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Bell Bank is the largest family- and employee-owned bank in the upper Midwest with over $13 billion in assets. Founded in 1966 as State Bank of Fargo, it provides comprehensive financial services including personal and business banking, mortgages, wealth management, and insurance. The bank maintains a 5-star financial stability rating and is headquartered in downtown Fargo's new Bell Tower.
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SBA 7(a) Acquisition Loan Data As Of March 31, 2026
Last 12 Months
Last 3 Years
YoY Growth
expanding
As Of March 31, 2026
Median
$759K
Average
$1.1M
Sweet Spot
$0-$500K
Industries with highest loan volume
Wood Kitchen Cabinet and Countertop Manufacturing
3
loans
$948K
avg. amount
Wood Kitchen Cabinet and Countertop Manufacturing
3
loans
$948K
avg
Furniture Retailers
2
loans
$988K
avg. amount
Furniture Retailers
2
loans
$988K
avg
Used Household and Office Goods Moving
1
loans
$759K
avg. amount
Used Household and Office Goods Moving
1
loans
$759K
avg
Construction, Mining, and Forestry Machinery and Equipment Rental and Leasing
1
loans
$440K
avg. amount
Construction, Mining, and Forestry Machinery and Equipment Rental and Leasing
1
loans
$440K
avg
Fabricated Structural Metal Manufacturing
1
loans
$1.7M
avg. amount
Fabricated Structural Metal Manufacturing
1
loans
$1.7M
avg
Computer Systems Design Services
1
loans
$1.8M
avg. amount
Computer Systems Design Services
1
loans
$1.8M
avg
Other Business Service Centers (including Copy Shops)
1
loans
$499K
avg. amount
Other Business Service Centers (including Copy Shops)
1
loans
$499K
avg
Barber Shops
1
loans
$406K
avg. amount
Barber Shops
1
loans
$406K
avg
All Other Industrial Machinery Manufacturing
1
loans
$227K
avg. amount
All Other Industrial Machinery Manufacturing
1
loans
$227K
avg
Plumbing, Heating, and Air-Conditioning Contractors
1
loans
$4.5M
avg. amount
Plumbing, Heating, and Air-Conditioning Contractors
1
loans
$4.5M
avg
10-Year Default Rate
0.0%
Percentile Ranking
0th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 1.87% |
| $500K-$1M | Prime + 1.45% |
| $1M-$2M | Prime + 1.63% |
| $2M-$3M | Prime + 0.25% |
| $3M-$4M | Prime + 1.17% |
| $4M-$5M | Prime + 2.00% |
Spread over Prime at time of loan origination
As Of March 31, 2026 - States by loan volume (darker blue = higher volume)
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