Top SBA Acquisition Lenders in Georgia
83 active SBA 7(a) lenders in Georgia, ranked by acquisition loan count.
Lenders
in Georgia
Total Volume
Median Rate
Median Loan Size
Top Lenders in Georgia
Lending by Industry in Georgia
Covers the 146 of 272 Georgia loans that the FOIA dataset reports at the state and industry level.
Top 25 Lenders in Georgia
| # | Lender | Loans | Volume | Rate | Default Rate |
|---|---|---|---|---|---|
| 1 | Live Oak Bank | 28 | $32.4M | P+1.50% | 0.8% |
| 2 | Metro City Bank | 15 | $58.0M | P+1.25% | 0.6% |
| 3 | The Huntington National Bank | 14 | $20.2M | P+2.25% | 1.5% |
| 4 | PCB Bank | 12 | $6.7M | P+1.50% | 0.5% |
| 5 | SouthState Bank, National Association | 11 | $8.4M | P+2.63% | 0.4% |
| 6 | GBank | 8 | $27.9M | P+1.00% | 0.6% |
| 7 | United Community Bank | 8 | $10.1M | P+2.00% | 1.8% |
| 8 | First Internet Bank of Indiana | 8 | $15.2M | P+2.75% | 1.7% |
| 9 | Truliant FCU | 7 | $6.8M | P+2.75% | 0.0% |
| 10 | Renasant Bank | 7 | $10.6M | P+2.50% | 0.9% |
| 11 | Hanmi Bank | 7 | $9.1M | P+1.75% | 1.0% |
| 12 | Byline Bank | 6 | $9.8M | P+2.75% | 1.5% |
| 13 | Brookline Bank | 6 | $11.1M | P+2.50% | 1.0% |
| 14 | Oconee State Bank | 6 | $7.5M | P+2.50% | 0.0% |
| 15 | PromiseOne Bank | 5 | $14.2M | P+1.50% | 1.2% |
| 16 | Celtic Bank Corporation | 4 | $4.3M | P+2.50% | 1.7% |
| 17 | Cadence Bank | 4 | $3.9M | P+2.25% | 4.2% |
| 18 | Primesouth Bank | 4 | $3.9M | P+1.25% | 0.0% |
| 19 | Bankwell Bank | 4 | $3.0M | P+2.50% | 0.0% |
| 20 | United Midwest Savings Bank, National Association | 4 | $1.3M | P+2.75% | 0.4% |
| 21 | American Momentum Bank | 4 | $6.4M | P+2.25% | 1.8% |
| 22 | First Financial Bank | 4 | $5.2M | P+1.63% | 1.0% |
| 23 | The Bancorp Bank National Association | 3 | $2.1M | P+1.00% | 0.7% |
| 24 | Southwestern National Bank | 3 | $4.1M | P+1.25% | 0.0% |
| 25 | Georgia Banking Company | 3 | $1.1M | P+2.00% | 2.8% |
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Customize your search →SBA 7(a) Lending in Georgia
Georgia has 83 active SBA 7(a) acquisition lenders that have originated a combined 272 loans totaling $403.8M in volume. The median acquisition loan size in Georgia is $885K, with a median interest rate of Prime + 2.19% (Prime + spread).
When evaluating SBA lenders in Georgia, consider loan volume (a proxy for experience), interest rates, and historical default rates. Lenders designated as PLP (Preferred Lender Program) have delegated authority from the SBA to approve loans, which typically results in faster processing times.
Frequently Asked Questions
How many SBA 7(a) lenders are active in Georgia?
There are currently 83 active SBA 7(a) lenders in Georgia based on FOIA lending data. These lenders have originated 272 acquisition loans.
What is the typical SBA loan rate in Georgia?
The median SBA 7(a) acquisition loan rate in Georgia is Prime + 2.19% (current Prime rate: 6.75%). Rates are typically expressed as Prime plus a spread, with the SBA capping the spread at 3.0% for loans over $250,000.
What is a PLP lender?
A PLP (Preferred Lender Program) lender has been granted delegated authority by the SBA to make credit decisions without prior SBA review. This typically means faster loan processing and approval timelines.
Data source: SBA 7(a) FOIA lending data. Rankings are based on loan count within the selected dimension. Rates shown are median interest rates expressed as Prime + spread. Default rates represent 10-year cumulative default rates. Data is refreshed periodically and may not reflect the most recent lending activity.
Figures shown here are historical SBA 7(a) lending data presented for general information only. They are not an offer of credit, a prediction of the terms you will receive, or financial advice. VerSquare is not a licensed broker, lender, or financial advisor. Consult a licensed professional before making a financing decision.