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PromiseOne Bank (formerly NOA Bank) is a community bank providing depository products, services, SBA financing, and commercial lending. Operating across Georgia with 10 branch locations, the bank serves diverse communities with a mission to exceed customer and shareholder expectations.
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SBA 7(a) Acquisition Loan Data As Of March 31, 2026
Last 12 Months
Last 3 Years
YoY Growth
expanding
As Of March 31, 2026
Median
$988K
Average
$1.3M
Sweet Spot
$500K-$1M
Industries with highest loan volume
Gasoline Stations with Convenience Stores
6
loans
$1.7M
avg. amount
Gasoline Stations with Convenience Stores
6
loans
$1.7M
avg
Beer, Wine, and Liquor Retailers
5
loans
$792K
avg. amount
Beer, Wine, and Liquor Retailers
5
loans
$792K
avg
Hotels (except Casino Hotels) and Motels
5
loans
$2.9M
avg. amount
Hotels (except Casino Hotels) and Motels
5
loans
$2.9M
avg
Full-Service Restaurants
3
loans
$433K
avg. amount
Full-Service Restaurants
3
loans
$433K
avg
Drinking Places (Alcoholic Beverages)
1
loans
$830K
avg. amount
Drinking Places (Alcoholic Beverages)
1
loans
$830K
avg
Coin-Operated Laundries and Drycleaners
1
loans
$550K
avg. amount
Coin-Operated Laundries and Drycleaners
1
loans
$550K
avg
Limited-Service Restaurants
1
loans
$250K
avg. amount
Limited-Service Restaurants
1
loans
$250K
avg
Funeral Homes and Funeral Services
1
loans
$580K
avg. amount
Funeral Homes and Funeral Services
1
loans
$580K
avg
Drycleaning and Laundry Services (except Coin-Operated)
1
loans
$290K
avg. amount
Drycleaning and Laundry Services (except Coin-Operated)
1
loans
$290K
avg
10-Year Default Rate
1.6%
Percentile Ranking
87th
87th percentile
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 1.55% |
| $500K-$1M | Prime + 1.48% |
| $1M-$2M | Prime + 1.31% |
| $2M-$3M | Prime + 1.00% |
| $3M-$4M | Prime + 1.75% |
| $4M-$5M | Prime + 1.00% |
Spread over Prime at time of loan origination
As Of March 31, 2026 - States by loan volume (darker blue = higher volume)
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