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SouthState Bank provides comprehensive personal and business banking services including checking, savings, loans, mortgages, wealth management, and treasury services across the southeastern United States with strong community banking focus.
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SBA 7(a) Acquisition Loan Data As Of March 31, 2026
Last 12 Months
Last 3 Years
YoY Growth
contracting
As Of March 31, 2026
Median
$687K
Average
$1.0M
Sweet Spot
$0-$500K
Industries with highest loan volume
Full-Service Restaurants
7
loans
$848K
avg. amount
Full-Service Restaurants
7
loans
$848K
avg
Limited-Service Restaurants
5
loans
$733K
avg. amount
Limited-Service Restaurants
5
loans
$733K
avg
Child Care Services
4
loans
$1.6M
avg. amount
Child Care Services
4
loans
$1.6M
avg
General Automotive Repair
3
loans
$1.8M
avg. amount
General Automotive Repair
3
loans
$1.8M
avg
Offices of Chiropractors
2
loans
$144K
avg. amount
Offices of Chiropractors
2
loans
$144K
avg
Janitorial Services
2
loans
$544K
avg. amount
Janitorial Services
2
loans
$544K
avg
Home Health Care Services
2
loans
$1.4M
avg. amount
Home Health Care Services
2
loans
$1.4M
avg
Sign Manufacturing
2
loans
$649K
avg. amount
Sign Manufacturing
2
loans
$649K
avg
Nail Salons
1
loans
$498K
avg. amount
Nail Salons
1
loans
$498K
avg
Coin-Operated Laundries and Drycleaners
1
loans
$619K
avg. amount
Coin-Operated Laundries and Drycleaners
1
loans
$619K
avg
10-Year Default Rate
0.8%
Percentile Ranking
84th
84th percentile
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.40% |
| $500K-$1M | Prime + 1.99% |
| $1M-$2M | Prime + 2.06% |
| $2M-$3M | Prime + 1.80% |
| $3M-$4M | Prime + 1.25% |
| $4M-$5M | Prime + 2.25% |
Spread over Prime at time of loan origination
As Of March 31, 2026 - States by loan volume (darker blue = higher volume)
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