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80 active SBA 7(a) lenders in Georgia, ranked by loan volume.
Lenders
in Georgia
Total Volume
Median Rate
Median Loan Size
| # | Lender | Loans | Volume | Rate | Default Rate |
|---|---|---|---|---|---|
| 1 | Live Oak Bank | 28 | $32.4M | P+1.50% | 0.8% |
| 2 | Metro City Bank | 15 | $58.0M | P+1.25% | 0.6% |
| 3 | SouthState Bank, National Association | 11 | $8.4M | P+2.63% | 0.4% |
| 4 | The Huntington National Bank | 14 | $20.2M | P+2.25% | 1.5% |
| 5 | PCB Bank | 12 | $6.7M | P+1.50% | 0.5% |
| 6 | United Community Bank | 8 | $10.1M | P+2.00% | 1.8% |
| 7 | First Internet Bank of Indiana | 8 | $15.2M | P+2.75% | 1.7% |
| 8 | GBank | 8 | $27.9M | P+1.00% | 0.6% |
| 9 | Renasant Bank | 7 | $10.6M | P+2.50% | 0.9% |
| 10 | Truliant FCU | 7 | $6.8M | P+2.75% | 0.0% |
| 11 | Hanmi Bank | 7 | $9.1M | P+1.75% | 1.0% |
| 12 | Commonwealth Business Bank | 3 | $3.6M | P+1.75% | 0.0% |
| 13 | Byline Bank | 6 | $9.8M | P+2.75% | 1.5% |
| 14 | Oconee State Bank | 6 | $7.5M | P+2.50% | 0.0% |
| 15 | Brookline Bank | 6 | $11.1M | P+2.50% | 1.0% |
| 16 | PromiseOne Bank | 5 | $14.2M | P+1.50% | 1.2% |
| 17 | American Momentum Bank | 4 | $6.4M | P+2.25% | 1.8% |
| 18 | Bankwell Bank | 4 | $3.0M | P+2.50% | 0.0% |
| 19 | Cadence Bank | 4 | $3.9M | P+2.25% | 4.2% |
| 20 | Primesouth Bank | 4 | $3.9M | P+1.25% | 0.0% |
| 21 | First Financial Bank | 4 | $5.2M | P+1.50% | 0.8% |
| 22 | United Midwest Savings Bank, National Association | 4 | $1.3M | P+2.75% | 0.4% |
| 23 | Celtic Bank Corporation | 4 | $4.3M | P+2.50% | 1.7% |
| 24 | US Metro Bank | 3 | $5.5M | P+1.25% | 0.0% |
| 25 | Centerstone SBA Lending, Inc. | 3 | $3.0M | P+2.00% | 0.6% |
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Customize your search →Georgia has 80 active SBA 7(a) acquisition lenders that have originated a combined 266 loans totaling $390.2M in volume. The median acquisition loan size in Georgia is $865K, with a median interest rate of Prime + 2.00% (Prime + spread).
When evaluating SBA lenders in Georgia, consider loan volume (a proxy for experience), interest rates, and historical default rates. Lenders designated as PLP (Preferred Lender Program) have delegated authority from the SBA to approve loans, which typically results in faster processing times.
There are currently 80 active SBA 7(a) lenders in Georgia based on FOIA lending data. These lenders have originated 266 acquisition loans.
The median SBA 7(a) acquisition loan rate in Georgia is Prime + 2.00% (current Prime rate: 6.75%). Rates are typically expressed as Prime plus a spread, with the SBA capping the spread at 3.0% for loans over $250,000.
A PLP (Preferred Lender Program) lender has been granted delegated authority by the SBA to make credit decisions without prior SBA review. This typically means faster loan processing and approval timelines.
Data source: SBA 7(a) FOIA lending data. Rankings are based on loan count within the selected dimension. Rates shown are median interest rates expressed as Prime + spread. Default rates represent 10-year cumulative default rates. Data is refreshed periodically and may not reflect the most recent lending activity.