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80 active SBA 7(a) lenders in Georgia, ranked by loan volume.
Lenders
in Georgia
Total Volume
Median Rate
Median Loan Size
| # | Lender | Loans | Volume | Rate | Default Rate |
|---|---|---|---|---|---|
| 1 | Live Oak Bank | 28 | $32.4M | P+1.50% | 0.8% |
| 2 | Metro City Bank | 15 | $58.0M | P+1.25% | 0.6% |
| 3 | The Huntington National Bank | 14 | $20.2M | P+2.25% | 1.5% |
| 4 | SouthState Bank, National Association | 11 | $8.4M | P+2.63% | 0.4% |
| 5 | PCB Bank | 12 | $6.7M | P+1.50% | 0.5% |
| 6 | First Internet Bank of Indiana | 8 | $15.2M | P+2.75% | 1.7% |
| 7 | GBank | 8 | $27.9M | P+1.00% | 0.6% |
| 8 | United Community Bank | 8 | $10.1M | P+2.00% | 1.8% |
| 9 | Hanmi Bank | 7 | $9.1M | P+1.75% | 1.0% |
| 10 | Renasant Bank | 7 | $10.6M | P+2.50% | 0.7% |
| 11 | Truliant FCU | 7 | $6.8M | P+2.75% | 0.0% |
| 12 | Byline Bank | 6 | $9.8M | P+2.75% | 1.5% |
| 13 | Commonwealth Business Bank | 3 | $3.6M | P+1.75% | 0.0% |
| 14 | Brookline Bank | 6 | $11.1M | P+2.50% | 1.0% |
| 15 | PromiseOne Bank | 5 | $14.2M | P+1.50% | 1.2% |
| 16 | Oconee State Bank | 5 | $5.0M | P+2.38% | 0.0% |
| 17 | Cadence Bank | 4 | $3.9M | P+2.25% | 4.2% |
| 18 | American Momentum Bank | 4 | $6.4M | P+2.13% | 1.8% |
| 19 | First Financial Bank | 4 | $5.2M | P+1.50% | 0.8% |
| 20 | Celtic Bank Corporation | 4 | $4.3M | P+2.50% | 1.7% |
| 21 | United Midwest Savings Bank, National Association | 4 | $1.3M | P+2.75% | 0.4% |
| 22 | Bankwell Bank | 4 | $3.0M | P+2.50% | 0.0% |
| 23 | Primesouth Bank | 4 | $3.9M | P+1.25% | 0.0% |
| 24 | Centerstone SBA Lending, Inc. | 3 | $3.0M | P+2.00% | 0.7% |
| 25 | Southwestern National Bank | 3 | $4.1M | P+1.25% | 0.0% |
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Customize your search →Georgia has 80 active SBA 7(a) acquisition lenders that have originated a combined 259 loans totaling $376.9M in volume. The median acquisition loan size in Georgia is $865K, with a median interest rate of Prime + 2.13% (Prime + spread).
When evaluating SBA lenders in Georgia, consider loan volume (a proxy for experience), interest rates, and historical default rates. Lenders designated as PLP (Preferred Lender Program) have delegated authority from the SBA to approve loans, which typically results in faster processing times.
There are currently 80 active SBA 7(a) lenders in Georgia based on FOIA lending data. These lenders have originated 259 acquisition loans.
The median SBA 7(a) acquisition loan rate in Georgia is Prime + 2.13% (current Prime rate: 6.75%). Rates are typically expressed as Prime plus a spread, with the SBA capping the spread at 3.0% for loans over $250,000.
A PLP (Preferred Lender Program) lender has been granted delegated authority by the SBA to make credit decisions without prior SBA review. This typically means faster loan processing and approval timelines.
Data source: SBA 7(a) FOIA lending data. Rankings are based on loan count within the selected dimension. Rates shown are median interest rates expressed as Prime + spread. Default rates represent 10-year cumulative default rates. Data is refreshed periodically and may not reflect the most recent lending activity.