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United Federal Credit Union is a Michigan-based credit union serving members with comprehensive financial services including banking, mortgages, and loans through multiple branch locations and digital channels.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
expanding
As Of December 31, 2025
Median
$774K
Average
$1.1M
Sweet Spot
$500K-$1M
Industries with highest loan volume
Beer, Wine, and Liquor Retailers
10
loans
$915K
avg. amount
Beer, Wine, and Liquor Retailers
Loans
10
Avg. Amount
$915K
Limited-Service Restaurants
4
loans
$958K
avg. amount
Limited-Service Restaurants
Loans
4
Avg. Amount
$958K
Drycleaning and Laundry Services (except Coin-Operated)
2
loans
$739K
avg. amount
Drycleaning and Laundry Services (except Coin-Operated)
Loans
2
Avg. Amount
$739K
Hotels (except Casino Hotels) and Motels
2
loans
$4.0M
avg. amount
Hotels (except Casino Hotels) and Motels
Loans
2
Avg. Amount
$4.0M
Administrative Management and General Management Consulting Services
1
loans
$680K
avg. amount
Administrative Management and General Management Consulting Services
Loans
1
Avg. Amount
$680K
General Automotive Repair
1
loans
$600K
avg. amount
General Automotive Repair
Loans
1
Avg. Amount
$600K
Pharmacies and Drug Retailers
1
loans
$1.8M
avg. amount
Pharmacies and Drug Retailers
Loans
1
Avg. Amount
$1.8M
Exam Preparation and Tutoring
1
loans
$433K
avg. amount
Exam Preparation and Tutoring
Loans
1
Avg. Amount
$433K
Landscaping Services
1
loans
$323K
avg. amount
Landscaping Services
Loans
1
Avg. Amount
$323K
Convenience Retailers
1
loans
$699K
avg. amount
Convenience Retailers
Loans
1
Avg. Amount
$699K
10-Year Default Rate
0.0%
Percentile Ranking
0th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.45% |
| $500K-$1M | Prime + 2.41% |
| $1M-$2M | Prime + 2.33% |
| $2M-$3M | Prime + 1.00% |
| $4M-$5M | Prime + 0.75% |
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)