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Saint Louis Bank provides comprehensive business and personal banking services to local companies, nonprofits, and municipalities. Celebrating 20 years, offers business loans, cash management, checking, savings, consumer loans, and online/mobile banking solutions.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
contracting
As Of December 31, 2025
Median
$765K
Average
$1.3M
Sweet Spot
$500K-$1M
Industries with highest loan volume
Full-Service Restaurants
3
loans
$921K
avg. amount
Full-Service Restaurants
Loans
3
Avg. Amount
$921K
Other Services to Buildings and Dwellings
3
loans
$1.3M
avg. amount
Other Services to Buildings and Dwellings
Loans
3
Avg. Amount
$1.3M
All Other Specialty Trade Contractors
2
loans
$1.3M
avg. amount
All Other Specialty Trade Contractors
Loans
2
Avg. Amount
$1.3M
Other Building Finishing Contractors
2
loans
$2.9M
avg. amount
Other Building Finishing Contractors
Loans
2
Avg. Amount
$2.9M
Landscaping Services
2
loans
$2.1M
avg. amount
Landscaping Services
Loans
2
Avg. Amount
$2.1M
General Automotive Repair
2
loans
$342K
avg. amount
General Automotive Repair
Loans
2
Avg. Amount
$342K
Machine Shops
2
loans
$1.7M
avg. amount
Machine Shops
Loans
2
Avg. Amount
$1.7M
Exterminating and Pest Control Services
2
loans
$624K
avg. amount
Exterminating and Pest Control Services
Loans
2
Avg. Amount
$624K
Clothing and Clothing Accessories Retailers
1
loans
$1.1M
avg. amount
Clothing and Clothing Accessories Retailers
Loans
1
Avg. Amount
$1.1M
Other Miscellaneous Nondurable Goods Merchant Wholesalers
1
loans
$722K
avg. amount
Other Miscellaneous Nondurable Goods Merchant Wholesalers
Loans
1
Avg. Amount
$722K
10-Year Default Rate
0.9%
Percentile Ranking
85th
85th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.56% |
| $500K-$1M | Prime + 2.58% |
| $1M-$2M | Prime + 2.58% |
| $2M-$3M | Prime + 2.56% |
| $3M-$4M | Prime + 2.17% |
| $4M-$5M | Prime + 2.67% |
Spread over Prime at time of loan origination
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)