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Major American bank holding company operating 950+ branches across 12 Eastern states and Washington D.C., providing consumer and business banking services since 1856.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
expanding
As Of December 31, 2025
Median
$550K
Average
$940K
Sweet Spot
$0-$500K
Industries with highest loan volume
Beer, Wine, and Liquor Retailers
8
loans
$431K
avg. amount
Beer, Wine, and Liquor Retailers
Loans
8
Avg. Amount
$431K
Limited-Service Restaurants
8
loans
$461K
avg. amount
Limited-Service Restaurants
Loans
8
Avg. Amount
$461K
General Automotive Repair
5
loans
$252K
avg. amount
General Automotive Repair
Loans
5
Avg. Amount
$252K
Full-Service Restaurants
5
loans
$328K
avg. amount
Full-Service Restaurants
Loans
5
Avg. Amount
$328K
Snack and Nonalcoholic Beverage Bars
5
loans
$486K
avg. amount
Snack and Nonalcoholic Beverage Bars
Loans
5
Avg. Amount
$486K
Residential Remodelers
3
loans
$1.9M
avg. amount
Residential Remodelers
Loans
3
Avg. Amount
$1.9M
Plumbing, Heating, and Air-Conditioning Contractors
3
loans
$1.6M
avg. amount
Plumbing, Heating, and Air-Conditioning Contractors
Loans
3
Avg. Amount
$1.6M
Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services
2
loans
$3.5M
avg. amount
Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services
Loans
2
Avg. Amount
$3.5M
Sporting Goods Retailers
2
loans
$1.5M
avg. amount
Sporting Goods Retailers
Loans
2
Avg. Amount
$1.5M
Offices of Physical, Occupational and Speech Therapists, and Audiologists
2
loans
$335K
avg. amount
Offices of Physical, Occupational and Speech Therapists, and Audiologists
Loans
2
Avg. Amount
$335K
10-Year Default Rate
0.3%
Percentile Ranking
83th
83th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.14% |
| $500K-$1M | Prime + 1.78% |
| $1M-$2M | Prime + 1.86% |
| $2M-$3M | Prime + 1.58% |
| $3M-$4M | Prime + 2.08% |
| $4M-$5M | Prime + 2.08% |
Spread over Prime at time of loan origination
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)