
General Automotive Repair
5
loans
$253K
avg. amount
Gasoline Stations with Convenience Stores
3
loans
$629K
avg. amount
Landscaping Services
3
loans
$351K
avg. amount
Residential Remodelers
3
loans
$1.9M
avg. amount
Automotive Body, Paint, and Interior Repair and Maintenance
3
loans
$412K
avg. amount
Offices of Dentists
2
loans
$315K
avg. amount
Offices of Physical, Occupational and Speech Therapists, and Audiologists
2
loans
$335K
avg. amount
10-Year
1.3%
Percentile Ranking
85th
85th percentile
Manufacturers and Traders Trust Company’s median variable rate is + 2.00%, against a market median of Prime + 1.88%, 13 above market.
It priced below the market median in 5 of the last 8 quarters. 8 of the 126 loans in its trailing three-year book carried a fixed rate; the rest were variable.
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.05% |
| $500K-$1M | Prime + 1.74% |
| $1M-$2M | Prime + 1.90% |
| $2M-$3M | Prime + 1.68% |
| $3M-$4M | Prime + 1.88% |
| $4M-$5M | Prime + 2.15% |
over at time of loan origination
| Quarter | This lender | Market median | Market range | Loans |
|---|---|---|---|---|
| Q3 '24 | Prime + 2.00% | Prime + 2.00% | Prime + 1.25% – Prime + 2.50% | 4 |
| Q4 '24 | Prime + 2.00% | Prime + 2.25% | Prime + 1.50% – Prime + 2.75% | 7 |
| Q1 '25 | Prime + 1.50% | Prime + 2.00% | Prime + 1.25% – Prime + 2.50% | 3 |
| Q2 '25 | Prime + 2.00% | Prime + 2.00% | Prime + 1.25% – Prime + 2.50% | 5 |
| Q3 '25 | Prime + 2.00% | Prime + 2.00% | Prime + 1.25% – Prime + 2.50% | 4 |
| Q4 '25 | Prime + 2.00% | Prime + 2.25% | Prime + 1.67% – Prime + 2.75% | 5 |
| Q1 '26 | Prime + 1.88% | Prime + 2.00% | Prime + 1.50% – Prime + 2.50% | 4 |
| Q2 '26 | Prime + 1.38% | Prime + 2.00% | Prime + 1.25% – Prime + 2.50% | 4 |
Manufacturers and Traders Trust Company has originated 7(a) acquisition loans in 12 states, most actively in New York (47), Maryland (23) and Pennsylvania (15). Darker states on the map carry more volume.
| State | Loans | % of Total |
|---|---|---|
| New York | 47 | 37.3% |
| Maryland | 23 | 18.3% |
| Pennsylvania | 15 | 11.9% |
| Connecticut | 11 | 8.7% |
| Virginia | 7 | 5.6% |
| Massachusetts | 6 | 4.8% |
| New Jersey | 6 | 4.8% |
| New Hampshire | 4 | 3.2% |
| Delaware | 3 | 2.4% |
| District of Columbia | 2 | 1.6% |
| Maine | 1 | 0.8% |
| Vermont | 1 | 0.8% |
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