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PromiseOne Bank (formerly NOA Bank) is a community bank providing depository products, services, SBA financing, and commercial lending. Operating across Georgia with 10 branch locations, the bank serves diverse communities with a mission to exceed customer and shareholder expectations.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
expanding
As Of December 31, 2025
Median
$1.0M
Average
$1.4M
Sweet Spot
$500K-$1M
Industries with highest loan volume
Gasoline Stations with Convenience Stores
6
loans
$1.7M
avg. amount
Gasoline Stations with Convenience Stores
Loans
6
Avg. Amount
$1.7M
Hotels (except Casino Hotels) and Motels
5
loans
$2.9M
avg. amount
Hotels (except Casino Hotels) and Motels
Loans
5
Avg. Amount
$2.9M
Beer, Wine, and Liquor Retailers
5
loans
$792K
avg. amount
Beer, Wine, and Liquor Retailers
Loans
5
Avg. Amount
$792K
Full-Service Restaurants
2
loans
$375K
avg. amount
Full-Service Restaurants
Loans
2
Avg. Amount
$375K
Coin-Operated Laundries and Drycleaners
1
loans
$550K
avg. amount
Coin-Operated Laundries and Drycleaners
Loans
1
Avg. Amount
$550K
Funeral Homes and Funeral Services
1
loans
$580K
avg. amount
Funeral Homes and Funeral Services
Loans
1
Avg. Amount
$580K
Limited-Service Restaurants
1
loans
$250K
avg. amount
Limited-Service Restaurants
Loans
1
Avg. Amount
$250K
Drinking Places (Alcoholic Beverages)
1
loans
$830K
avg. amount
Drinking Places (Alcoholic Beverages)
Loans
1
Avg. Amount
$830K
10-Year Default Rate
1.7%
Percentile Ranking
88th
88th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 1.56% |
| $500K-$1M | Prime + 1.47% |
| $1M-$2M | Prime + 1.31% |
| $2M-$3M | Prime + 1.00% |
| $3M-$4M | Prime + 1.75% |
| $4M-$5M | Prime + 1.00% |
Spread over Prime at time of loan origination
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)