Top SBA Lenders in Texas for Construction
9 SBA 7(a) lenders active in Texas's construction sector.
Lenders
50 loans
Total Volume
Median Rate
State avg: Prime + 2.00%
Default Rate
State avg: 1.8%
Top Construction Lenders in Texas
Rate Distribution (Construction in Texas)
All Construction Lenders in Texas
| # | Lender | Loans | Volume | Rate | Default Rate |
|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 11 | $12.7M | P+2.25% | 1.5% |
| 2 | Cadence Bank | 7 | $3.0M | P+2.63% | 2.3% |
| 3 | First Internet Bank of Indiana | 7 | $12.0M | P+2.75% | 1.7% |
| 4 | Live Oak Bank | 7 | $12.7M | P+1.50% | 0.8% |
| 5 | VelocitySBA, LLC | 4 | $2.7M | P+2.75% | 0.9% |
| 6 | Hancock Whitney Bank | 4 | $1.6M | P+2.50% | 1.0% |
| 7 | Byline Bank | 4 | $8.1M | P+2.75% | 1.8% |
| 8 | Truliant FCU | 3 | $4.8M | P+2.75% | 0.0% |
| 9 | Gulf Coast Bank and Trust Company | 3 | $7.3M | P+2.50% | 0.6% |
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Customize your search →Construction SBA Lending in Texas
9 SBA 7(a) lenders are active in Texas's construction sector, having originated 50 loans totaling $65.0M. The median rate for construction acquisitions in Texas is Prime + 2.63%, compared to the statewide median of Prime + 2.00%.
The 10-year cumulative default rate for this niche is 1.2%, which is below the state average of 1.8% — indicating relatively lower risk.
Frequently Asked Questions
How many SBA lenders specialize in construction in Texas?
9 SBA 7(a) lenders have originated construction acquisition loans in Texas, with a combined 50 loans.
What rate can I expect for a construction acquisition in Texas?
The median rate is Prime + 2.63% (Prime + spread). This compares to a statewide median of Prime + 2.00%. Actual rates depend on loan size, borrower qualifications, and collateral.
What is the default rate for construction SBA loans in Texas?
The 10-year cumulative default rate is 1.2%, compared to a statewide average of 1.8%.
Data source: SBA 7(a) FOIA lending data. Rankings are based on loan count within the selected state and industry. Rates shown are median interest rates expressed as Prime + spread. Default rates represent 10-year cumulative default rates.
Figures shown here are historical SBA 7(a) lending data presented for general information only. They are not an offer of credit, a prediction of the terms you will receive, or financial advice. VerSquare is not a licensed broker, lender, or financial advisor. Consult a licensed professional before making a financing decision.