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Top SBA Acquisition Lenders in Arizona

49 active SBA 7(a) lenders in Arizona, ranked by loan volume.

Lenders

49

in Arizona

Total Volume

$236.2M

Median Rate

Prime + 2.50%

Median Loan Size

$1.1M

Top Lenders in Arizona

1Live Oak Bank

Loans

13

Rate

P+1.50%

0.8%

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2Midwest Regional Bank

Loans

13

Rate

P+2.75%

5.6%

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3Zions Bank, A Division of

Loans

12

Rate

P+0.70%

1.1%

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Top 25 Lenders in Arizona

#LenderLoansVolumeRate
1Live Oak Bank13$30.5MP+1.50%0.8%
2Midwest Regional Bank13$17.3MP+2.75%5.6%
3Zions Bank, A Division of12$10.8MP+0.70%1.1%
4St. Louis Bank11$19.7MP+2.75%1.5%
5Evolve Bank and Trust10$6.2MP+2.75%1.0%
6Alerus Financial, National Association7$16.5MP+2.00%0.0%
7Capital Community Bank5$9.1MP+2.50%0.0%
8Integro Bank5$8.0MP+2.75%0.0%
9The Huntington National Bank5$6.3MP+2.25%1.5%
10UMB Bank, National Association4$5.7MP+0.50%1.0%
11United Midwest Savings Bank, National Association4$5.0MP+2.75%0.2%
12Busey Bank4$4.1MP+2.25%0.7%
13The Bancorp Bank National Association4$3.9MP+1.00%0.7%
14Dogwood State Bank4$3.7MP+2.75%1.3%
15Celtic Bank Corporation4$2.2MP+2.50%1.0%
16BMO Bank National Association4$1.5MP+0.00%1.1%
17Bell Bank3$11.4MP+1.75%0.0%
18First Internet Bank of Indiana3$7.6MP+2.75%1.7%
19First Utah Bank3$7.1MP+3.00%6.7%
20First Bank of the Lake3$4.2MP+2.50%0.7%
21Arizona Capital Source3$816KP+3.00%0.0%
22VelocitySBA, LLC2$6.9MP+3.00%2.4%
23U.S. Bank, National Association2$4.7MP+0.88%2.4%
24Byline Bank2$4.1MP+2.75%1.6%
25First Foundation Bank2$2.1MP+2.25%0.0%

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SBA 7(a) Lending in Arizona

Arizona has 49 active SBA 7(a) acquisition lenders that have originated a combined 158 loans totaling $236.2M in volume. The median acquisition loan size in Arizona is $1125K, with a median interest rate of Prime + 2.50% (Prime + spread).

When evaluating SBA lenders in Arizona, consider loan volume (a proxy for experience), interest rates, and historical default rates. Lenders designated as PLP (Preferred Lender Program) have delegated authority from the SBA to approve loans, which typically results in faster processing times.

Frequently Asked Questions

How many SBA 7(a) lenders are active in Arizona?

There are currently 49 active SBA 7(a) lenders in Arizona based on FOIA lending data. These lenders have originated 158 acquisition loans.

What is the typical SBA loan rate in Arizona?

The median SBA 7(a) acquisition loan rate in Arizona is Prime + 2.50% (current Prime rate: 6.75%). Rates are typically expressed as Prime plus a spread, with the SBA capping the spread at 3.0% for loans over $250,000.

What is a PLP lender?

A PLP (Preferred Lender Program) lender has been granted delegated authority by the SBA to make credit decisions without prior SBA review. This typically means faster loan processing and approval timelines.

Data source: SBA 7(a) FOIA lending data. Rankings are based on loan count within the selected dimension. Rates shown are median interest rates expressed as Prime + spread. Default rates represent 10-year cumulative default rates. Data is refreshed periodically and may not reflect the most recent lending activity.

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