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SouthState Bank provides comprehensive personal and business banking services including checking, savings, loans, mortgages, wealth management, and treasury services across the southeastern United States with strong community banking focus.
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SBA 7(a) Acquisition Loan Data As Of March 31, 2026
Last 12 Months
Last 3 Years
YoY Growth
contracting
As Of March 31, 2026
Median
$627K
Average
$948K
Sweet Spot
$0-$500K
Industries with highest loan volume
Full-Service Restaurants
10
loans
$743K
avg. amount
Full-Service Restaurants
Loans
10
Avg. Amount
$743K
Limited-Service Restaurants
10
loans
$726K
avg. amount
Limited-Service Restaurants
Loans
10
Avg. Amount
$726K
Child Care Services
8
loans
$1.5M
avg. amount
Child Care Services
Loans
8
Avg. Amount
$1.5M
General Automotive Repair
4
loans
$1.8M
avg. amount
General Automotive Repair
Loans
4
Avg. Amount
$1.8M
Janitorial Services
4
loans
$615K
avg. amount
Janitorial Services
Loans
4
Avg. Amount
$615K
Independent Artists, Writers, and Performers
3
loans
$150K
avg. amount
Independent Artists, Writers, and Performers
Loans
3
Avg. Amount
$150K
Coin-Operated Laundries and Drycleaners
3
loans
$619K
avg. amount
Coin-Operated Laundries and Drycleaners
Loans
3
Avg. Amount
$619K
Sign Manufacturing
2
loans
$649K
avg. amount
Sign Manufacturing
Loans
2
Avg. Amount
$649K
Piece Goods, Notions, and Other Dry Goods Merchant Wholesalers
2
loans
$279K
avg. amount
Piece Goods, Notions, and Other Dry Goods Merchant Wholesalers
Loans
2
Avg. Amount
$279K
Septic Tank and Related Services
2
loans
$347K
avg. amount
Septic Tank and Related Services
Loans
2
Avg. Amount
$347K
10-Year Default Rate
1.0%
Percentile Ranking
86th
86th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.48% |
| $500K-$1M | Prime + 1.99% |
| $1M-$2M | Prime + 2.07% |
| $2M-$3M | Prime + 1.80% |
| $3M-$4M | Prime + 1.25% |
| $4M-$5M | Prime + 2.25% |
Spread over Prime at time of loan origination
As Of March 31, 2026 - States by loan volume (darker blue = higher volume)
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