Loading...
Locally owned community bank serving Tampa Bay since 1999 with personalized friendly banking. Offers comprehensive services including checking, savings, SBA loans, mortgage loans, commercial loans, treasury management, and merchant services through 12 locations.
Have you worked with BayFirst National Bank? Share your experience to help others.
Loading reviews...
SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
stable
As Of December 31, 2025
Median
$363K
Average
$556K
Sweet Spot
$0-$500K
Industries with highest loan volume
General Automotive Repair
10
loans
$407K
avg. amount
General Automotive Repair
Loans
10
Avg. Amount
$407K
Child Care Services
6
loans
$602K
avg. amount
Child Care Services
Loans
6
Avg. Amount
$602K
Landscaping Services
6
loans
$461K
avg. amount
Landscaping Services
Loans
6
Avg. Amount
$461K
Beauty Salons
5
loans
$527K
avg. amount
Beauty Salons
Loans
5
Avg. Amount
$527K
Janitorial Services
5
loans
$389K
avg. amount
Janitorial Services
Loans
5
Avg. Amount
$389K
Pet Care (except Veterinary) Services
4
loans
$232K
avg. amount
Pet Care (except Veterinary) Services
Loans
4
Avg. Amount
$232K
All Other Specialty Trade Contractors
4
loans
$749K
avg. amount
All Other Specialty Trade Contractors
Loans
4
Avg. Amount
$749K
Limited-Service Restaurants
3
loans
$236K
avg. amount
Limited-Service Restaurants
Loans
3
Avg. Amount
$236K
Full-Service Restaurants
3
loans
$1.0M
avg. amount
Full-Service Restaurants
Loans
3
Avg. Amount
$1.0M
Remediation Services
3
loans
$902K
avg. amount
Remediation Services
Loans
3
Avg. Amount
$902K
10-Year Default Rate
3.8%
Percentile Ranking
94th
94th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.84% |
| $500K-$1M | Prime + 2.73% |
| $1M-$2M | Prime + 2.67% |
| $2M-$3M | Prime + 2.50% |
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)