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Plumas Bank is an independent community bank founded in 1980 and headquartered in Quincy, California, providing personalized banking services to Northern California communities with local decision-making and expertise.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
contracting
As Of December 31, 2025
Median
$575K
Average
$785K
Sweet Spot
$0-$500K
Industries with highest loan volume
Full-Service Restaurants
9
loans
$752K
avg. amount
Full-Service Restaurants
Loans
9
Avg. Amount
$752K
Limited-Service Restaurants
6
loans
$415K
avg. amount
Limited-Service Restaurants
Loans
6
Avg. Amount
$415K
Drinking Places (Alcoholic Beverages)
5
loans
$554K
avg. amount
Drinking Places (Alcoholic Beverages)
Loans
5
Avg. Amount
$554K
Child Care Services
5
loans
$1.4M
avg. amount
Child Care Services
Loans
5
Avg. Amount
$1.4M
General Automotive Repair
5
loans
$1.1M
avg. amount
General Automotive Repair
Loans
5
Avg. Amount
$1.1M
Offices of Certified Public Accountants
3
loans
$398K
avg. amount
Offices of Certified Public Accountants
Loans
3
Avg. Amount
$398K
Clothing and Clothing Accessories Retailers
2
loans
$898K
avg. amount
Clothing and Clothing Accessories Retailers
Loans
2
Avg. Amount
$898K
Fitness and Recreational Sports Centers
2
loans
$682K
avg. amount
Fitness and Recreational Sports Centers
Loans
2
Avg. Amount
$682K
Couriers and Express Delivery Services
1
loans
$340K
avg. amount
Couriers and Express Delivery Services
Loans
1
Avg. Amount
$340K
Home Health Care Services
1
loans
$700K
avg. amount
Home Health Care Services
Loans
1
Avg. Amount
$700K
10-Year Default Rate
1.2%
Percentile Ranking
86th
86th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 1.75% |
Spread over Prime at time of loan origination
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)