First Financial Bank operates nationwide across all 50 states with a community-bank, high-touch service model. Each borrower works with a dedicated lender and loan assistant who remain the primary contact for the life of the loan.
First Financial has deep industry expertise in pharmacy acquisitions, pet care, and farm and ranch lending, and competes head-to-head with larger SBA lenders by prioritizing responsiveness and industry knowledge over volume.
Loading reviews...
7(a) Acquisition Loan Data As Of June 30, 2026
Last 12 Months
Last 3 Years
YoY Growth
contracting
As Of June 30, 2026
Median
$1.2M
Average
$1.4M
Sweet Spot
$1M-$2M
Industries with highest loan volume
Broilers and Other Meat Type Chicken Production
36
loans
$1.2M
avg. amount
Broilers and Other Meat Type Chicken Production
36
loans
$1.2M
avg
Pet Care (except Veterinary) Services
32
loans
$1.1M
avg. amount
Pet Care (except Veterinary) Services
32
loans
$1.1M
avg
Pharmacies and Drug Retailers
29
loans
$1.5M
avg. amount
Pharmacies and Drug Retailers
29
loans
$1.5M
avg
General Freight Trucking, Local
16
loans
$2.0M
avg. amount
General Freight Trucking, Local
16
loans
$2.0M
avg
Other Poultry Production
3
loans
$1.3M
avg. amount
Other Poultry Production
3
loans
$1.3M
avg
Couriers and Express Delivery Services
1
loans
$1.9M
avg. amount
Couriers and Express Delivery Services
1
loans
$1.9M
avg
Services for the Elderly and Persons with Disabilities
1
loans
$1.4M
avg. amount
Services for the Elderly and Persons with Disabilities
1
loans
$1.4M
avg
Snack and Nonalcoholic Beverage Bars
1
loans
$135K
avg. amount
Snack and Nonalcoholic Beverage Bars
1
loans
$135K
avg
10-Year
0.9%
Percentile Ranking
84th
84th percentile
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 1.14% |
| $500K-$1M | Prime + 1.36% |
| $1M-$2M | Prime + 1.58% |
| $2M-$3M | Prime + 1.40% |
| $3M-$4M | Prime + 1.73% |
| $4M-$5M | Prime + 2.00% |
over at time of loan origination
As Of June 30, 2026 - States by loan volume (darker blue = higher volume)