Where is BayFirst National Bank located?

BayFirst National Bank is located at 700 Central Avenue, Saint Petersburg, FL 33701.

BayFirst National Bank

About

Locally owned community bank serving Tampa Bay since 1999 with personalized friendly banking. Offers comprehensive services including checking, savings, SBA loans, mortgage loans, commercial loans, treasury management, and merchant services through 12 locations.

1999

Founded

Reviews & Ratings

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SBA 7(a) Lending Analytics

SBA 7(a) Acquisition Loan Data As Of June 30, 2025

SBA Acquisition Loan Activity

Last 12 Months

63

Top 1%

Last 3 Years

153

Top 1%

YoY Growth

+12.5%

expanding

Loan Size Distribution

As Of June 30, 2025

Median

$347K

Average

$664K

Interest Rate Analysis

All rates shown as spread over Prime Rate

Rate Distribution

Median Rate:Prime + 2.75%

Typical Range:Prime + 2.50% - 3.00%

Min / Max:Prime + 1.50% / 3.50%

Market Comparison

This Lender

Prime + 2.75%

Market Average

Prime + 1.25%

150 bps above market

Default Rate & Risk Profile

As Of June 30, 2025 - 10-year default rate indicates underwriting quality

10-Year Default Rate

0.0%

Bottom 10% of Lenders (Highest Default Rate)

Performance Ranking

100th

Lower is better among all lenders

Geographic Loan Distribution

As Of June 30, 2025 - States by loan volume (darker blue = higher volume)

Low

Medium

High

Very High