Top SBA Acquisition Lenders in Arizona
49 active SBA 7(a) lenders in Arizona, ranked by acquisition loan count.
Lenders
in Arizona
Total Volume
Median Rate
Median Loan Size
Top Lenders in Arizona
Lending by Industry in Arizona
Covers the 61 of 158 Arizona loans that the FOIA dataset reports at the state and industry level.
Top 25 Lenders in Arizona
| # | Lender | Loans | Volume | Rate | Default Rate |
|---|---|---|---|---|---|
| 1 | Midwest Regional Bank | 13 | $17.3M | P+2.75% | 5.6% |
| 2 | Live Oak Bank | 13 | $30.5M | P+1.50% | 0.8% |
| 3 | Zions Bank, A Division of | 12 | $10.8M | P+0.70% | 1.1% |
| 4 | St. Louis Bank | 11 | $19.7M | P+2.75% | 1.5% |
| 5 | Evolve Bank and Trust | 10 | $6.2M | P+2.75% | 1.0% |
| 6 | Alerus Financial, National Association | 7 | $16.5M | P+2.00% | 0.0% |
| 7 | Integro Bank | 5 | $8.0M | P+2.75% | 0.0% |
| 8 | The Huntington National Bank | 5 | $6.3M | P+2.25% | 1.5% |
| 9 | Capital Community Bank | 5 | $9.1M | P+2.50% | 0.0% |
| 10 | The Bancorp Bank National Association | 4 | $3.9M | P+1.00% | 0.7% |
| 11 | UMB Bank, National Association | 4 | $5.7M | P+0.50% | 1.0% |
| 12 | Celtic Bank Corporation | 4 | $2.2M | P+2.50% | 1.0% |
| 13 | Busey Bank | 4 | $4.1M | P+2.25% | 0.7% |
| 14 | BMO Bank National Association | 4 | $1.5M | P+0.00% | 1.1% |
| 15 | Dogwood State Bank | 4 | $3.7M | P+2.75% | 1.3% |
| 16 | United Midwest Savings Bank, National Association | 4 | $5.0M | P+2.75% | 0.2% |
| 17 | Arizona Capital Source | 3 | $816K | P+3.00% | 0.0% |
| 18 | First Bank of the Lake | 3 | $4.2M | P+2.50% | 0.7% |
| 19 | First Utah Bank | 3 | $7.1M | P+3.00% | 6.7% |
| 20 | First Internet Bank of Indiana | 3 | $7.6M | P+2.75% | 1.7% |
| 21 | Bell Bank | 3 | $11.4M | P+1.75% | 0.0% |
| 22 | VelocitySBA, LLC | 2 | $6.9M | P+3.00% | 2.4% |
| 23 | First Foundation Bank | 2 | $2.1M | P+2.25% | 0.0% |
| 24 | U.S. Bank, National Association | 2 | $4.7M | P+0.88% | 2.4% |
| 25 | Mortgage Capital Development Corporation | 2 | $300K | P+2.75% | 0.0% |
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Customize your search →SBA 7(a) Lending in Arizona
Arizona has 49 active SBA 7(a) acquisition lenders that have originated a combined 158 loans totaling $236.2M in volume. The median acquisition loan size in Arizona is $1125K, with a median interest rate of Prime + 2.50% (Prime + spread).
When evaluating SBA lenders in Arizona, consider loan volume (a proxy for experience), interest rates, and historical default rates. Lenders designated as PLP (Preferred Lender Program) have delegated authority from the SBA to approve loans, which typically results in faster processing times.
Frequently Asked Questions
How many SBA 7(a) lenders are active in Arizona?
There are currently 49 active SBA 7(a) lenders in Arizona based on FOIA lending data. These lenders have originated 158 acquisition loans.
What is the typical SBA loan rate in Arizona?
The median SBA 7(a) acquisition loan rate in Arizona is Prime + 2.50% (current Prime rate: 6.75%). Rates are typically expressed as Prime plus a spread, with the SBA capping the spread at 3.0% for loans over $250,000.
What is a PLP lender?
A PLP (Preferred Lender Program) lender has been granted delegated authority by the SBA to make credit decisions without prior SBA review. This typically means faster loan processing and approval timelines.
Data source: SBA 7(a) FOIA lending data. Rankings are based on loan count within the selected dimension. Rates shown are median interest rates expressed as Prime + spread. Default rates represent 10-year cumulative default rates. Data is refreshed periodically and may not reflect the most recent lending activity.
Figures shown here are historical SBA 7(a) lending data presented for general information only. They are not an offer of credit, a prediction of the terms you will receive, or financial advice. VerSquare is not a licensed broker, lender, or financial advisor. Consult a licensed professional before making a financing decision.