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Oconee State Bank is a locally owned and operated community bank headquartered in Watkinsville, Georgia, committed to personalized service and deep responsibility to its communities. Founded in 1960, the bank provides personal and business banking services across seven branches in Georgia. As an FDIC member, it operates under the commitment to deliver remarkable banking experiences.
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SBA 7(a) Acquisition Loan Data As Of June 30, 2025
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of June 30, 2025
Median
$586K
Average
$870K
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All rates shown as spread over Prime Rate
This Lender
Market Average
As Of June 30, 2025 - 10-year default rate indicates underwriting quality
10-Year Default Rate
0.0%
Bottom 10% of Lenders (Highest Default Rate)
Performance Ranking
100th
Lower is better among all lenders
As Of June 30, 2025 - States by loan volume (darker blue = higher volume)
