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SBA 7(a) Acquisition Loan Data As Of March 31, 2026
Last 12 Months
Last 3 Years
YoY Growth
stable
As Of March 31, 2026
Median
$1.7M
Average
$2.0M
Sweet Spot
$1M-$2M
Industries with highest loan volume
Gasoline Stations with Convenience Stores
48
loans
$2.5M
avg. amount
Gasoline Stations with Convenience Stores
48
loans
$2.5M
avg
Convenience Retailers
8
loans
$1.7M
avg. amount
Convenience Retailers
8
loans
$1.7M
avg
Full-Service Restaurants
7
loans
$950K
avg. amount
Full-Service Restaurants
7
loans
$950K
avg
Supermarkets and Other Grocery Retailers (except Convenience Retailers)
7
loans
$1.9M
avg. amount
Supermarkets and Other Grocery Retailers (except Convenience Retailers)
7
loans
$1.9M
avg
Hotels (except Casino Hotels) and Motels
5
loans
$2.7M
avg. amount
Hotels (except Casino Hotels) and Motels
5
loans
$2.7M
avg
Child Care Services
4
loans
$2.3M
avg. amount
Child Care Services
4
loans
$2.3M
avg
Pet Care (except Veterinary) Services
4
loans
$1.5M
avg. amount
Pet Care (except Veterinary) Services
4
loans
$1.5M
avg
Limited-Service Restaurants
4
loans
$896K
avg. amount
Limited-Service Restaurants
4
loans
$896K
avg
Car Washes
3
loans
$2.3M
avg. amount
Car Washes
3
loans
$2.3M
avg
Beauty Salons
2
loans
$329K
avg. amount
Beauty Salons
2
loans
$329K
avg
10-Year Default Rate
0.7%
Percentile Ranking
84th
84th percentile
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.81% |
| $500K-$1M | Prime + 2.29% |
| $1M-$2M | Prime + 1.93% |
| $2M-$3M | Prime + 1.74% |
| $3M-$4M | Prime + 1.81% |
| $4M-$5M | Prime + 2.08% |
As Of March 31, 2026 - States by loan volume (darker blue = higher volume)
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