SouthState Bank
SouthState Bank provides comprehensive personal and business banking services including checking, savings, loans, mortgages, wealth management, and treasury services across the southeastern United States with strong community banking focus.
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SVP, SBA Sales Manager
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Data source: SBA 7(a) FOIA loan-level data, covering activity through June 30, 2026 across the trailing 3 years (71 loan records for this lender). Refreshed quarterly from public loan-level records; figures are not supplied or reviewed by the lender.
SouthState Bank ranks #64 of 564 SBA 7(a) lenders nationally by acquisition-loan volume.
Most of SouthState Bank’s 7(a) acquisition lending falls in the $0-$500K range: 31 loans, 43.7% of the portfolio.
| Loan size | Share of loans | Loans | % of portfolio |
|---|---|---|---|
| $0-$500K | 31 | 43.7% | |
| $500K-$1M | 15 | 21.1% | |
| $1M-$2M | 16 | 22.5% | |
| $2M-$3M | 7 | 9.9% | |
| $3M-$4M | 1 | 1.4% | |
| $4M-$5M | 1 | 1.4% |
Industries with highest loan volume
Full-Service Restaurants
6
loans
$829K
avg. amount
Limited-Service Restaurants
5
loans
$733K
avg. amount
Child Care Services
4
loans
$1.6M
avg. amount
General Automotive Repair
4
loans
$1.4M
avg. amount
Offices of Chiropractors
2
loans
$144K
avg. amount
All Other Specialty Trade Contractors
2
loans
$523K
avg. amount
Home Health Care Services
2
loans
$1.4M
avg. amount
Janitorial Services
2
loans
$544K
avg. amount
Glass and Glazing Contractors
1
loans
$736K
avg. amount
Nail Salons
1
loans
$498K
avg. amount
10-Year
0.8%
Percentile Ranking
83th
83th percentile
SouthState Bank’s median variable rate is + 2.25%, against a market median of Prime + 1.88%, 38 above market.
It priced below the market median in 3 of the last 8 quarters. 1 of the 71 loans in its trailing three-year book carried a fixed rate; the rest were variable.
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.39% |
| $500K-$1M | Prime + 2.00% |
| $1M-$2M | Prime + 2.06% |
| $2M-$3M | Prime + 1.83% |
| $3M-$4M | Prime + 1.25% |
| $4M-$5M | Prime + 2.25% |
over at time of loan origination
| Quarter | This lender | Market median | Market range | Loans |
|---|---|---|---|---|
| Q2 '23 | Prime + 2.00% | Prime + 2.00% | Prime + 1.25% – Prime + 2.50% | 4 |
| Q3 '23 | Prime + 1.88% | Prime + 2.00% | Prime + 1.25% – Prime + 2.50% | 6 |
| Q4 '23 | Prime + 1.50% | Prime + 2.00% | Prime + 1.42% – Prime + 2.50% | 3 |
| Q3 '24 | Prime + 1.50% | Prime + 2.00% | Prime + 1.25% – Prime + 2.50% | 3 |
| Q4 '24 | Prime + 2.31% | Prime + 2.25% | Prime + 1.50% – Prime + 2.75% | 6 |
| Q1 '25 | Prime + 2.25% | Prime + 2.00% | Prime + 1.25% – Prime + 2.50% | 7 |
| Q2 '25 | Prime + 2.50% | Prime + 2.00% | Prime + 1.25% – Prime + 2.50% | 3 |
| Q1 '26 | Prime + 2.25% | Prime + 2.00% | Prime + 1.50% – Prime + 2.50% | 3 |
SouthState Bank has originated 7(a) acquisition loans in 12 states, most actively in Florida (18), Georgia (17) and Colorado (8). Darker states on the map carry more volume.
| State | Loans | % of Total |
|---|---|---|
| Florida | 18 | 25.4% |
| Georgia | 17 | 23.9% |
| Colorado | 8 | 11.3% |
| North Carolina | 8 | 11.3% |
| Texas | 5 | 7.0% |
| South Carolina | 4 | 5.6% |
| Virginia | 3 | 4.2% |
| Alabama | 3 | 4.2% |
| Massachusetts | 2 | 2.8% |
| Illinois | 1 | 1.4% |
| Tennessee | 1 | 1.4% |
| Ohio | 1 | 1.4% |
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