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Top SBA Lenders in Arizona for Construction

4 SBA 7(a) lenders active in Arizona's construction sector.

Lenders

4

20 loans

Total Volume

$36.4M

Median Rate

Prime + 2.13%

State avg: Prime + 2.50%

Default Rate

1.1%

State avg: 1.3%

Top Construction Lenders in Arizona

1Live Oak Bank

Loans

8

Rate

P+1.50%

0.8%

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2Zions Bank, A Division of

Loans

5

Rate

P+0.70%

1.1%

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3St. Louis Bank

Loans

4

Rate

P+2.75%

1.5%

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Rate Distribution (Construction in Arizona)

All Construction Lenders in Arizona

#LenderLoansVolumeRateDefault Rate
1Live Oak Bank8$15.5MP+1.50%0.8%
2Zions Bank, A Division of5$3.2MP+0.70%1.1%
3St. Louis Bank4$10.5MP+2.75%1.5%
4Integro Bank3$7.2MP+2.75%0.0%

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Construction SBA Lending in Arizona

4 SBA 7(a) lenders are active in Arizona's construction sector, having originated 20 loans totaling $36.4M. The median rate for construction acquisitions in Arizona is Prime + 2.13%, compared to the statewide median of Prime + 2.50%.

The 10-year cumulative default rate for this niche is 1.1%, which is below the state average of 1.3% — indicating relatively lower risk.

Frequently Asked Questions

How many SBA lenders specialize in construction in Arizona?

4 SBA 7(a) lenders have originated construction acquisition loans in Arizona, with a combined 20 loans.

What rate can I expect for a construction acquisition in Arizona?

The median rate is Prime + 2.13% (Prime + spread). This compares to a statewide median of Prime + 2.50%. Actual rates depend on loan size, borrower qualifications, and collateral.

What is the default rate for construction SBA loans in Arizona?

The 10-year cumulative default rate is 1.1%, compared to a statewide average of 1.3%.

Data source: SBA 7(a) FOIA lending data. Rankings are based on loan count within the selected state and industry. Rates shown are median interest rates expressed as Prime + spread. Default rates represent 10-year cumulative default rates.

Figures shown here are historical SBA 7(a) lending data presented for general information only. They are not an offer of credit, a prediction of the terms you will receive, or financial advice. VerSquare is not a licensed broker, lender, or financial advisor. Consult a licensed professional before making a financing decision.