Loading...
Loading...
Metro City Bank is the largest Korean-American bank not based in Los Angeles, offering comprehensive financial services including personal and business checking, savings, CDs, IRAs, commercial loans, SBA loans, USDA loans, and residential mortgages across 19 branches.
Have you worked with Metro City Bank? Share your experience to help others.
Loading reviews...
SBA 7(a) Acquisition Loan Data As Of March 31, 2026
Last 12 Months
Last 3 Years
YoY Growth
contracting
As Of March 31, 2026
Median
$1.2M
Average
$1.8M
Sweet Spot
$500K-$1M
Industries with highest loan volume
Gasoline Stations with Convenience Stores
46
loans
$1.4M
avg. amount
Gasoline Stations with Convenience Stores
Loans
46
Avg. Amount
$1.4M
Beer, Wine, and Liquor Retailers
26
loans
$3.6M
avg. amount
Beer, Wine, and Liquor Retailers
Loans
26
Avg. Amount
$3.6M
Hotels (except Casino Hotels) and Motels
15
loans
$2.0M
avg. amount
Hotels (except Casino Hotels) and Motels
Loans
15
Avg. Amount
$2.0M
Convenience Retailers
12
loans
$677K
avg. amount
Convenience Retailers
Loans
12
Avg. Amount
$677K
Limited-Service Restaurants
10
loans
$528K
avg. amount
Limited-Service Restaurants
Loans
10
Avg. Amount
$528K
Car Washes
9
loans
$3.7M
avg. amount
Car Washes
Loans
9
Avg. Amount
$3.7M
Full-Service Restaurants
9
loans
$464K
avg. amount
Full-Service Restaurants
Loans
9
Avg. Amount
$464K
Coin-Operated Laundries and Drycleaners
7
loans
$1.6M
avg. amount
Coin-Operated Laundries and Drycleaners
Loans
7
Avg. Amount
$1.6M
Snack and Nonalcoholic Beverage Bars
3
loans
$410K
avg. amount
Snack and Nonalcoholic Beverage Bars
Loans
3
Avg. Amount
$410K
Cosmetics, Beauty Supplies, and Perfume Retailers
3
loans
$327K
avg. amount
Cosmetics, Beauty Supplies, and Perfume Retailers
Loans
3
Avg. Amount
$327K
10-Year Default Rate
0.6%
Percentile Ranking
84th
84th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 1.58% |
| $500K-$1M | Prime + 1.28% |
| $1M-$2M | Prime + 1.24% |
| $2M-$3M | Prime + 1.11% |
| $3M-$4M | Prime + 0.96% |
| $4M-$5M | Prime + 0.95% |
Spread over Prime at time of loan origination
As Of March 31, 2026 - States by loan volume (darker blue = higher volume)
Claim this profile to manage your information, respond to reviews, and access analytics.