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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
expanding
As Of December 31, 2025
Median
$1.8M
Average
$2.1M
Sweet Spot
$1M-$2M
Industries with highest loan volume
Gasoline Stations with Convenience Stores
46
loans
$2.5M
avg. amount
Gasoline Stations with Convenience Stores
Loans
46
Avg. Amount
$2.5M
Convenience Retailers
8
loans
$1.7M
avg. amount
Convenience Retailers
Loans
8
Avg. Amount
$1.7M
Supermarkets and Other Grocery Retailers (except Convenience Retailers)
7
loans
$1.9M
avg. amount
Supermarkets and Other Grocery Retailers (except Convenience Retailers)
Loans
7
Avg. Amount
$1.9M
Full-Service Restaurants
5
loans
$1.2M
avg. amount
Full-Service Restaurants
Loans
5
Avg. Amount
$1.2M
Hotels (except Casino Hotels) and Motels
4
loans
$3.1M
avg. amount
Hotels (except Casino Hotels) and Motels
Loans
4
Avg. Amount
$3.1M
Pet Care (except Veterinary) Services
4
loans
$1.5M
avg. amount
Pet Care (except Veterinary) Services
Loans
4
Avg. Amount
$1.5M
Car Washes
3
loans
$2.3M
avg. amount
Car Washes
Loans
3
Avg. Amount
$2.3M
Child Care Services
3
loans
$2.7M
avg. amount
Child Care Services
Loans
3
Avg. Amount
$2.7M
Limited-Service Restaurants
3
loans
$523K
avg. amount
Limited-Service Restaurants
Loans
3
Avg. Amount
$523K
Drinking Places (Alcoholic Beverages)
2
loans
$985K
avg. amount
Drinking Places (Alcoholic Beverages)
Loans
2
Avg. Amount
$985K
10-Year Default Rate
0.7%
Percentile Ranking
84th
84th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.79% |
| $500K-$1M | Prime + 2.31% |
| $1M-$2M | Prime + 1.87% |
| $2M-$3M | Prime + 1.64% |
| $3M-$4M | Prime + 1.81% |
| $4M-$5M | Prime + 2.08% |
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)