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SouthState Bank provides comprehensive personal and business banking services including checking, savings, loans, mortgages, wealth management, and treasury services across the southeastern United States with strong community banking focus.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
contracting
As Of December 31, 2025
Median
$686K
Average
$951K
Sweet Spot
$0-$500K
Industries with highest loan volume
Full-Service Restaurants
7
loans
$849K
avg. amount
Full-Service Restaurants
Loans
7
Avg. Amount
$849K
Limited-Service Restaurants
6
loans
$729K
avg. amount
Limited-Service Restaurants
Loans
6
Avg. Amount
$729K
Child Care Services
4
loans
$1.6M
avg. amount
Child Care Services
Loans
4
Avg. Amount
$1.6M
General Automotive Repair
3
loans
$1.8M
avg. amount
General Automotive Repair
Loans
3
Avg. Amount
$1.8M
Home Health Care Services
2
loans
$1.4M
avg. amount
Home Health Care Services
Loans
2
Avg. Amount
$1.4M
Sign Manufacturing
2
loans
$649K
avg. amount
Sign Manufacturing
Loans
2
Avg. Amount
$649K
Janitorial Services
2
loans
$544K
avg. amount
Janitorial Services
Loans
2
Avg. Amount
$544K
Offices of Chiropractors
2
loans
$144K
avg. amount
Offices of Chiropractors
Loans
2
Avg. Amount
$144K
Piece Goods, Notions, and Other Dry Goods Merchant Wholesalers
1
loans
$279K
avg. amount
Piece Goods, Notions, and Other Dry Goods Merchant Wholesalers
Loans
1
Avg. Amount
$279K
Other Building Equipment Contractors
1
loans
$687K
avg. amount
Other Building Equipment Contractors
Loans
1
Avg. Amount
$687K
10-Year Default Rate
0.4%
Percentile Ranking
83th
83th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.35% |
| $500K-$1M | Prime + 2.03% |
| $1M-$2M | Prime + 2.08% |
| $2M-$3M | Prime + 1.50% |
| $3M-$4M | Prime + 1.25% |
| $4M-$5M | Prime + 2.25% |
Spread over Prime at time of loan origination
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)