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United Federal Credit Union is a Michigan-based credit union serving members with comprehensive financial services including banking, mortgages, and loans through multiple branch locations and digital channels.
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SBA 7(a) Acquisition Loan Data As Of March 31, 2026
Last 12 Months
Last 3 Years
YoY Growth
expanding
As Of March 31, 2026
Median
$815K
Average
$1.1M
Sweet Spot
$1M-$2M
Industries with highest loan volume
Beer, Wine, and Liquor Retailers
16
loans
$1.1M
avg. amount
Beer, Wine, and Liquor Retailers
16
loans
$1.1M
avg
Limited-Service Restaurants
4
loans
$958K
avg. amount
Limited-Service Restaurants
4
loans
$958K
avg
Drycleaning and Laundry Services (except Coin-Operated)
2
loans
$739K
avg. amount
Drycleaning and Laundry Services (except Coin-Operated)
2
loans
$739K
avg
Hotels (except Casino Hotels) and Motels
2
loans
$4.0M
avg. amount
Hotels (except Casino Hotels) and Motels
2
loans
$4.0M
avg
Landscaping Services
2
loans
$318K
avg. amount
Landscaping Services
2
loans
$318K
avg
Convenience Retailers
1
loans
$699K
avg. amount
Convenience Retailers
1
loans
$699K
avg
Coin-Operated Laundries and Drycleaners
1
loans
$774K
avg. amount
Coin-Operated Laundries and Drycleaners
1
loans
$774K
avg
Administrative Management and General Management Consulting Services
1
loans
$680K
avg. amount
Administrative Management and General Management Consulting Services
1
loans
$680K
avg
All Other Specialty Food Retailers
1
loans
$1.2M
avg. amount
All Other Specialty Food Retailers
1
loans
$1.2M
avg
Pharmacies and Drug Retailers
1
loans
$1.8M
avg. amount
Pharmacies and Drug Retailers
1
loans
$1.8M
avg
10-Year Default Rate
0.0%
Percentile Ranking
0th percentile
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.54% |
| $500K-$1M | Prime + 2.48% |
| $1M-$2M | Prime + 2.45% |
| $2M-$3M | Prime + 1.00% |
| $4M-$5M | Prime + 0.75% |
As Of March 31, 2026 - States by loan volume (darker blue = higher volume)
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