How many SBA 7(a) lenders serve the other services industry?

There are 210 active SBA 7(a) lenders that have originated other services acquisition loans, with a combined 850 loans nationwide.

What is the typical SBA loan rate for other services acquisitions?

The median SBA 7(a) acquisition loan rate for other services is approximately Prime + 2.25%. The SBA caps the spread at 3.0% for loans over $250,000.

Which states have the most other services SBA lenders?

The top states for other services SBA lending include .

Best SBA Lenders for Other Services Business Acquisitions (2026)

#	Lender	Loans	Volume	Rate	Default Rate
1	Live Oak Bank	114	$182.4M	P+1.50%	0.8%
2	The Huntington National Bank	45	$53.3M	P+2.25%	1.5%
3	Celtic Bank Corporation	20	$18.4M	P+2.50%	1.7%
4	Hanmi Bank	19	$27.1M	P+1.75%	1.0%
5	BayFirst National Bank	18	$6.2M	P+2.75%	4.5%
6	First Internet Bank of Indiana	18	$29.8M	P+2.75%	1.7%
7	Truliant FCU	17	$21.5M	P+2.75%	0.0%
8	First Financial Bank	16	$18.6M	P+1.50%	0.8%
9	Byline Bank	15	$14.0M	P+2.75%	1.5%
10	United Midwest Savings Bank, National Association	13	$9.6M	P+2.75%	0.4%
11	Readycap Lending, LLC	13	$15.9M	P+1.50%	2.8%
12	U.S. Bank, National Association	11	$8.9M	P+0.93%	2.2%
13	Manufacturers and Traders Trust Company	10	$3.4M	P+2.25%	0.3%
14	VelocitySBA, LLC	10	$10.3M	P+3.00%	2.4%
15	Brookline Bank	9	$13.2M	P+2.25%	0.8%
16	American Momentum Bank	9	$11.4M	P+2.25%	1.3%
17	The Bancorp Bank National Association	9	$16.1M	P+1.00%	0.6%
18	First Bank of the Lake	9	$14.6M	P+2.50%	0.7%
19	SouthState Bank, National Association	8	$7.7M	P+2.75%	1.0%
20	The Fidelity Bank	8	$9.6M	P+2.25%	1.3%
21	Centerstone SBA Lending, Inc.	8	$6.4M	P+2.00%	0.9%
22	Horizon Bank	8	$4.1M	P+0.75%	0.0%
23	Security National Bank of Omaha	7	$17.6M	P+1.75%	0.0%
24	Milestone Bank	7	$9.7M	P+2.75%	0.0%
25	Old National Bank	7	$5.5M	P+0.30%	1.9%

SBA 7(a) Lending for Other Services

210 SBA 7(a) lenders have originated 850 acquisition loans in the other services sector, totaling $949.8M in volume. The median loan size is $682K, with a median interest rate of Prime + 2.25% (Prime + spread).

When evaluating lenders for a other services acquisition, compare loan volume (indicating experience in this sector), interest rates, and historical default rates. PLP (Preferred Lender Program) lenders have delegated SBA authority for faster loan processing.

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Top SBA Acquisition Lenders for Other Services

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Top 25 Other Services Lenders

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