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Metro City Bank is the largest Korean-American bank not based in Los Angeles, offering comprehensive financial services including personal and business checking, savings, CDs, IRAs, commercial loans, SBA loans, USDA loans, and residential mortgages across 19 branches.
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SBA 7(a) Acquisition Loan Data As Of March 31, 2026
Last 12 Months
Last 3 Years
YoY Growth
contracting
As Of March 31, 2026
Median
$1.3M
Average
$1.9M
Sweet Spot
$500K-$1M
Industries with highest loan volume
Gasoline Stations with Convenience Stores
32
loans
$1.4M
avg. amount
Gasoline Stations with Convenience Stores
32
loans
$1.4M
avg
Beer, Wine, and Liquor Retailers
19
loans
$3.4M
avg. amount
Beer, Wine, and Liquor Retailers
19
loans
$3.4M
avg
Hotels (except Casino Hotels) and Motels
11
loans
$2.2M
avg. amount
Hotels (except Casino Hotels) and Motels
11
loans
$2.2M
avg
Limited-Service Restaurants
8
loans
$535K
avg. amount
Limited-Service Restaurants
8
loans
$535K
avg
Convenience Retailers
7
loans
$718K
avg. amount
Convenience Retailers
7
loans
$718K
avg
Coin-Operated Laundries and Drycleaners
6
loans
$1.8M
avg. amount
Coin-Operated Laundries and Drycleaners
6
loans
$1.8M
avg
Car Washes
6
loans
$3.8M
avg. amount
Car Washes
6
loans
$3.8M
avg
Full-Service Restaurants
6
loans
$610K
avg. amount
Full-Service Restaurants
6
loans
$610K
avg
Cosmetics, Beauty Supplies, and Perfume Retailers
4
loans
$359K
avg. amount
Cosmetics, Beauty Supplies, and Perfume Retailers
4
loans
$359K
avg
Supermarkets and Other Grocery Retailers (except Convenience Retailers)
2
loans
$2.9M
avg. amount
Supermarkets and Other Grocery Retailers (except Convenience Retailers)
2
loans
$2.9M
avg
10-Year Default Rate
0.8%
Percentile Ranking
84th
84th percentile
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 1.59% |
| $500K-$1M | Prime + 1.32% |
| $1M-$2M | Prime + 1.22% |
| $2M-$3M | Prime + 1.10% |
| $3M-$4M | Prime + 1.00% |
| $4M-$5M | Prime + 0.95% |
Spread over Prime at time of loan origination
As Of March 31, 2026 - States by loan volume (darker blue = higher volume)
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