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Citizens Bank offers comprehensive financial services including personal and business checking, savings, mortgages, loans, credit cards, digital banking, treasury services, and investment options across Tennessee with community-focused approach.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
contracting
As Of December 31, 2025
Median
$500K
Average
$733K
Sweet Spot
$0-$500K
Industries with highest loan volume
Gasoline Stations with Convenience Stores
7
loans
$1.2M
avg. amount
Gasoline Stations with Convenience Stores
Loans
7
Avg. Amount
$1.2M
Full-Service Restaurants
6
loans
$559K
avg. amount
Full-Service Restaurants
Loans
6
Avg. Amount
$559K
Private Mail Centers
6
loans
$597K
avg. amount
Private Mail Centers
Loans
6
Avg. Amount
$597K
Beer, Wine, and Liquor Retailers
5
loans
$618K
avg. amount
Beer, Wine, and Liquor Retailers
Loans
5
Avg. Amount
$618K
Snack and Nonalcoholic Beverage Bars
5
loans
$698K
avg. amount
Snack and Nonalcoholic Beverage Bars
Loans
5
Avg. Amount
$698K
Freestanding Ambulatory Surgical and Emergency Centers
4
loans
$1.2M
avg. amount
Freestanding Ambulatory Surgical and Emergency Centers
Loans
4
Avg. Amount
$1.2M
Janitorial Services
4
loans
$376K
avg. amount
Janitorial Services
Loans
4
Avg. Amount
$376K
General Automotive Repair
4
loans
$1.0M
avg. amount
General Automotive Repair
Loans
4
Avg. Amount
$1.0M
Other Personal and Household Goods Repair and Maintenance
3
loans
$313K
avg. amount
Other Personal and Household Goods Repair and Maintenance
Loans
3
Avg. Amount
$313K
All Other Miscellaneous Retailers
3
loans
$369K
avg. amount
All Other Miscellaneous Retailers
Loans
3
Avg. Amount
$369K
10-Year Default Rate
2.3%
Percentile Ranking
90th
90th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.61% |
| $500K-$1M | Prime + 2.31% |
| $1M-$2M | Prime + 2.05% |
| $2M-$3M | Prime + 1.75% |
| $4M-$5M | Prime + 2.25% |
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)