Meridian Bank
Meridian Bank is a Pennsylvania-based locally-owned community bank founded in 2004, providing full-service banking solutions for individuals and businesses with emphasis on relationship banking and local decision-making.
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Data source: SBA 7(a) FOIA loan-level data, covering activity through June 30, 2026 across the trailing 3 years (27 loan records for this lender). Refreshed quarterly from public loan-level records; figures are not supplied or reviewed by the lender.
Meridian Bank ranks #96 of 564 SBA 7(a) lenders nationally by acquisition-loan volume.
Most of Meridian Bank’s 7(a) acquisition lending falls in the $0-$500K range: 7 loans, 25.9% of the portfolio.
| Loan size | Share of loans | Loans | % of portfolio |
|---|---|---|---|
| $0-$500K | 7 | 25.9% | |
| $500K-$1M | 4 | 14.8% | |
| $1M-$2M | 7 | 25.9% | |
| $2M-$3M | 5 | 18.5% | |
| $3M-$4M | 3 | 11.1% | |
| $4M-$5M | 1 | 3.7% |
Industries with highest loan volume
Commercial Printing (except Screen and Books)
3
loans
$2.2M
avg. amount
Paint and Coating Manufacturing
1
loans
$610K
avg. amount
All Other Personal Services
1
loans
$3.2M
avg. amount
Child Care Services
1
loans
$1.8M
avg. amount
Indoor and Outdoor Display Advertising
1
loans
$2.5M
avg. amount
Tax Preparation Services
1
loans
$2.1M
avg. amount
Drinking Places (Alcoholic Beverages)
1
loans
$170K
avg. amount
Other Scientific and Technical Consulting Services
1
loans
$381K
avg. amount
Ambulance Services
1
loans
$985K
avg. amount
Other Grocery and Related Products Merchant Wholesalers
1
loans
$1.3M
avg. amount
10-Year
1.6%
Percentile Ranking
86th
86th percentile
Meridian Bank’s median variable rate is + 2.00%, against a market median of Prime + 1.88%, 13 above market.
It priced below the market median in 3 of the last 6 quarters.
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.39% |
| $500K-$1M | Prime + 2.38% |
| $1M-$2M | Prime + 1.96% |
| $2M-$3M | Prime + 2.35% |
| $3M-$4M | Prime + 1.92% |
| $4M-$5M | Prime + 2.00% |
| Quarter | This lender | Market median | Market range | Loans |
|---|---|---|---|---|
| Q2 '19 | Prime + 2.25% | Prime + 2.00% | Prime + 1.50% – Prime + 2.50% | 3 |
| Q3 '19 | Prime + 1.75% | Prime + 2.00% | Prime + 1.50% – Prime + 2.50% | 4 |
| Q3 '21 | Prime + 1.75% | Prime + 2.00% | Prime + 1.50% – Prime + 2.50% | 6 |
| Q1 '25 | Prime + 2.25% | Prime + 2.00% | Prime + 1.25% – Prime + 2.50% | 3 |
| Q2 '25 | Prime + 2.13% | Prime + 2.00% | Prime + 1.25% – Prime + 2.50% | 6 |
| Q3 '25 | Prime + 1.88% | Prime + 2.00% | Prime + 1.25% – Prime + 2.50% | 4 |
Meridian Bank has originated 7(a) acquisition loans in 10 states, most actively in Pennsylvania (7), New Jersey (4) and California (3). Darker states on the map carry more volume.
| State | Loans | % of Total |
|---|---|---|
| Pennsylvania | 7 | 25.9% |
| New Jersey | 4 | 14.8% |
| California | 3 | 11.1% |
| Maryland | 3 | 11.1% |
| Tennessee | 2 | 7.4% |
| Delaware | 2 | 7.4% |
| Florida | 2 | 7.4% |
| North Carolina | 2 | 7.4% |
| Georgia | 1 | 3.7% |
| Colorado | 1 | 3.7% |
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