Bell Bank is the largest family- and employee-owned bank in the upper Midwest with over $13 billion in assets. Founded in 1966 as State Bank of Fargo, it provides comprehensive financial services including personal and business banking, mortgages, wealth management, and insurance. The bank maintains a 5-star financial stability rating and is headquartered in downtown Fargo's new Bell Tower.
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7(a) Acquisition Loan Data As Of June 30, 2026
Last 12 Months
Last 3 Years
YoY Growth
expanding
As Of June 30, 2026
Median
$487K
Average
$1.0M
Sweet Spot
$0-$500K
Industries with highest loan volume
Wood Kitchen Cabinet and Countertop Manufacturing
2
loans
$487K
avg. amount
Wood Kitchen Cabinet and Countertop Manufacturing
2
loans
$487K
avg
Fitness and Recreational Sports Centers
2
loans
$196K
avg. amount
Fitness and Recreational Sports Centers
2
loans
$196K
avg
Furniture Retailers
2
loans
$988K
avg. amount
Furniture Retailers
2
loans
$988K
avg
Sports and Recreation Instruction
1
loans
$286K
avg. amount
Sports and Recreation Instruction
1
loans
$286K
avg
Plumbing, Heating, and Air-Conditioning Contractors
1
loans
$4.5M
avg. amount
Plumbing, Heating, and Air-Conditioning Contractors
1
loans
$4.5M
avg
All Other Miscellaneous Retailers
1
loans
$1.5M
avg. amount
All Other Miscellaneous Retailers
1
loans
$1.5M
avg
Fabricated Structural Metal Manufacturing
1
loans
$1.7M
avg. amount
Fabricated Structural Metal Manufacturing
1
loans
$1.7M
avg
Other Accounting Services
1
loans
$816K
avg. amount
Other Accounting Services
1
loans
$816K
avg
Insurance Agencies and Brokerages
1
loans
$1.0M
avg. amount
Insurance Agencies and Brokerages
1
loans
$1.0M
avg
Gasoline Stations with Convenience Stores
1
loans
$3.8M
avg. amount
Gasoline Stations with Convenience Stores
1
loans
$3.8M
avg
10-Year
0.0%
Percentile Ranking
0th percentile
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 1.94% |
| $500K-$1M | Prime + 1.71% |
| $1M-$2M | Prime + 1.63% |
| $3M-$4M | Prime + 1.17% |
| $4M-$5M | Prime + 2.00% |
As Of June 30, 2026 - States by loan volume (darker blue = higher volume)
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