The Citizens National Bank of Meridian
Citizens National Bank is an independent, community-focused financial institution founded in 1888 with over $1.6 billion in total assets. Operating 27 branches throughout Mississippi, the bank provides comprehensive banking services including deposit accounts, loans, mortgages, and wealth management solutions with a commitment to investing locally under the motto 'The Power of Local.'
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Data source: SBA 7(a) FOIA loan-level data, covering activity through June 30, 2026 across the trailing 3 years (11 loan records for this lender). Refreshed quarterly from public loan-level records; figures are not supplied or reviewed by the lender.
The Citizens National Bank of Meridian ranks #96 of 564 SBA 7(a) lenders nationally by acquisition-loan volume.
Most of The Citizens National Bank of Meridian’s 7(a) acquisition lending falls in the $0-$500K range: 6 loans, 54.5% of the portfolio.
| Loan size | Share of loans | Loans | % of portfolio |
|---|---|---|---|
| $0-$500K | 6 | 54.5% | |
| $500K-$1M | 4 | 36.4% | |
| $2M-$3M | 1 | 9.1% |
Industries with highest loan volume
Automobile Driving Schools
1
loans
$248K
avg. amount
General Automotive Repair
1
loans
$602K
avg. amount
Department Stores
1
loans
$602K
avg. amount
Beauty Salons
1
loans
$115K
avg. amount
Other Services to Buildings and Dwellings
1
loans
$208K
avg. amount
Insurance Agencies and Brokerages
1
loans
$149K
avg. amount
Indoor and Outdoor Display Advertising
1
loans
$838K
avg. amount
Used Car Dealers
1
loans
$105K
avg. amount
Child Care Services
1
loans
$49K
avg. amount
Residential Remodelers
1
loans
$746K
avg. amount
10-Year
0.0%
Percentile Ranking
0th percentile
The Citizens National Bank of Meridian’s median variable rate is + 2.75%, against a market median of Prime + 1.88%, 88 above market.
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.71% |
| $500K-$1M | Prime + 2.69% |
| $2M-$3M | Prime + 2.00% |
The Citizens National Bank of Meridian has originated 7(a) acquisition loans in 3 states, most actively in Mississippi (7), Louisiana (2) and Tennessee (2). Darker states on the map carry more volume.
| State | Loans | % of Total |
|---|---|---|
| Mississippi | 7 | 63.6% |
| Louisiana | 2 | 18.2% |
| Tennessee | 2 | 18.2% |
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